- No account fees, no overdraft fees, and no minimum balances
- Direct deposit to receive your paycheck up to 2 days sooner
- Earn 1.50% Annual Percentage Yield (APY) on all checking and savings account balances
- Send instant payments to other MONEY customers without fees
- Withdraw cash at 55k no-fee AllPoint® ATMs
- Make purchases with a personalized debit card or enable Apple Pay for mobile payments
- Deposit checks on your phone or add cash at select merchants (third-party fees may apply)
- Pay bills: pay by check or set up recurring transfers
- Talk to T-Mobile MONEY specialists every day of the year, with help available in Spanish
- Anyone can apply, not just T-Mobile wireless customers
- Stay connected to your money with transaction and balance notifications
- Easily transfer money to and from your external accounts
- Temporarily disable your debit card from your phone or browser if lost or stolen
- Prevent unauthorized account access with multi-factor authentication and biometric login
- Accounts are FDIC-insured up to $250,000
- Zero Liability Protection from Mastercard® for protection against fraud.