Dave - Banking & Cash Advance Reviews

I found this app via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded Dave (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the this app app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. this app only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, this app takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

I very much appreciate your help, the only thing I have a problem with is that you ask when do I get paid and I put monthly. I guess Social Security, disability on the first, SS on the third. But yet what I do asked for a loan you do two weeks, which puts me sometimes overdraft. But, this time I had two different things to come on my account that shouldn’t have I wasn’t expecting.
I have a 92-year-old art who wanted me to visit, and her daughter that has cancer and there’s no hope for recovery. I think God for allowing me to come. I flew I didn’t know now you have to pay two chicken suitcases. So $60 I had not planned to spend. I knew I was on a tight budget, I make sure my phone went and met another bill paid, but I order something and it was supposed to be in free charge me $50. So I’m trying to get home and I need at least $100. I think you for 25 dollars. It’s not enough but it helps so you see you is no he did not help me much. And the fact that in the past because you did two weeks and I was desperate for that long it cost $72 to be taken out of my account overdrafted so have you help me no and that is happened more than once. You say one thing and do something else when I first started I said but after that 2X bar I have to find other ways to try to make up when I can’t get it from you I would doubt but thank you anyway for what you’ve done I know you don’t have to.

I’ve had this app for months now, and I get paid every week EARLY! Not only is THAT a great incentive, but I expected Dave to be like many others, (where they lie, basically) lol. But this app actually gives you $200 advances. (You can advance anywhere from $100-$200) You just hit the “advance” tab and select your advance amount. You have it deducted immediately when your next ACH direct deposit check that clears in your this app Spending Account, or, you can pay it back early with another form of payment.
NOTE: a potential advance DOES REQUIRE proof that you can pay this app back. It’s not just free money. You have to build a rapport. You start out at $25 advances when you open the account, and then as you get ACH direct deposits, keep money in your account, and advance and pay him back regularly from YOUR money, you can then advance $100, $150, or $200. Once your advance is paid back, there’s a “cool off” period, which is a few days where you can’t advance, and then you can advance again after that. I LOVE THIS FEATURE. Sometimes I have to say, I spend my money frivolously, (not proud of it) and I need a little bit extra to get through the week. So it works out perfectly with timing with the “cool off” period, too! It allows me to budget better AND monitor my spending.

Thank you to this app!!!! 🐻🧸🐻 THE BEST BEAR AROUND! ⭐️⭐️⭐️⭐️⭐️

Since they were able to validate my account they were able to give me the $75 loan without any tricks. They took it out as soon as my direct deposit came in so if I needed to get another advance the next morning I could do it around 3-5am before the day starts so you don’t have to go half the day waiting for it to give you the green light to put in for another advance! I have no issues navigating site. The only issue I have is after you agree and swipe ok to get the advance the next screen it goes to is the this app Bear with hands up and a green bar at bottom saying thank you and if you don’t pay attention you will press the Thank You Bar thinking it’s just the final page like a second swipe to make sure you meant to agree to it, but it’s really an effort by them to get a tip out of you which I got caught on it and now I am into it for an additional 10 Dollars which I would never have agreed upon!! If the times are tough enough to need an advance I am not in position to be giving out a 10 tip on top of the $4,99 charge to put it in account right away for no charge you can wait I think 3-4 days for it to go into account so I am now paying 90 dollars for the 75 which I definitely will never ever give a tip again!!! Fool me once ok that’s on me but to me it’s kind of messed up to get people while they are down with no way to reverse it!

I loved Dave when it first came out. When they added the banking option I joined the waitlist and decided to deposit a certain amount of my paycheck into this app Banking.... FIRST; Never received the correct debit card. I was sent 5 cards and tried to activate all of them and kept getting an error. When I called Evolve Bank who handles everything I was transferred to another 3rd party company.... tried to use my acct over July 4th weekend and I wasn’t able to access any of my money. Called in and kept getting hung up on and no one will contact me by email or by phone... this is horror when you have pills and payments bouncing. I really regret trusting Dave with my money.... wish i had real person to talk to instead of a rep who sounds like they just woke up and keeps hanging up

Update: I was able to get in contact with someone this morning through the chat app. It’s a know issue currently with not being able to process transactions through 3rd Larry such as Venmo, Cash App and etc. No current eta as of this afternoon and I had to reorder my card because the one I received was tied to a previously closed this app Banking account.

2021 Update: Since my initial review I have not had any more issues. I’ve actually received a this app card and it is fully operational and I still get my check a day early from then my other bank accounts

I am a natural skeptic when it comes to apps such as these, but just today I had a real-world experience that this app helped me out with. The deets:
This morning, I had an out-patient procedure at a hospital in downtown Philly. I was supposed to take my wife’s ATM card and use that for parking. I’m my haste, not only do I forget her card, but I also left my main ATM card at home, leaving me only with my phone, Apple Watch, backup ATM card and 20 bucks. After my procedure I return to the lot to discover that parking was $26 - $6 more than I had on me. Wife works 40 minutes away and no way she could text me the money through iMessage, since the lot is not ApplePay-ready. Stranded, I was, staring at my car in this lot. Then it dawned on me that on a whim, I previously downloaded this this app app. I was very skeptical about providing my bank info, but since that is the only way to realistically obtain an advance, I submitted my banking info, verified my identity and email address, and miraculously this app fronted me 20 bucks, on the spot. I was able to immediately withdraw it and pay for parking and drive off the lot. Without this service, instead of writing this review I would still be downtown, trying to figure out how to get my car off the lot!!
I don’t foresee using Dave much, but I wanted to share with you all a real-world example of Dave being s lifesaver. I never knew I’d need it - until I needed it!

Always overlooked this app and totally let it go out of mind until I seen it pop across Facebook and said I’ll just try it just to be doing something… man Dave is the truth… know how many times I needed gas , a small meal, or just random miscellaneous items?!! How many years I’ve missed out on being helped when I seen my money getting down to $10??! But better now to learn than never!! Some people get verified instant/some up to 3 days depending on your bank of course. Mine too 1 day and I had my money in under an hour.. now I’ll have gas to carry me through the week, now I can go get a pack of meat or two from the store!!! I am very thankful and hope Dave keeps helping me!! Sooo many more people need to know about this!! Do you know how many people need to hold something small until payday?!! Mistakes, impulsive buys, and inconveniences do happen but this app is always there… and be in reminder that when you pay this app back, he gives you a cool off period to wait a few days before you borrow again. Don’t take Dave for granted!!! ALWAYS PAY HIM BACK!!! Dave is easy and common sense. I’m sure a few bugs happen but yes you get the money honey !!! Hope Dave continues to save and changes lives in the smallest way !!! One day I won’t need this app anymore but I’ll always keep him close because you just never know!

Hello! So my boyfriend was my resource for finding out about these apps out there that will help you with money until payday! He goes thru Dave called “Earnin” which was the one I was initially going to go threw but because of all the info they needed and how long it would take I chose “The this app” app! Now the thing that doesn’t make any sense and really makes me mad, is Earnin app borrows my boyfriend as much as he needs from his upcoming check! Which is what I was expecting and needing from this app app! Dave only gives me $20 dollars! Honestly that is just an insult and not even helpful! What is 20 bucks going to do to help me out, especially in today’s world and with 4 kids that need to be fed and a vehicle that needs gas to allow me to get to work? It is not enough money to help a family or even a single person! You need to make it available to borrow what the customer wants and or needs! They are the ones who pay it back and it’s there decision and or problem what they chose to borrow from there next check! You guys take the money right out our accounts automatically so I don’t see the issue with not allowing your customers really get the help they need. That would also make you guys more money because we as customers would tip you way more better. Please explain why it’s only 20 dollars I can borrow for 5 days until I get paid :( ?
Thanks much, Kaitlyn Ralph

I downloaded Dave and was leery of it and just thought it’s like the other ones I’m gonna need a bunch of credit I’m gonna have to jump through hoops and it was actually quite simple for the most part and although I only was able to get a loan of five dollars do you know where it came at the right time at the right place and help me out so that I wouldn’t look stupid when taking someone out to dinner and being short a few couple dollars five stars for Dave. There is one frustrating thing I am a independent contractor who gets paid often daily but do you have weekly direct deposit which go into my Venmo account Venmo is it legit app and safe place to have your money very safe actually and I’m wondering why doesn’t it link my Venmo account why can’t I use Venmo with this app where it will consistently show how much money I make every week how much my direct deposits are how long I’ve had them so then that way I could’ve borrowed $100 instead I’m hoping that they fix that and also When trying to open up an account with this app and have my money directly deposited there it’s saying it’s not able to prove who I am or something but I’m sure this app will get it fixed until then thank you this app

So I really do enjoy this “app,” if that’s what it should be called, but I have a few opinions about it. this app definitely helps organize finances by giving advances when needed. However, the terms of when you can take an advance, and how much you can ask for, are very unorganized. I have taken out advanced, and I have paid them all back, in full and on time, but there are stipulations that users aren’t made privy to until the “app” drops that bomb on them. For someone who is not over drafted in their own bank account, OR in the this app app, and someone who makes their payments in full and on time, there shouldn’t be a limit on how much they can ask for, or when they can ask for it. If these limitations are there to make it easier for the user to handle their finances responsibly, there should be more leniency towards those that are in good financial standing with this app. If I have “borrowed” money, multiple times, and paid it back in FULL, MULTIPLE times, EVERY time, the limitations should not occur. I understand Dave is new, and the kinks are still being worked out, so me being as detailed as possible should benefit those working on making this app the best it can be. Thank you for your time, and as I will continue to use this app, I hope to see improvements that cater to users that are responsible with their usage. Place limits where they are needed, but offer opportunities to those who meet or exceed expectations.

Don’t get me wrong, Dave is great! I’ve been using it for almost a couple weeks now and I love it, I downloaded it during work because my girlfriend recommended it because I got an unexpected overdraft fee and I was negative, so I had to dispute my charges from the snowball effect, but nonetheless I wanted it to help prevent and better manage my money, I’m 18 years old and I recently moved into my first apartment with bills to pay now with my girlfriend so the this app app really helps both of us out, and this building credit feature-I can’t wait to try out, it sounds amazing! Build credit by paying rent, unbelievable. I had to pay a big deposit because of no rental history or credit. this app is amazing, but recently, I’ve been experiencing minor technical difficulties. Dave seems to be showing expenses that need to be payed before payday or I might “overdraft” but then I look below, and it appears there are no expenses to remove or edit; and it’s a pretty large sum to be notified about. I’ve tried a lot of troubleshooting, but nothing seems to help, and I don’t want to be notified of false alerts & notifications. Don’t know if there’s a way to fix this or not, but I still love Dave . I just wish I could use it to its fullest potential-with the alert system & billing information.
-Isaac L.

Let’s start by saying the when I first started using Dave it was working fine, now I have been trying to use it for a while now and it was stuck on the screen that said a verification for the bank account was needed and it should take two days, I’m wondering how you guys count your days because it was displaying the same message for over a month, I tried to do the process again and after I linked my bank account for the second time it took me to a screen that requires me to verify all my information again including bank account and routing numbers, once y put my information says my bank account number it’s not correct and I know what you are going to say you probably did it wrong try again, well surprise it was done multiple times and by different people now one out of two everyone it’s making the same mistake or your app has bugs, I think it’s safe to say the second option seems like the right one, I know you will give an answer saying you are really sorry and that you will look into it, save the time and use it to improve Dave and please add a phone number to contact your customer service if you don’t have a card other wise it won’t let you do anything because all the options that you have online are useless or at least don’t solve my problem specially since my screen it’s stuck on the part asking for my bank information after I linked it electronically. By the way I uninstalled the application. So keep it up.

Get pay day advances instantly for only $5! No hassle, no joke or gimmick. Immediate online approval process and same day advances in most cases. Cash is electronically deposited to your account in just minutes. All you need is a current steady income. It’s so unbelievably quick and easy! Just download Dave and follow the prompts to connect to your bank. If you have regular, recurring direct deposits from a viable source of income your bank and income are verified immediately. Only thing is you can’t get more than $75 each advance initially and the loan repayment is electronically debited on your next pay day no matter how soon that may be. Dave also has a few bugs to work out. You may get error messages and have to repeat steps or start over a few times during the process of connecting to your bank and/or verifying your income. Depending on your financial institution and source of income, verification may not be immediate. It seems to take longer or be somewhat trickier to verify some banks and direct deposit pay. And it can take up to 8 hours for your advance to be deposited once it’s approved but all in all it’s still THE BEST EXPERIENCE I’ve ever had getting a pay day or online loan. It’s generally guaranteed... in no longer than a few hours if not instantly. I would give it 5 stars if not for the bugs

this app is usually great, I’ve been using Dave for a long time now. And whenever I’m in a bind I can count on this app to lend me up to $75 until my next paycheck. Well due to the recent changes with the virus spreading, I’ve been working remotely which is still providing a paycheck, though it is for much less hours. My usual main source of income is nonexistent right now, as I’m an artist and vendor who makes money at events.

This month, money was tight. It is tight. I thought I could count on this app to get my $75 advance, but I ended up overdrafting three dollars. So I was -3 dollars. Usually that’s not an issue when requesting an advance from this app, but this time, it was. I was told the highest amount I was eligible for because my account was negative, due to coronavirus circumstances, was $20. So that’s where I’m at. I don’t have enough money to make it until next Thursday when I get my steady paycheck, and I’m struggling. If I had known that I wouldn’t be able to get an event at the moment I went negative on my account, I would’ve set an alert so that I couldn’t go negative and I would’ve requested the money sooner.

I’m super grateful this app exists, but I had come to rely on it, and now I’m seeing that I can’t even rely on this app.

Initially I was skeptical to install and use an app requiring entry of my banking account info, but after reading dozens of mostly-positive reviews I decided to give it a try. Entering my bank account info and inputting my paycheck schedule was quick and easy, and not long after the verification was completed I requested and received a $75 cash advance. Over the course of a couple months I requested and received three $75 advances, each of which was paid from my checking account on the scheduled date. However, this week I attempted another advance but Dave reflected it did not register my most recent paycheck, thereby limiting to $20 the amount I could advance. Upon trying to update the paycheck schedule (which has NOT changed, mind you), Dave informed me it could not offer advances based on manual paycheck entry. This issue was something I read in many reviews, but I opted to continue with the installation and use of Dave . Now, due to the frustrating glitch in Dave ’s ability to record my always-on-time paychecks and other, static monthly deposits, there really is no point in keeping Dave on my phone. Currently I am evaluating the use of other, similar apps, as I see no need to maintain the this app app because it no longer properly records my paycheck information. I’m glad I waited to write a review because it allowed me to experience both its pros and cons.

I CANNOT recommend Dave!!! I’ve been using the this app App for approximately seven months now and so far it has been mostly frustrating. After taking the time to apply for a spend account and uploading my driver license, this app rejected my application because they couldn’t verify my identity. Weird because I have been at the same address over six years my license address matches and I have credit &bills consistent with this. Okay, so even though I’m not elected eligible for a spend account this app allows me to get advances on my monthly income. Great, right? Not really because this app pays himself back by going by when my credit union last applied my monthly direct deposit. The problem is, is that my credit union deposits the money the moment they receive it which could be different dates every month but this app doesn’t take this into consideration so he has overdrawn my cu account on a few occasions which is the opposite of what this app’s main objective is! I have contacted CS several times about it and they have been no help and only repeating what the last rep said or telling me what I already know! To top it off I am being charged for using Dave because I don’t have a spend account. Ugh! FRUSTRATING to not have this issue resolved. I will be closing my account since it really serves no purpose but to borrow from at ridiculous fees and to overdraw my cu account costing me even more. 😒 Thanks this app.

I’ve had this app for a long time and every time I’ve borrowed money I’ve always been perfect about paying it back. Even left them MULTIPLE good reviews! Due to my job now my paychecks are every other week. I changed it on Dave , borrowed $75, mustve not paid attention to the payback day, and then the next day realized I messed it up and emailed the customer support team and told them I would not have money on Friday and that my paycheck would be the following Friday, they responded and said it can’t be extended but not to stress, this app wouldn’t charge me late fees or anything, they would just take a partial pay or wait until the funds are available. I emailed again. Told them that a partial pay or anything is going to put me in negative because I do have money in my account but that it was just the money I was given for rent by my roomates, and that if it was taking out Friday I would not be able to pay rent because I haven’t gotten a paycheck yet. Again, they email me back and tell me not to stress about it. this app won’t take the money if you can’t afford it. FRIDAY HITS AND IM NEGATIVE SIX DOLLARS IN MY BANK ACCOUNT. CANT GET IT BACK. CANT PAY RENT. DEFINITELY CANT AFFORD THE OVER DRAFT FEE. So happy I was told “don’t stress about it” just to be completely blind sided when my rent payment is declined!!! Crying because of this app. 👌🏻😭😡🤬

So my wife had seen this app on fb and she and I knew this last week was going to be tight. I work full-time but with two young children we can’t always make it to my next paycheck. I’ve found myself sometimes asking friends and family for small loans (that I always pay back) but I hate doing it! I always feel ashamed and even though they always tell me it’s ok because I’ve never missed paying them back on time, I still find it kind of depressing to do. Enter the this app app. I was skeptical at first. A $75 payday loan with NO INTEREST?? Sounds kinda fishy right? Well I researched Dave, downloaded it, and within a few minutes I had $75 in my account! I did pay the extra fee in order to expedite the process but that was the ONLY FEE I paid and that was optional! Then when I was paid this past Friday they automatically took the money back and that was it! I can’t express how satisfying it is to not have to go to my friends or parents with my tail between my legs for a few bucks anymore! Thank you so much to the developers! All of this is made possible by paying $1 a month! Dave is a dream come true for hard working people who find themselves in a tight spot from time to time!

P.S. I am real. I’m not some shill writing a positive review for a reward. this app is 100% legit!

I have used Dave pretty much every two weeks for a little help with gas money. For the first 2-3 months I had no problem. Then I started receiving error messages stating that my pay check hadn’t come in, but when I would go to edit my income it displayed my last check from 5 days prior. I deleted Dave and reinstalled, which solved the problem. Two weeks later I had the exact same issue, but deleting/reinstalling didn’t help. I wrote into customer service and they responded within 6 hours apologizing and stating the issue had been resolved. I was able to go in and borrow right away. That was two weeks ago. Im not really in a position where I need extra funds right now, but I wanted to see if the problem would persist. Sure enough, I’m getting a message stating my last check hasn’t come in yet, but then it displays my last check from June 8th and shows my next pay date is June 22nd. There has been no change to my income or pay schedule, so I really have no idea why there have been problems in the last few weeks.

This used to be a 5 star app, but with consistent issues I’m rating it as a 2.

Update 11/30....issues were resolved and I’ve been able to use this app a few more times to help out in a pinch.

I don’t usually like leaving reviews but I felt that it was more than necessary for me to do a review of this app. First of all, the setup process after I downloaded Dave was SO fast and SO simple. They walked me through the setup very easily, and they even had some budgeted items already preset for me after they analyzed my bank account. That was a pretty cool feature. But the BEST PART OF ALL is that they let me borrow money from my upcoming paycheck on the SAME DAY that I downloaded Dave . There was absolutely no waiting period or trial period before I was approved to borrow. I was honestly amazed by that. Most apps that offer payday type of loans will make you wait up to 30 days before you can borrow but not this app! I had downloaded Dave , set up my account, borrowed money, and had the money in my account all within less than 30 MINUTES!! That’s unheard of! And once I confirmed the amount I wanted to borrow, the money was literally in my account instantaneously. Literally. So if you’re on the fence about Dave, just go ahead and take the leap and download this app. You won’t regret it. ALSO- no fees. They do NOT make you tip them if you don’t want to.

Side note- I am a completely real reviewer. I was not paid or compensated for this review. This is my honest opinion. No BS. Happy borrowing!

WOW. Like I seriously thought this was a scam. I first kept seeing videos on Facebook, and I just figured it was some gimmicky app that was trying to take peoples money, or just be so convoluted it wouldn’t be worth the hassle. But, holy hell will I tell you.. I was WRONG. A little bit of backstory, I am a current college senior, and I am awful at managing my money. I constantly have to fight overdraft fees from my bank, and as a i result I figured Dave would not be able to help me. So, when I went ahead and downloaded Dave I was very surprised by the clean style and interface it was designed in. It was extremely straightforward, and to my surprise it connected with my bank account in just a few seconds. To my additional surprise I learned that this app is not just a Loan app but a finance app! It actually helps you track transactions, and warns you when your account is getting low. Once I got everything verified, I was worried I wouldn’t be able to get an advance, my check is this coming Friday, Yet when I went to check, I was able to get a small amount of money advanced to my account In literally minuets! I was so impressed I immediately came to write this review.
Thanks this app! I am excited to see what the future holds: now I don’t have to bug my parents! XD

Disclaimer: I am a real person, and I was just as skeptical as you were! But it really works!

To be honest, I heard of them through Facebook and I always skipped the video ad. One day, I needed money for transit and I didn’t have enough in my account. I called a couple friends and no one had it so I was stuck at the airport trying to figure out a way home. My friend told me to download Dave. I didn’t think much about it before because I use Earnin App. But I had just gotten off 2 weeks vacation so Earnin wouldn’t let me borrow until my next paycheck. With no other options, I download Dave. It was very user friendly and didn’t take up too much time to set up. I didn’t have to wait 1-3 business days or anything. I literally signed up put my information in, told them when I’d pay it back, and within a few minutes (depending on ur bank it takes longer, but USAA Bank is instant) the money transferred and I got home safely. The tips you leave give a percentage to charity which is really great. Also Earnin app only lets u use true bank u get paid from and has a whole verification process which is annoying but understandable I guess. But Dave lets u pick which bank u need the money to transfer to and I like this option much better. I don’t normally leave reviews but this deserved one for sure.

*Update-Since no one would help me from the this app app- even though I’ve used it successfully for months now- Earnin which I just downloaded yesterday had no problem advancing me $100 & with no fee for it being instant either!!! For a whole $1 tip they had money in my account right away where no one would even acknowledge our issue here-they had none. Looks like a bunch of FAKE 5 star reviews have been posted since my HONEST one star one was published as well. Shady. Unreliable. Unacceptable.* This was a really helpful app- until my job updated their payroll company- which should be no big deal- same job, same payday & everything- just a different name on the deposit- well it has completely ruined me being able to use Dave- which I’ve been contacting support on since November 19th & it is now Dec 4th & I’ve gotten nothing except the auto response that my requests are being received & supposedly will be reasoned to ‘within 24 hours’ & I've been PLENTY patient but I still have absolutely zero help for something I just need a human to review & fix for me. Now I can’t get a real advance despite numerous attempts to contact them & I cannot find a phone number or any other way to contact them so this is my last resort to get someone to finally acknowledge me after I’ve had Dave for months & made every attempt to fix what should be a small issue. Until I actually hear back from someone I’m rating one star for lack of customer service support.

When I heard about the this app app I though yeah right a app that will lend you money if you are in a jam with 0% interest??? To good to be true, so I downloaded it and looked at Dave , read everything I could read on Dave . And IT WAS TRUE! The only thing you pay back is what you borrowed and a small tip which you can pick the amount if you wanted to tip .75 cents instead of the suggest amount you could, and all for $1.00 a month that’s it.
But than I was never able to borrow money for some reason every time I would try it would give some message. So finally one day I was going to delete Dave , when I was asked why I told them and they said give them some time to look at it and I got 2 months free. Next I know I received a email saying I was able to borrow from this app. So the customer service is pretty good as far as I could tell.
The only thing I don’t like about Dave is once you borrow and they take it from your pay, you have to wait 11 days from your next pay to borrow again. Sometimes the money may be needed before that.
All in all Dave is pretty good I would definitely recommend it to anyone who is in a jam, needs help with there bank account. The this app app has definitely saved me from accidentally over-drafting a few times. I’m glad I downloaded Dave .

I often times live paycheck to paycheck and in need of borrowing a few bucks from friends or coworkers just to get by and have enough gas to get to/from work. After being bombarded with ads for Dave while on other apps, I finally took it into consideration and did a little research to make sure I wasn’t getting myself into a big mess. After deciding to download it, I linked my bank account and asked to borrow $25 (you have the option of $25, 50 or 75). You can wait 1-2 business days or pay an extra $3.98 for it to be in your bank acct within 8 hrs. I chose to pay the few extra dollars to have it fast and once I opened up my banking app, it was already there. From the time I downloaded this app, to the time I logged out, it was less than 10 mins and I had the $25 in my account. That fast!! I will definitely be keeping Dave on hand so I can bypass the embarrassment of asking to borrow money again. And another awesome thing? No enormous interest rates like traditional loans, and can do it all from home...no need to speak to anyone and no need to physically go into a bank. I’m beyond satisfied and I hope that satisfaction continues. I highly recommend this to anyone who needs some additional help to get by until payday.

Iv been going through a lot but a lot of people go through a lot so I can’t complain at where I am at in life and I know how to get where I’m needed. I haven’t grown up in an easy life and I wouldn’t change a thing about my life. Iv had 3 women who tried to be a mother. One passed away, one sent us across the street and took everything and the mother that has always been there is still with me. Iv had cancer 2 and been run over by my own car after a driver hit my truck going 90 and I was in front of it. I have both hips replace and a knee replacement and getting the other knee done (from being a cancer survivor). I wouldn’t change a moment because it made who I am. Sometimes we struggle and I was and still am there but Dave has provided me with knowing I can get to work and make the money needed (Have no car have to lyft or Uber). Sometime it’s a struggle and makes you worry that you don’t have enough to make it to the next paycheck. No work no money even if I can’t get there. Dave have been a comfort for me knowing I have someone to go to when I need the help. Thank you to those that created Dave and I always recommended even if your not struggling use Dave . You never know when something can come up.