🏷️ About: Open a business account entirely online, manage it from anywhere, and never pay a single bank fee. At Azlo, we’re working to reinvent business banking for freelancers, small business owners, and entrepreneurs across the country.
by RMR131
Since I opened this account about 3 months ago I’ve had tons of fraudulent transactions. Yesterday there were a total of 8 transactions in a 5 min period from the same place located across the country... not only did they let the charges go through after I contacted them as they were happening but they won’t even offer a provisional credit after I received an email from the company that the charges were made to stating they were refunding all of them. My other bank would never let this happen without calling me and verifying I was making the charges. Don’t trust that your money is safe here because it definitely isn’t.
by Clkenttttt
Love the concept but so far don’t love the execution. Your account needs to be 30 days or older for them not to put a hold on your successfully deposited check. The hold can be anywhere up to 6 business days... meaning 6 days after the usual check processing time where the check is cashed it then is held by this app until they decide to let you use your money. Haven’t had this experience with a bank before. Usually you only have to wait the 2-3 business days for a check to clear. I’ve never had a bank clear a check and then take it out of my account to ‘hold’ for an unexplained reason. I should really be making interest off lending them my money!
by Cccsss_no
Tried using this to pay my business credit card bills so it wouldn’t be from my personal account. The routing number is attached to a bank that you will NOT be able to link with any accounts. I tried sending money and it’s still pending to an unconfirmed account that when I tried accessing i was denied. It’s impossible to make a bank account attached to the this app to access funds. I currently have hundreds of dollars “pending” from PayPal to this bank on the West Coast. PayPal was no help even tho the account is still pending confirmation. It was my mistake to send the funds prior to confirmation but I thought it would work like Venmo or PayPal....NOT
by TakenIsTheBestMovieEverJK
The banking concept and user interface behind this app appears excellent from the outside looking in. Like many of you, I was excited to start an account with them. Unfortunately, they kept delaying my application. While I waited, I began another application for a Novo account. Novo established my account in no time, and I was able to quickly deposit a check into my account. The funds were available within 24 hours (Novo takes a max of 2 days) . Afterward, I realized later that the funds from this app check deposits can take up to six days. I want freelancers to be empowered by banking options like this, but this app really needs to fix these issues to stay competitive.
by Jo-Joe2303
this app is extremely convenient for startup business that will not be handling cash. I’ve been using this app for about 5 months. The only bad thing I will say about them is nobody answers the phone. I spent 3 days straight waiting on the phone for about 15 minutes. I went outside to play with my kids forgot I was on the phone and came back and still didn’t reach anyone. Also when you do finally get through. It sounds like they are talking through the phones with the string and cups on the end. I would give them one start but they are a small company.
by MashaVolkova
I confirmed with this bank and set it up...everything. And I had transferred some money into it only to have it still stuck in initiating a transfer that should’ve been deposited. Seriously? It’s been sitting for five days. Thank goodness it was just a test amount. I will be calling my original bank and reporting this bank. Also they claim that you can link to Venmo and what not. Venmo has reported back to me that there was NO ACCOUNT (since they send two test deposits for you to verify). So I don’t trust using this bank plus I’m wondering if all the five star reviews are just paid bots.
****UPDATE****
Called my bank and they explained that when money is transferred from bank to bank they system is from the 80s and is slower to transfer. You must transfer money Monday through Thursday. If done on Friday there’s no processing don’t on the weekends. Much faster to transfer via debit card but, as per usual, fees will be charged. This also uses the same bank as my bank but for me my bank is way more established and this app is still, in my opinion, getting onto its feet. Good concept but for this business woman, not stable enough. Hopefully it will be there in the future! Also to see the fake reviews put up after mine...seriously?
by Bcmorrow17
I opened this account about 3 months ago because there aren’t any fees. I don’t like that my payments arent able to be sent directly to my account. I want to eliminate cash app and pay pal and I can’t because they are fast payments. My customers aren’t going to send a wire transfer you guys need to update that process. I want to send them a link or barcode in the invoice and they send the payment back to this account. Secondly I would like to make cash deposits into the ATM.
by Landyhite
Azlo and bank has been PERFECT for me and my small business. I’m an actress and operate as an independent contractor, so having a separate account is very important to ensure my personal 9-5 income doesn’t mingle with my income from acting jobs. this app has superb customer support and no fees. With their invoice feature I can bill companies for my work; I now get paid in half the time it was taking before I had this awesome bank. All around an excellent solution for those of us in the “gig economy” or otherwise self employed. I urge you to do yourself a favor and CHECK OUT THIS BANK!!
by Mr. Konstantino
All of us in the world of Entrepreneurship and hacking our way through the hoops of starting and running a business know it is never easy. this app is working with the Founders and new Entrepreneurs that come on board to create a truly fantastic experience for everyone, including the employees in California. Sure, everyone thinks they can get free stuff and services anywhere. this app is being built from the ground up by us. Don’t get grouchy. Just help out nicely and all the rest will fall in place and we will all be happy in due time!
by Renwalsh
Here’s what I want from a banking app: see all my transactions immediately, transfer money simply, deposit checks through Azlo . this app DELIVERS!! Shocking why so many other banking apps can’t deliver these things.
Despite their beautiful design, and meeting my basic needs, the fact that they’re tailored towards small businesses is great. I use the invoice function all the time and I love how it gives my customers so many options to pay me directly.
5 ⭐️: will definitely return.
by Brink1993
this app offers the kind of business account every entrepreneur needs. No fees! No hassle! You can integrate it with any finance service so you get your money instantly. They are always implementing new features .. all at no cost to their customers! I don’t have to worry about needing a particular bank account access certain features. this app only offers one account. Everything included. I’m so glad I chose to sign up when I did. It’s been pure business bliss!
by Ironman1103
this app has been nothing but great for my small business. I really wasn’t sure at first but it has all the right features that I like going forward with banking. I don’t really care for in person Services it’s 2019! so this is awesome! There isn’t a way around cash deposits but I try to avoid these at all cost. Like any bank the longer and better relationship you have the better the deposit times, availability, etc.
thanks this app!
by Anonyymous44
I have been using this app for a month and I couldn't be happier. I have had one issue that I needed to talk to support for and the support team is awesome. They were quick to address my issue and had very open communication. I felt like I actually mattered to them... Not a feeling that you typically get from any of the "big banks". I even had a follow up call with them so they could get feedback and implement any needed changes. Thanks this app!
by Davidhasarrived
After setting up my business and going through all the IRS, State Registrations, CCB, logo design, technology implementation and every little thing it takes to open a business that no one ever thinks of, I found this app. Setup was easy, verification of business documents was easier and before I knew it, my business checking account was setup and running.
I’m excited to grow with this app.
by Jsarelax
this app is so easy to love! No ridiculous fees, clear and simple transactions....all done from my phone! WOW! Before this app strolled into my life, I didn’t have a great work/life balance (financially speaking). It was kinda all glommed together. Now, my boundaries are clear !! Work finances are organized and no shifting through personal checking accounts to find business finances for Taxes! Whew....Stress Relief and a complete JOY to work with..!!
“I was worried before about would I make enough to maintain a minimum balance, or would the fees deplete my small funds before I had an opportunity to grow the business? Now I can stop worrying about those things and just focus on growing the business incrementally instead of rushing and potentially misstepping.
Azlo Visa Business Debit® card: Withdraw cash, fee-free, at any of the over 55,000 ATMs in our partner network.
At Azlo, we’re working to reinvent business banking for freelancers, small business owners, and entrepreneurs across the country.
From Revenued’s review: “Azlo accounts come standard with several tools that will be helpful when establishing and growing your business.
Open a business account entirely online, manage it from anywhere, and never pay a single bank fee.
No fees, minimums, or hassle: We don’t charge overdraft fees, per-transaction fees, or any other fees.
There’s no minimum balance, and you can manage your account from your computer or mobile phone.
The Azlo Visa Card is issued by BBVA USA pursuant to a license from Visa U.S.A. Inc.
Free payments and transfers: Link your other bank accounts to transfer money back and forth.
Helpful, accessible customer support: Reach us easily by email or over the phone—no need to go to a branch and wait in line.
Use your card internationally, without international transaction fees.
In-app invoicing: Send invoices to your clients with just a few clicks or taps.
Send bank-to-bank payments or mail checks right from the app.
Mobile check deposit: Make deposits quickly and easily from your phone.
