Mos: college without the debt Reviews

Mos: college without the debt Reviews

Published by on 2023-12-25

About: Mos is the best fee-free banking app for students. Earn cash back, save on
tuition, and manage your money the smart way in college.


About Mos


What is Mos? Mos is a fee-free banking app designed specifically for students. It offers cashback rewards, access to scholarships and grants, and the ability to negotiate tuition fees. The app also has no hidden fees and offers additional features such as customizable debit card designs and secure encryption.



         

Features


- Cashback rewards: Earn points when you spend in your favorite category and redeem them for instant cashback.

- Access to scholarships and grants: Get access to the largest database of $168 billion in verified scholarships and financial aid and apply with help from your personal financial aid advisor.

- Tuition negotiation: Let your personal financial aid advisor negotiate to reduce your tuition and save money.

- No hidden fees: Mos has no overdraft, minimum balance, or other hidden banking fees.

- Customizable debit card designs: Choose your own debit card design and get instant access to your digital card.

- Secure encryption: Keep your account safe with secure encryption, TouchID, and FaceID.

- Send and receive money: Send, request, and receive money instantly from friends and family at no cost.

- Referral program: Earn money for each friend you bring to Mos.



Overall User Satisfaction Rating


Negative experience
60.7%

Neutral
49.1%

Positive experience
39.3%

~ from Justuseapp.com NLP analysis of 5,656 combined software reviews.

Key Benefits of Mos

- My advisor has been a literal Godsend.

- Eve is literally the only person I have helping me figure out college.

- She’s helped me with essays and financial aid.

- The app has definitely made the communication between my coach and I a lot easier.

- My coach is very responsive and helpful and definitely makes the Finacial Aid process a lot easier.




20 Mos Reviews

4.7 out of 5

By


So glad I randomly signed up!

I don’t even remember what inspired me to actually sign up for this but holy crap I seriously can’t begin to say thank you enough. My advisor has been a literal Godsend. Eve is literally the only person I have helping me figure out college. She’s helped me with essays and financial aid and my gosh I dare say she has even become a friend. Please give her ten raises!
I had an issue with my financial aid being lowered at the last minute and she has been on alert and preparing letters to send to my financial aid office. I don’t know what I would do without her help!


By


Convenience FTW!

Mos has definitely made the communication between my coach and I a lot easier! The setup was a little confusing at first but you can still get through it without much issue. I already had my account set up on the website prior to downloading Mos so that may have helped with my account setup on Mos . My coach is very responsive and helpful and definitely makes the Finacial Aid process a lot easier!


By


App was buggy

When I try to create a digital card or search for scholarships, this app fails to do either. Instead, I get a loading screen that either disappears with nothing accomplished (digital card) or it freezes (searching for scholarships). Due to these issues I cannot use Mos for any meaningful purpose. Please fix this issue.

UPDATE:
The developers fixed this issue and now Mos fully works on my phone. Thank you!


By


Super helpful for college student s

Having an financial advisor who you can text with questions at any time is the absolute best! Using Mos allows you to save a lot of money and I would 100% recommend it to all college students. The only thing I’d like there to be is the ability to filter through scholarships by deadline l, but other than that Mos is a game changer when it comes to financial aid for college.


By


very unhelpful support…

So, I signed up for this app when it was still in the middle of being launched and I was super excited to see how this would work as I am a college freshman. I signed up for it on my 18th birthday at midnight, submitted my information, and waited. But they’re telling me that I can’t open an account officially “based on my info” and “for security reasons”, they can’t tell me why. You can’t re-apply since it’s based on your phone number. I’m sure Mos is fine, but signing up for it as a new 18-year-old doesn’t work. Support in regards to re-application is not helpful whatsoever.


By


Great so far !

I’ve been using Mos opposed to the website to communicate with my coach. The functionality is there ! All the resources and tools you need are easily accessible through Mos .


By


Feedback

My experience with this app was amazing.
this app coach help me get more grants and send you an application for scholarship that are great match for you based on the information you give them. They also write you an email to send to your school to get more grants and can also receive a state fund or Work study.
Take this opportunity to download Mos and get you those scholarship babyyyyy.


By


Amazing

I never write reviews, but I had to for this app because of my amazing experience with them. I began using this app at the start of my university career and my advisor has been such great help, I can’t thank her enough. From helping me find and apply for scholarships to helping me with university matters, she’s been there for every step in the way. I couldn’t recommend Mos more than I already do.


By


Love my Advisor

I’ve had this app of a while but didn’t decide you use it till recently. Khedija, my advisor is super nice and easy to work with. While I have been filling out applications she been messaging about all the new ones that she finds for me. Mos makes it so much easier to communicate and we get to apply for more scholarships faster because of the decrease in our delay.


By


Best way for students to start banking and get financial aid help from experts!

this app is a great App that offers fee-free debit card and checking account as well as well as access to thousands of dollars in scholarships through their database. This is a great way for students to start on the right foot with their finances and also get help from professional coaches to find them most financial aid benefits they are entitle too!


By


The service they provide is really amazing

What I really like is the fact that you get matched with a real person as an advisor who is helping me apply for many financial aid programs to cover my tuition costs. The card they provide is so so fancy! I’m really enjoying my experience so far and I will definitely recommend this app to anyone going to school.


By


Had a great experience last year and this year is already promising!

I received an extra $5,500 thanks to the letter my advisor prepared for me and she made my busy life easier with reminders and scholarship recommendations. Happy to see the service for free this year, and that I can check everything on my phone. Highly recommend. 💯


By


Loving it so far!

Most banking apps I’ve used are hard to navigate (many pages, too much text). this app is super simple, feels a lot more like other apps I use and love. There’s also in-app support, ability to pay and request money from friends, and $5 rewards for friends I invite–I’m bringing everyone over!


By


Amazing

I only been on Mos for a few days now. My advisor is great, they make sure that I know all of the money that is available to me and how to get it. Mos also have a wide range of scholarships. I definitely recommend it to other college students or to be college students


By


MOS

this app has been super helpful in my financial aid endeavors. Prior to using this app, I would have to settle for whatever federal financial aid I would receive by FAFSA. However, with this app, you are assigned a direct advisor (s/o to Mazigh) who encourages you each step of the way from school choice, drafting templates to Financial Aid offices, and scholarship selection. Thank you, this app!


By


Cool banking app with massive scholarship database

I love how easy to use Mos is! The debit card updates are very fast and I like how simple it is to connect my this app account with all my other bank accounts + Venmo. I also saw a bunch of scholarships I never knew about but that I qualify for! Awesome app


By


Must-have for students in the US

Not only they provide help with finding funding for college, but also give you starting bonus when signing up for the bank!


By


Super helpful!!

Finding scholarships has always been a tough one for me but with the help of the advisors they have made it so much easier!! Truly recommend Mos for any college students looking to save money!


By


Mos app

My experience thus far has been AMAZING!! Eve definitely deserves many raises. She has helped me ease the stress of finding funding and scholarships for college! Mos definitely needs 5 stars or more. I’m thankful that I came across Mos.


By


OG supporter

this app has been so useful since the beginning. The new app is so useful and they actually found me a grant my school didn’t tell me about that is worth up to 4,000 a term. They respond very fast and it’s free


By


Can’t order a new card

I’m getting error code 504 when tryin to order my new card


By


If you joined the waitlist and earned rewards. It was a waste

I referred for months and earned up too $900. Lost it all when they launch. Really did like Mos but since they also changed it to a $1 per friend, feels like me and a few friends did this for nothing. We basically promoted their company and they changed everything. I’m not changing the star rating bc that’s how I feel about Mos honestly.


By


Awesome!

Loving this app! Getting set up was nice and easy (plus got $$ for signing up). I’m already seeing how valuable this all is exploring all the scholarships available. Excited for my sweet looking new card to arrive too!


By


Cool banking & scholarships app, got referrals

Cool app- simple banking, can send money to friends, scholarships a cool feature / easier than searching online. also did eventually get all my referrals


By


Very useful

I got my referral bonus no issue. Would definitely recommend Mos to anyone who is considering or currently attending college 🤙


By


Very dope!

Got invited by a friend, sign up was quick and easy. Really love what their doing ! Can’t wait for my summer card to come!💪🏽🔥


By


Love this app

This is such a unique and needed product for students. Mos is very easy to navigate, awesome visuals, and a one-of-a-kind service.


By


Amazing app

Amazing app, the only place where I can find all the financial aid I am eligible to! Simple banking features. Move it that it’s free!


By


No referral money

Yeah, don’t waste your time filling out all the crap. I wouldn’t mind using Mos BUT now I don’t feel like they aren’t trust worthy because they lied about giving referral money.


By


No money from referral

False advertising only reason I even downloaded


By


Worse app ever

So Mos deserves NO STARS!!! So I was so excited to get access to Mos early and I also thought it was a great idea for college students as well and also I loved how we could refer people untiI Mos launches and once it launches we would get early access and the money we made from referrals would be credited to the new account so I was so excited to do this so when Mos did finally launch I goto sign up cause the referral money I made I was needing it so I was very mad and disappointed when I tried to signup an they denied my application to open an account with them I then emailed support and told them that it was unfair to the people who supported there app an helped them launch it just to be denied an account so they could get the money that they made from referring people they emailed me back and told me that they was sorry but there is nothing that they could do to me Mos was nothing but a big scam you wanted the people to help launch this and get your name out there just to turn them down when it was time to open an account an the only way to get the money we all have made from referring people can only be credited to there app so I was pretty up set an disappointed knowing I lost all that money I had made from referring people to there app so I got back on my college web site where I posted it an told everyone that signed up that you may or may not be able to get the money you have made from referring people it all depends on if they will approve you for an account with them an a lot of people are experiencing this issues it is unfair to the people that helped y’all gain notices and get your app out there just to be told that there is nothing that can be done to get the money all because we got denied an account threw y’all Mos IS NOTHING BUT ONE BIG SCAM DONT SIGN UP WITH THEM UNLESS YOU WANT TO GET SCAMMED OUT OF YOUR REFERRAL MONEY


By


No

SUPPORT IS A JOKE!!!! THEY SAY YOU GET A SIGN UP BONUS THAT IS A LIE I HAVE WAITED 20 days AND NOTHING. THEY SEEM TO NOT CARE




Is Mos Safe?


Yes. Mos: college without the debt is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 5,656 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.7/5 . Justuseapp Safety Score for Mos Is 39.3/100.


Is Mos Legit?


Yes. Mos: college without the debt is legit, but not 100% legit to us. This conclusion was arrived at by running over 5,656 Mos: college without the debt User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Mos Is 88.4/100..


Is Mos: college without the debt not working?


Mos: college without the debt works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



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