About: The Finch Rewards card builds wealth, not debt!
Start investing with up to 5%
cash back on all your purchases.
No Credit Checks | No APRs | No Hidden Fees |
BYO Bank
► HOW IT WORKS ◄
Finch links to your existing checking account
and earns you up to 5% cash back on all your purchases.
Table of Contents:
For details, please see sipc.org. Any uninvested cash or investment allocation to the Finch cash sweep is swept into an interest-bearing FDIC-insured deposit account opened by Finch's partner broker at a participating bank and is eligible for FDIC insurance up to the standard limit of $250,000 per account holder, per institution.
The Finch Mastercard® Debit Card and Finch Mastercard® Credit Card are issued by our partner bank pursuant to a license from Mastercard International Incorporated.
works with a partner broker, Apex Clearing Corporation, who is a member of FINRA/SIPC, which protects securities of its members up to $500,000 (including $250,000 for claims for cash).
Finch links to your existing checking account and earns you up to 5% cash back on all your purchases.
Please consider, among other important factors, your investment objectives, risk tolerance and Finch’s pricing before investing.
Advisory services are provided by Trio Advisors, Inc., doing business as Trio App Advisors, Inc.
Start investing with up to 5% cash back on all your purchases.
Improvement in your credit score is dependent on your specific situation and financial behavior and results are not guaranteed.
The bank services are provided by Synapse’s bank partners, Members FDIC.
This app is operated by Trio Financial Technologies Inc., doing business as ‘Finch’.
Purchases do not include ATM withdrawals or cash transfers.
Investing involves risk including loss of principal.
*Purchases refer to net purchases (purchases minus any credits or returns).
Non-deposit investments are not FDIC insured and may lose value.
By Maenzl
A simple, easy to use online banking platform that allows me to be always be invested AND have immediate access to my cash. No need to mess around buying and selling stocks to raise cash for daily use. Basically I get a checking account that can keep up with inflation and beats the pants off any traditional checking account interest rate. Highly recommend for anyone who cares about their money!
By AamA1989
I have gotten frustrated with my bank over the last few years and how they use every opportunity to charge me a fee but my interest is basically zero. I love the idea behind this app and how I’m able to customize my investments and get higher returns. The debit card is great to use. They have to work out some bugs here and there but for a newly launched company it’s a great product!
By david_techreviews
This is an awesome product. It modernizes banking and provides much higher returns on my balance. I like most about it that I’m in control. I can choose my risk profile day to day, depending on financial plans in a given month and what I expect the stock market to do. It’s a game changer compared to traditional old school banking.
By Will W-2018
Finch allows you to take advantage of the market while maintaining the liquidity of a checking account. It’s well designed and easy to use. More importantly, the money I keep in my checking account to live my life no longer wastes away with the pitiful returns associated with checking accounts.
By Pipo702
I opened an account in November 2020 but a day after I opened my account, Finch are showing a “Apps Maintenance” message so I gave a couple days but until now (1/6/21) I still getting the same message and I can't do anything on the apps. I message them a couple times but I'm not getting an answer from them. Thank goodness I only opened with $100 and I hold on setting up my paycheck direct deposit. Can you imagine if I do that? I will not be able to access my fund. All I want right now is close my account and get my $100 back.
By JedrzejPytel
Finally Finch I was looking for!
The onboarding was super easy; Finch itself is easy to navigate and find information. The returns are great to see on daily basis on my feed - that makes me check Finch every day! I’d love to see some way to pay my friends more easily maybe. Great job!
By LRE_1983
I started with some set aside cash because the idea of beating 0.1% checking account is appealing. I’m loving the concept in action.
I must have missed the maintenance issues cited by other folks, because Finch is working well. Good job developers!
By SMenSailor
I have always had a hard time setting aside money to invest, but this was a really easy and flexible way to get started. I like that I get a card linked to my account that I can use like my debit card.
By JustinAragon
I’ve made more in interest in the short period time using this app than I have made an entire year with the so-called “high interest“ online savings accounts.
By abezach
I’m finally investing regularly now that I don’t have to move money between accounts after getting paid. This is amazing.
By grace19950826
After receiving money to my account, I did not even have time to invest and learned a BAN, for no reason, it was my last money and it is not known when my account will be unblocked and whether it will be unblocked at all. I am unhappy with Finch. I will change my opinion and review when I gain access to my money. if this does not happen, I will be forced to contact the police.
By Lizzo825
It’s great to invest without having to think about it, and I love the 5% cash back feature on the debit card.
By Jediadrian
This is so much fun to use. I really enjoyed setting this up, super fast to set up, and best of all I can use my this app card to buy things!
By jaytee32564
I’ve used every major fintech app on the market and nothing is as good as this app! Finch is so transparent and easy to use, it is so much easier to manage my finances in one place!
By @JRod
I honestly don’t have the time to move money to an investment account and everything else to invest my money. This just works!
By All Weather Traveler
Finally the is a bank account that give you real interest.
By Mahaveerjain85
Even after few months , most of functionality are broken... struggled using Finch .. even the idea is good but last 2 months experience is very bad with low quality of service and app .. you can’t withdraw the money you want and end up in getting error for weeks
By na100h
This is the easiest way for me to control and manage investments on the go- really impressed with Finch !
By kimmino879
I have created an account a week ago and have made a small deposit of $30. Now I can’t even withdraw this money using debit card because when I trip to unlock my debit card it gives the mistake “Finch is in maintance”. But why you let me deposit ??? Terrible app
By tucker A B C
Great app... easy to use and lets you put your money to work!!
By nmthomas87
Over the last few years, I’ve been looking for a way to invest the cash in my checking account. this app allows me to earn returns on my cash without having to use a separate investment account. It even allows me to customize my investments according to my risk tolerance and values. Finch is easy to use and is exactly what I need to optimize my financials. I highly recommend Finch!
Yes. Finch – Invest with cash back! is very safe to use. This is based on our NLP (Natural language processing) analysis of over 86 User Reviews sourced from the Appstore and the appstore cumulative rating of 3.8/5 . Justuseapp Safety Score for Finch Is 45.1/100.
Yes. Finch – Invest with cash back! is a totally legit app. This conclusion was arrived at by running over 86 Finch – Invest with cash back! User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Finch Is 96.2/100..
Finch – Invest with cash back! works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.
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