Chime Status

We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ¹To be eligible to apply for Credit Builder, you need to have received a qualifying direct deposit of $200 or more to your Checking Account within 365 days of your Credit Builder application. See app. com/applycb for details on qualifying direct deposit. ²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months.  All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's this app Account history, direct deposit frequency and amount, spending activity and other risk-based factors.  Debit card and Credit card may be used everywhere Visa credit cards are accepted. *this app SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the this app Checking Account each month.  The this app Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U. S. A. Inc.  The this app Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U. S. A. Inc.  Late payment may negatively impact your credit score. this app received the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®.  Eligible members on this app can overdraft up to $200* on debit card purchases and ATM withdrawals fee-free.  Whether it’s for gas or groceries, use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments.  Your account shouldn’t cost you money. this app has no monthly maintenance fees, minimum balance fees, or foreign transaction fees.  On-time payment history can have a positive impact on your credit score.  Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer.  See Terms and Conditions. ‡Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.  Banking services provided by The Bancorp Bank or Stride Bank, N. A. , Members FDIC.  Plus, access 60k+ fee-free ATMs at locations like Walgreens, 7-Eleven, CVS, and more. with direct deposit, earlier than you would with some traditional banks.  No interest, no annual fees, no credit check to apply.  Banking services provided by The Bancorp Bank or Stride Bank, N. A.