PayPal: Mobile Cash Reviews
By Voice off Thunder FM
From day one
I signed up with PayPal way back when they were just starting out and have always had a good experience and minimal issue’s, I even have a revolving PayPal credit account and debit card that I use as my second primary bank account and always been top notch... with any thing in life there are going to a few people the system does not work well for or small problems we have to work around or overcome but these seem to be few and far between.. I highly recommend using PayPal and the mobile app because it really does work and work well... I would give 5 stars but I have found one issue that I need to address.. my question for PayPal.. why and how is it when I move money from you my PayPal account to my local bank account you transfer as standard in 1 may be 2 days for a small fee you can move money in less then 1 hour but when I move from my local home town account to you my PayPal it can take as long as a week I don’t understand ...my accounts are linked and you have certified and I perform this task several times a month so you know we have a creditable relationship please fix this issue 7-9 days is not acceptable 2-3 days acceptable knowing big brother watches everything we do when it revolves around the movement of cash 1-2 days would be absolutely stellar... thank you for taking the time to read my issue.. I still give you 2 thumbs up and 5 stars and will always be a PayPal user and recommend to everyone looking for a better banking experience
Whether Sending or Receiving to Friends, Family or Pros is always a breeze
I’ve been using PayPal for nearly as long as they’ve been around or at least as long they were still in the countdown preparing to launch full steam ahead into the financial world. As I write this review I can’t help but think back to the days before PayPal and I just shake my head. Does anyone else remember the days of getting a call or text (if you even had a cellphone yet) saying “I just put an envelope in the mailbox with a check for you. Please let me know when you get it so I know it didn’t get lost in the mail.”?
Even better was finally getting a check and the joys of going to YOUR bank, no matter how quick & easy or a total pain the location was, to either cash the check or deposit it and wait for it to post. I am totally aging myself but I remember all of that and it was a pain.
Now I know there are all sorts of new pay and get paid apps out there, and yes I have an account with one of them, but I don’t trust any of them the way I trust PayPal. I may have another for the much needed flexibility in today’s world but I always make the initial payment or payment request attempt by asking if *they* have a PayPal account and I don’t see that ever changing. And as long as PayPal continues to stay competitive with their features, then I have absolutely no reason to go a different path.
Better then a Bank
I have no had PayPal for at least ten years and love it!!!! It keeps excellent records for you all your history and with whom. I’ve read some of the negative remarks and I have an extremely hard time believing many of them. Yes that they might of spend some time on the phone; well guess what nothing in this world happens at a snap of the finger. Yes even with banks and Comcast you can spend 2-3 hours on the bank; as long as your issue has been resolved. Anytime I have called PayPal for anything they have always resolved my issue. They have opened cases for me and have never taken a penny; they do NOT Charge for that so stop lying. Also if someone has sent you money and then called and filed a case against it and their bank, yes you have to deal with the person who did that and not PayPal. Just as any bank receives a fraudulent transaction and gives back the money so does PayPal. So why do you think if someone called in on you and said it is a fraudulent transaction you get to keep the money? Hence you have to deal with the person who owes you money. I completely understand people love to complain and make an elephant out of a mouse. However, any issue I have ever had was dealt with amazing customer service.
Since ebay sold it in early 2017 or so, PayPal...
Is still very good customer service and guarantees their purchases (and I've had to use that before because of scammers)! But now with every item purchased, you have to verify yourself with a phone call or text! Every time, even for ten cents! Annoying! How about one time only...it's still me!!! Glad the newest update allows you to separate different purchases into separate addresses since I have a business and two homes etc! Still like it but wish more businesses took PayPal! Only my hairdresser does but I wish markers and gas or restaurants did because I'd use it more and transfer less money from PayPal to my bank! Think about it new PayPal owners! The world is changing and you paid billions for this company! I just gave you a free marketing strategy that you otherwise would've had to pay a bunch of soft-heads millions of dollars to think of, if they would've. Now figure it out (or other companies like Venmo or even MasterCard will do it...Apple already has/is)! Good luck. I'm getting sick of verifying every purchase I make! How about over $100?! Fifty cent purchase from China requiring verification?! If I didn't get it I wouldn't care even! Loosen up guys! And gals! You'll make a lot of money! Just stop harassing customers who have been on PayPal for decades and decades already! We aren't the thieves!!! Thanks for everything else...good job ;)
PayPal & me, a love/hate relationship.
I’ve had paypal myself since around 2001 when I really started using eBay to buy. And bought I did. Then I started selling. Fine, no problems. Then randomly, my account would get held. This is a huge problem when you’re a seller & not too many alternatives. Then my niece who is Intellectually disables and on SSDi moved in with us & wanted to sell with me. So I had her open a PayPal for her & I to use. She did & we were selling for 3 years, no problem. I pretty much controlled the account as far as invoicing etc. She had her own bank & savings account. My mother & she had a blowout. Overnight she moved in w/her mom. They managed to get all 2000 in savings & her ckg overdrawn so they closed her checking & empty savings. For her ssdi, I added PayPal direct deposit. Then her mom told her to open a Green Dot money card. All the sudden right after ssdi went in, her account is in resolution. I call ed, we sent all her docs in. One month later a very nice man finally released her acct & said the problem was Green Dot. They have issues. Now though they put withdrawal limitations on me. Ugh. At least we can ship & use cash plus card. They were very nice each call though.
Love the app, hate the new design
This is a wonderful app. I never have any problems with it working, and it's so convenient to use. The only thing I don't like is the new design where when you open it up, instead of your balance being at the top, the latest notifications are at the top, and they're really large taking up a lot of room, and you have to open them to get rid of them, which is a hassle, even though you can see what they say without opening them. Then to get to your balance so you can tap it to do a money transfer, you have to scroll down past all that.
I used to be able up open up PayPal, immediately see how much money I had, and boom, transfer funds in two seconds. Now I gotta go through the hassle of scrolling through notifications that someone sent me funds, when I already knew that because I got the pop-up notification, and scan through the visual clutter to find my balance. It's a chore to have to go through and open each notification message to get rid of it so I can actually see my balance.
The new interface is cluttered and confusing. The balance doesn't stand out and is harder to pick out among all the other stuff, and that's the main thing people usually want to see first. Please change it back. This new design is horrible. Whoever's idea it was should be fired.
No longer a fan
I've had an account for a long time but never used it. I started a job at home where my employer only uses PayPal to pay. 1st check was great. There was a 24 HR waiting period. Got my money. Perfect. Then I tried to get cash at at Walmart. After an embarrassing time of 10 denials, no cash. People looking at me crazy. But my account showed I had money. So I ordered the card. Got that timely. Works great. But now my paychecks are being held for up to 21 days. Because Paypal feels like it. That's crap. My bank account has been overdrawn twice now. I get paid on Monday and don't see my money for 7-10 days. That's bull. I spoke with Customer Service and they were very quick to tell me that this was industry standard. I was just as quick to explain that EVERY bank has a provision for payroll. They told me too bad. I showed them the couple of times they paid within 24hrs. They said it was my employer. I explained no bank in the US held anybody 's check for a 7 day period. They explained they can choose to hold any check they want. And so its mine. I'm on day 7 of my final check being held with this crummy company. I'd rather deal with an organization that has enough integrity to pay people's payroll timely. Can't think of 1 PayPal employee that would be cool with their paycheck being held. Not 1. Especially twice in a row. I'm done. I will NEVER use them again. And my employer has changed how to pay us. Buyer BEWARE!! Hello CashApp!!
Won’t use anything else!
I have used PayPal for years now. I have a personal and a business account with them. I can say with 100% certainty, this is the easiest company to use. It’s straight forward, low fees and an awesome app interface! PayPal has always been my go to and if a website doesn’t support them, most of the time I don’t use that website. It’s fast, secure and easy to use, any adult of any age can use this service. I have had a few problems here and there with customers or people I’ve bought from but PayPal dealt with the issue with maturity and quickness. I will ALWAYS recommend PayPal to anyone who shops online and now with debit/Visa card. I love that they have the option now to add cash from Walmart and other retailers. It’s so much easier and faster for someone like myself who doesn’t have a bank account to pull from. I’m sure PayPal has had its problems but I honestly haven’t had any trouble with them. They offer a lot of different services through their company as well. Send, receive, transfer, direct deposit, and much more. If you haven’t created an account, go do that right now! It’s simple and safe to use!
Alright, I guess
As a card and bank processing system, it works well. There interface is user-friendly. It’s also pretty easy to find and send money to other people. However, it seems like the system randomly chooses which card to run. Sometimes it will pull the money in Paypal or a card or in a bank account. According to their terms, they are supposed to do the bank first if funds are available (unless otherwise indicated) but that doesn’t happen. I also choose for once specific card to be my “main” method of payment and a specific account to be my second. They rarely listen to that and just do whatever. I’ve worked in banking for nearly 5 years and see PayPal continually take out of the wrong accounts of those they serve. Note: as long as there isn’t anything pending, you can call to get an account removed (if preferred). PayPal also has something similar to the square card for businesses so you can have like a mini payment setup for in person customers. Alternatively, as a customer, you can have a PayPal card. Both are pretty neat. Now, if you have a purchase that is over $100, you can push it back using PayPal credit, so that is a pretty cool feature. As a whole PayPal is good but it has some big areas that need some attention.
The WORST! WILL KEEP ALMOST $20 FROM EACH PAYCHECK.
They are only getting a star because I have too give it one!
I was just starting to us PayPal as a way to get my paycheck from work. When I noticed that one of my paychecks was put on hold and that $20 was being taken from my pay in “fees.” I did a chat with an agent asking what was going on because my money was on hold for what would be 21 days and because of this fee, which was new to me or so I thought. PayPal was updated this week which I guess means they have to show you what fees they are taking out. Because looking at my pay Stubbs each of my paychecks that have been sent to PayPal, they have been was 20$ from each. Talking to the agent in the chat (this person was very nice.) I was told that the reason for my new fees and holding of funds was because of PayPal thought I was selling something. I explain my situation, informing them that I’m not selling just trying to receive my paycheck. They told me if I wanted to get rid of this fee (for my most recent paycheck) I needed to refund it (which can only be done on a computer) and tell my boss to list me as family. And that PayPal would be keeping most of all the fees. I have never been so frustrated as I am with them. Safe to say I will be canceling my PayPal. And if you are wondering how much of my paycheck PayPal will be keeping its about $60 and I have only used PayPal for 2 pay checks.
I thought It would be good to use. Bad idea
I was excited to get my paypal card in the mail so I added direct deposit I was like this would make it way easier.
Worst mistake I’ve made in a while. The night my check was deposited I tried to transfer the money to another bank account and PayPal emailed me saying that I can no longer use PayPal and they are holding my $800 check for 180 days not only do I have to figure it out for a couple weeks but it definitely taught me a lesson to never use PayPal or any other online banking again. It’s disappointing and unfortunate. To avoid being at risk of losing any money for 180 days I recommend that no one adds money to PayPal. To top it off they didn’t give me a explanation smh 🤦♂️
They sent me the phone number a week later saying that I should try calling them to try and fix it I was on the phone on hold for what they said would take 10-15 min I guess since they close at 6 I can’t call at 5 because they will just have me on hold till they close... so same position as a lot of other people I’m reading... FOR ANYONE TRYING TO AVOID LOSING MONEY THAT THEY HOLD WITHOUT A REASON JUST DONT SIGN UP FOR PAYPAL ITS HORRIBLE it’s reason like this that make me never want to be part of PayPal again. THIS IS NOT A ADEQUATE MOTIVE PAYPAL SHOULDNT BE AROUND FOR LONG. I’ll be sure to spread the word. NEVER USE PAYPAL if you really want to send money to people just use Walmart they are more honest.
Do NOT recommend-Not user friendly, poor support, fee scam
I have never used PayPal prior to this, and was asked to use it for rent at a new condo I’m leasing. I got the app and added my bank account and confirmed the bank account per their requirements. The app will not let me pay with the account. But oh, they’ll be happy to offer for you to pay with your credit card for an exorbitant fee. What’s it to them that you hemorrhage money toward empty fees on a routine basis? After time reading all the FAQs, nothing answered the question and I tried reaching out to their electronic support. It’s terrible- automated responses the same as the FAQs. So then I wasted time on the phone with both their support and with my bank. There was absolutely nothing wrong on my bank’s end, yet PayPal can’t figure out their end.
This was so much time wasted, and it makes you look bad to the person you are trying to pay in my opinion. This was an all around terrible experience for me, and I will never be using PayPal if I can avoid it. Total scam to cost you unnecessary fees. I will pay some way that doesn’t cost me undue fees.
Oh and as an aside, the app version of PayPal lacks important abilities to your account, such as the ability to change primary addresses, and the ability to set what is your primary payment source, so be prepared to log in to the full online version to do some of these crucial things.
5 years of an amazing account
Paypal been keeping my money safe for the last 5 years and never did I ever encountered a problem in the past and not yet today.(Knock on wood).
Paypal is great to have when you need spare money saved and you don’t want to touch it and want to keep your money for a rainy day or something then boom there you go instant money right there when you need it. More especially, if you don’t have a job and you need spare cash or whatever then boom again Paypal saved you the spare money you been saving and now you got it. :) Trust me when I say stick with PayPal you really should and always trust them when it’s comes to an extra saving account on the side.
The only complaint I have about them is when you want money transferred into your account fast they have you pay a couple of cents or near a dollar just to get your money fast. But if you wait a couple of days then you can get your money for free which in my opinion it should be free either way because it’s your money your transferring.
Other then that it’s a great place to keep safe money and have for back up money.
Using the app for money transfers is not worth it
I’ve been using PayPal for years. I was always told that it was the safest way to pay for things. And in that sense of paying for goods online, it very well may be. But to use this app for “instant” money transfer (similar to apps like Venmo) it’s a nightmare. My boyfriend and I had been using the app for money transfers to each other (for rent and utilities) for the past year. And PayPal will arbitrarily decide to hold our funds for weeks before releasing them. For whatever reason, the past three months consecutively both our rent and our utilities were held as “pending” for over a week, which made us late paying some of them.
Because for the person sending the money, it shows that you paid it and the money is deducted from your bank account. So it’s not even like you can go and pull the money out once it’s in pending. But for the person receiving it, it’ll show pending for up to THIRTY days. So now we either have to have an additional couple grand in our account to have just in case PayPal randomly decides to put a hold on my funds, or start using a different payment transfer app. Obviously PayPal doesn’t help with any late fees their pending status accrues, and it doesn’t help with our standing with our utility companies. I would suggest Venmo, which is what we’ll be moving to.
It seems that every time I purchase there is something new. Now I have to give the first and last name and country of origin, before being able to complete my transaction. The problem is when the paypal account belongs to a husband, son or daughter, even if I am sending to family, if I don't know this, I will be supplying the wrong information. Also I now pay when sending to friends or family, unless I have a $ balance in my account. In order to save the fee, I must place money into my account. This means that they are getting my interest on my money. Not a large amount, until you realize how many people are doing the same thing. They are making a huge amount in interest on our money.
More and more the only way I can pay is with my AMEX. None of my other forms of payment are ever accepted anymore. The people I am paying don’t know why my other methods aren’t accepted, even though the automatic message I receive is that they don’t accept those forms of payment. I don’t get it.
Otherwise it is usually a convenient way to pay.
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Is PayPal: Mobile Cash Safe?
Yes. PayPal: Mobile Cash is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 2,935,050 User Reviews sourced from the Appstore and the appstore cumulative rating of 5/5. Justuseapp Safety Score for PayPal: Mobile Cash Is 70/100.
Is PayPal: Mobile Cash Legit?
Yes. PayPal: Mobile Cash is legit, but not 100% legit to us. This conclusion was arrived at by running over 2,935,050 PayPal: Mobile Cash User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for PayPal: Mobile Cash Is 50/100.
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