1st United CU Reviews

1st United CU Reviews

Published by on 2025-01-17

🏷️ About: The app is a mobile banking solution for 1st United Credit Union members. It allows users to manage their accounts, transfer funds, pay bills, deposit checks, and more. The app also offers features like budget management, account alerts, and card management.


       


Overall Customer Experience 😎


🤬 Negative experience
57.8%

😎 Positive experience
22.4%

🫥 Neutral
19.8%

~ from Justuseapp.com NLP analysis of 4,966 combined software reviews.



Summary of Customer Reviews (Takeaways): 💎

- Easy to use and quick

- Allows for mobile deposits

- Helps users keep track of spending

- Offers good customer service

- Provides simple and easy banking

- Offers loans without problems



Read 21 Customer Service Reviews 😠💢

4.8 out of 5
Terrible app

It used to be so easy to make my monthly car payment but after multiple efforts trying to link my external bank account to the new app I finally had to just take pictures of checks and deposit them. Payments are now late. Requests for customer assistance took forever (days) for response. Nothing ... Show more

Worst mobile experience for car payments

This is hands down the worst experience in mobile app payments I’ve seen. Not sure who the user experience designer was for 1stUnitedCU but they missed the mark big time. There are so many great apps that allow account payment not sure why the best practices for layout and design weren’t implement... Show more

Worst ever

Shut down for a week along with all my finances. My credit card was being used for unauthorized charges and I couldn’t do anything about it until the next month..... after they reported these charges and balance to my credit history. This also affected my investments as I couldn’t connect my accoun... Show more

Always a problem

I have spent so much time calling customer service to correct their errors. Very limited business hours and representatives say they fixed problem but continue to make errors. I am closing this account as soon as I can find time during their limited available hours.

Worse Update Ever

I don’t understand the purpose of updating 1stUnitedCU if it’s not going to improve anything. 1stUnitedCU would not work for a week and when I was finally able to get back in (by enrolling again) I was not able to pay my bills by an external account like I’ve done many times before. So frustratin... Show more

Frustrating

Firstly, it would have been nice to have been given a heads up that the online banking app was changing and it requires you to reenroll. It seems that I can no longer deposit checks directly into my auto loan account using mobile deposit. I attempted a chat with customer service and did not receiv... Show more

Just okay

The upgrade was not worth it, especially considering I didn't have access to my account for 5 days.
1stUnitedCU is too busy and requires to many clicks to find what you want. Not functional. I wish they had left it alone or tweaked it with minor improvement instead of a whole overall

IT DEEPT

I have the worst experience with the new online banking. Would not work. Took for ever to get help. Lines at local branch long. If it’s not broken don’t fix. The IT deptment is the worst I have ever experienced. Of all the credit cards I have 1st United’s has been hacked several times. The local br... Show more

Mobile App

On this new design you can’t set up multiple payments, you have to pay one bill at a time.

The next thing, you can’t view a payment calendar like in the old design (Unless, I just don’t know what I am doing).

Long fingered?

In order to photograph your check you must tap the very center of your phone screen. So if you’re gripping the camera with two hands you’re gonna have to change the way you take overhead photos.
UPDATE: first united services credit union responded and said they would forward my review to the de... Show more

Improvement from last app

1stUnitedCU is definitely an improvement from the last app. The only thing that I knocked 2 stars off for was the notifications - they’re not timely and typically come 12-24 hrs after you should be notified. I want to be notified for a reason- a transaction took place that I need to know about. If... Show more

Mobile deposite

Love the easy way to deposite without having to go through so much to deposit but I liked the older method of mobile deposite when the screen turned green when check image was good to take picture.

Response to messages

I am disappointed in the response time when leaving a message. Today, after spending 50 mins on-hold, I wrote a message & requested a return call. None have come. Customer service is closed for the day.

Mobile deposit

I did a mobile deposit. Got an email saying received and given a reference number. I look at my account the next day and it says rejected. I call and they had no record of my deposit. So I just tried again. Let’s hope it works.

The love of a great credit union

I love first United they have always been there for me meeting my needs they have always found a way to help

Happy with the upgrade

Hope I can deposit my money order now via mobile deposit.

Mobile deposit

Easy to use and quick!!!

Thank you

I’m able to keep track of my 15 year old granddaughters spending!!!

Car payment review

It’s fast and easy., the way it should be.
Keep up the great work.,

I LOVE 1st UNITED BANK

I love 1st United credit union 1stUnitedCU is so simple and easy to use, awesome customer service great banking, awesome loans I have a car and personal loan. No problems yet

THW ABSOLUTE WORSE

I hate this credit union and 1stUnitedCU. If I wasn’t a co-signer on a loan through them I would never bank here.



Is 1st United CU Safe? 🙏

Yes. 1st United CU is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 4,966 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for 1st United CU Is 27.9/100.

Safety Analysis

87.3% of users say app is Safe 👍
87.3%

9.6% of users have Some Concerns ⚠️
9.6%

3.1% of users say app is Risky 🚨
3.1%


Is 1st United CU Legit? 💯

Yes. 1st United CU is legit, but not 100% legit to us. This conclusion was arrived at by running over 4,966 1st United CU User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for 1st United CU Is 52.6/100..

🔏 Privacy & Data Safety

1st United CU collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Contact Info
    • Contacts
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics
  • Data Not Linked to You:
    • Location

How was your experience with 1st United CU? Post a Review




Features

- View balances and account history

- Transfer funds

- Pay loans or bills

- Organize transactions with tags, notes, and photos of receipts and checks

- Set up alerts to monitor accounts

- Deposit checks by taking a picture of the front and back

- Turn cards on and off and order replacements

- View and save monthly statements and notices

- Access quarterly FICO® Score

- Create and manage budget with Money Manager

- Find branches and surcharge-free ATMs

- Secure account with facial recognition or TouchID on supported devices.

  Contact Support
Developer:
1st United Services Credit Union

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