1st United CU Reviews

1st United CU Reviews

Published by on 2023-12-20

About: This free app for 1st United Credit Union members turns your mobile device into
a tiny branch that’s always open for business! It’s the simpler and faster
way to manage your accounts. Simply download the app and click Enroll to get
started.


About 1st United CU


What is 1st United CU?

The app is a mobile banking solution for 1st United Credit Union members. It allows users to manage their accounts, transfer funds, pay bills, deposit checks, and more. The app also offers features like budget management, account alerts, and card management.



       

Features


- View balances and account history

- Transfer funds

- Pay loans or bills

- Organize transactions with tags, notes, and photos of receipts and checks

- Set up alerts to monitor accounts

- Deposit checks by taking a picture of the front and back

- Turn cards on and off and order replacements

- View and save monthly statements and notices

- Access quarterly FICO® Score

- Create and manage budget with Money Manager

- Find branches and surcharge-free ATMs

- Secure account with facial recognition or TouchID on supported devices.



Overall User Satisfaction Rating


Negative experience
72.1%

Positive experience
27.9%

Neutral
24.7%

~ from Justuseapp.com NLP analysis of 4,042 combined software reviews.

Key Benefits of 1st United CU

- Easy to use and quick

- Allows for mobile deposits

- Helps users keep track of spending

- Offers good customer service

- Provides simple and easy banking

- Offers loans without problems




20 1st United CU Reviews

4.8 out of 5

By


Improvement from last app

1stUnitedCU is definitely an improvement from the last app. The only thing that I knocked 2 stars off for was the notifications - they’re not timely and typically come 12-24 hrs after you should be notified. I want to be notified for a reason- a transaction took place that I need to know about. If I want a notification a day after a transaction took place I may as well just log on every day. Defeats the purpose and should be fixed ASAP.


By


Long fingered?

In order to photograph your check you must tap the very center of your phone screen. So if you’re gripping the camera with two hands you’re gonna have to change the way you take overhead photos.
UPDATE: first united services credit union responded and said they would forward my review to the developer. That was a prompt response not a fix but at least someone’s listening so I gave them one additional star for a total of three


By


Worst mobile experience for car payments

This is hands down the worst experience in mobile app payments I’ve seen. Not sure who the user experience designer was for 1stUnitedCU but they missed the mark big time. There are so many great apps that allow account payment not sure why the best practices for layout and design weren’t implemented here. It is not intuitive or user friendly at all. My payment is a month behind only because I couldn’t figure out how to make the payment and with a newborn at home haven’t had time to call!!


By


Worst ever

Shut down for a week along with all my finances. My credit card was being used for unauthorized charges and I couldn’t do anything about it until the next month..... after they reported these charges and balance to my credit history. This also affected my investments as I couldn’t connect my account to my brokerage and I couldn’t receive Paycheck Protection Program Loan Deposits because the lender could not contact this credit union’s servers...
All in all they’ve been extremely unhelpful


By


Mobile deposit

I did a mobile deposit. Got an email saying received and given a reference number. I look at my account the next day and it says rejected. I call and they had no record of my deposit. So I just tried again. Let’s hope it works.


By


Worse Update Ever

I don’t understand the purpose of updating 1stUnitedCU if it’s not going to improve anything. 1stUnitedCU would not work for a week and when I was finally able to get back in (by enrolling again) I was not able to pay my bills by an external account like I’ve done many times before. So frustrating that I’m considering closing the account, it’s always something with 1st United and they’re not even a major bank


By


Response to messages

I am disappointed in the response time when leaving a message. Today, after spending 50 mins on-hold, I wrote a message & requested a return call. None have come. Customer service is closed for the day.


By


Happy with the upgrade

Hope I can deposit my money order now via mobile deposit.


By


IT DEEPT

I have the worst experience with the new online banking. Would not work. Took for ever to get help. Lines at local branch long. If it’s not broken don’t fix. The IT deptment is the worst I have ever experienced. Of all the credit cards I have 1st United’s has been hacked several times. The local branches ATM is not working 3 out of 10 times I try to use. I would not recommend this credit union.


By


Mobile deposite

Love the easy way to deposite without having to go through so much to deposit but I liked the older method of mobile deposite when the screen turned green when check image was good to take picture.


By


Just okay

The upgrade was not worth it, especially considering I didn't have access to my account for 5 days.
1stUnitedCU is too busy and requires to many clicks to find what you want. Not functional. I wish they had left it alone or tweaked it with minor improvement instead of a whole overall


By


Terrible app

It used to be so easy to make my monthly car payment but after multiple efforts trying to link my external bank account to the new app I finally had to just take pictures of checks and deposit them. Payments are now late. Requests for customer assistance took forever (days) for response. Nothing user friendly about this. 👎🏽👎🏽


By


The love of a great credit union

I love first United they have always been there for me meeting my needs they have always found a way to help


By


Mobile App

On this new design you can’t set up multiple payments, you have to pay one bill at a time.

The next thing, you can’t view a payment calendar like in the old design (Unless, I just don’t know what I am doing).


By


Mobile deposit

Easy to use and quick!!!


By


Frustrating

Firstly, it would have been nice to have been given a heads up that the online banking app was changing and it requires you to reenroll. It seems that I can no longer deposit checks directly into my auto loan account using mobile deposit. I attempted a chat with customer service and did not receive a response.


By


Always a problem

I have spent so much time calling customer service to correct their errors. Very limited business hours and representatives say they fixed problem but continue to make errors. I am closing this account as soon as I can find time during their limited available hours.


By


Thank you

I’m able to keep track of my 15 year old granddaughters spending!!!


By


Car payment review

It’s fast and easy., the way it should be.
Keep up the great work.,


By


I LOVE 1st UNITED BANK

I love 1st United credit union 1stUnitedCU is so simple and easy to use, awesome customer service great banking, awesome loans I have a car and personal loan. No problems yet


By


THW ABSOLUTE WORSE

I hate this credit union and 1stUnitedCU. If I wasn’t a co-signer on a loan through them I would never bank here.




Is 1st United CU Safe?


Yes. 1st United CU is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 4,042 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for 1st United CU Is 27.9/100.


Is 1st United CU Legit?


Yes. 1st United CU is legit, but not 100% legit to us. This conclusion was arrived at by running over 4,042 1st United CU User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for 1st United CU Is 52.6/100..


Is 1st United CU not working?


1st United CU works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



How was your experience with 1st United CU? Post a Review

Leave a comment:




Alternatives