Finhabits: mi dinero Reviews

Finhabits: mi dinero Reviews

Published by on 2023-03-02

About: At Finhabits, we believe that financial services should be more inclusive. Our
app allows you to invest for your future, sign up for affordable health
insurance plans, and learn smart financial habits.


About Finhabits


What is Finhabits?

Finhabits is a financial app that offers investment and retirement savings accounts, affordable health insurance plans, and financial education. The app aims to make financial services more inclusive and accessible to everyone.



       

Features


- Investment and retirement savings accounts: The app offers automated investment and retirement savings accounts that are well-diversified by financial experts with over 20 years of experience. Users can start with as little as $100 a week or $10,000 all at once and decide how much to invest and how often to deposit. The fee for each account is $3 a month per $7,500 of balance.

- Affordable health insurance plans: Finhabits helps users find affordable health insurance, dental, and vision plans for themselves and their families. The app's experts can help users find the plan they need.

- Financial education: Finhabits Academy offers financial education through visuals and hands-on examples that make users feel like they're meeting one-on-one with financial experts. Users can also join one of the app's award-winning Money Journeys and start developing new habits in just five minutes a day.

- Accessibility: The app aims to make financial services more inclusive and accessible to everyone, regardless of their financial background or experience.

- Security: Securities in users' accounts are protected up to $500,000, and the app's insurance services are provided by licensed producers in certain states.

- Legal disclosures: The app provides important legal disclosures regarding Finhabits, which users can review on the app's website.



Overall User Satisfaction Rating


Negative experience
78.2%

Positive experience
21.8%

Neutral
13.8%

~ from Justuseapp.com NLP analysis of 17,957 combined software reviews.

Key Benefits of Finhabits

- Easy to get started

- Automatically invests a small portion of money on a weekly basis

- Responsive to questions

- Can save more than expected




20 Finhabits Reviews

4.6 out of 5

By


Great app

I have been using the this app app for about a month now. The markets are unpredictable right now which requires patience but I am confident that beginning my investment portfolio now makes the most sense. Apps like this app are trying to encourage us to save our money to diversify our finances and also prepare for future goals like retirement. I try to invest a small portion of money on a weekly basis to continue building towards my savings goal. They have been responsive to my questions so far which has been nice.


By


Closing account, Bad Service and fees

I used Finhabits for a while. The reason I didn’t contribute much money in it is bc I have another retirement account and investment account somewhere else, where my only fee is a $0.03 for every 10k invested. Here, I’m being charged with a $2 fee every month (which is too high in retrospect). Recently, I decided to close my account with this app. I requested a withdrawal on the 1st of this month and was contacted by this app Support Team on the 2nd saying it takes from 4-6 business days for funds to be in my acc. I Sent a follow-up email on the 15th since I had not received the funds and was updated that my withdrawal was delayed for an additional 4-6 business days. This response was from the 16th and today is the 25th. Say you have an emergency and need access to your funds, DON’T put it all in here. You might face a tough situation.


By


Terrible App.

I have several investment apps and this one by far is the worst I’ve ever used. They create a portfolio for you, but whoever is in charge of creating the portfolios is absolutely ignorant and doesn’t know how to make money in a bear market. STAY AWAY FROM Finhabits, any other investment app is better than this garbage app which seems to be run by a bunch of morons. You can make more money in CDs than using Finhabits. This is by far the most pathetic app I’ve ever used. It’s amazing they are still in business. AGAIN, DO NOT SIGN UP WITH THIS INSTITUTION!!!!!!

Um no, I’m not contacting you morons. You all are terrible at picking a portfolio it’s that simple. This doesn’t require me to email you about my concerns. I don’t have any concerns now that I have taken all my money out of Finhabits. If anyone is considering Finhabits, just flush your money down the toilet, which is an equivalent of Finhabits.


By


Doesn't really work

I've been using Finhabits since the end of 2018 to date(2021) and I've just earned $60 on dividends using "invest my money" whatever that means like I mentioned I've just made $60. I had $4000 in Finhabits hopping that, that would help a little bit but nothing. I paid $30 on fees so I actually just made $30 over those years. I started with $20 a week then $50 a week. Maybe I did something wrong idk. Closing my account now. I think that those who say it works are just straight bots.
And some people saying "it's bilingual" no shlt, almost all app are bilingual.

Y los que dicen que es en español, no shlt, la mayoría de aplicaciones también tienen la opción de poner el idioma en Español. Y los que dicen que funciona están locos he usado la aplicación desde el final del 2018 hasta hoy día con $4000 dólares en la cuenta solo hice $60 en ganancias y pague $30 de cargos que te hacen por fees.


By


Super pleased!

This is a great way to invest automatically. Far better than just letting money collect dust and no growth in a savings account. I just let it add up each week and forget about it! Checking it after many months and amazed to see what its grown to!
I thought it would have dropped severely with the recent crash but somehow it’s still up! Thanks to the this app founders and team for this important service, made simple! Much gratitude!
Rock on! :)

Bryan


By


Not pleased at all

This seems more lime a savings account but been charged a dollar every month if i wanted to save money a have a free savings with my Credit Union plus I get interest. There are no explanations on where they are investing at all there messages are all the same every week there is a deposit how is it that every week on the price is 128 and the principal is 0.57 I don't see no growth at all and when you look for a way to contact them there isn’t any way to get through them my suggestion to anyone looking to invest go a different route if you looking to save just do it trough your Bank at least you gain interest and there ain't no lost THUMBS DOWN TO this app 👎🏻


By


Great service and easy to understand

I am new to having a retirement and Finhabits makes it super easy to get started. I almost couldn’t believe it how easy it was. Since I started a few months ago, I’ve already saved more than I thought I could because I set aside $20 every week without thinking about it. Makes me feel better about running behind in saving for my golden years.


By


I fall in love with the company and I’m hoping that I can make a good money in the long run

It’s been a good company for me I’m hoping that I can make the good money in the long run I would put more money in this company and just hope for the best


By


Terrible and misleading

The thing just brings to a fake chat (the chat is fake because it says the same thing when you try again), the chat just asks you two options, buy courses or to open an account to invest. It will not let you look at anything in the rest of Finhabits even before you sign up.

I thought I was coming to a cool community, to teach people about how to invest if they’re not rich or wealthy already but I guess idk.


By


Fees

I don’t like the fact that they don’t make clear the fees to download an app, I read everything there’s no way we can see the amount to pay. It should be more clear.
:(


By


Love this app!

I signed up with this app more than two years ago and I love their app! It’s super easy to use and I really like I can easily manage my account, and most importantly I know my money is safe. I highly suggest!


By


I’dont like this app just I want my money back and don’t take more money from my account

I’dont like Finhabits just I want my money back and don’t take more money from my account


By


Not even in the top ten are you guys ! This app lacking in :

Lacking in everything- I want a app if I want to invest in your platform but you don’t give none of setting that I if in the future decide change , like pay with my bank or card or crypto or PayPal or Venmo or whatever! I mean , you guys don’t get it! When you gonna stop screwing your own community? I don’t get it ! 🤦🏼‍♂️


By


Easy way to make money

Some days I make money and some days I lose money but over 3 months, I have made 8%. I am really happy. The trick, I have found, is to be patient. Gracias this app por hacer que mi dinero trabaje para mi y que gane dinero.


By


Doesn’t worth to me

For more than a year They pulled $50/week from my bank account and the only one’s have been making money of that are they, I have “gain” $80 during that time but them bite is more than I am getting, now that I found a better please to invest they are charging $60 to close my account. Thieves!!


By


Making money

Great app. Low fees and easy to understand make it a great way to save for retirement or just to invest in the stock market. Getting about 7% a year but you have to be patient.
Me gusta mucho el app. Mi dinero esta creciendo poco a poco como 7% al año. Gracias this app.


By


Easy to manage my account

I check my account every day to find out the value of the portfolio, love it a lot.


By


Make money retirement without authorization

After seeing today removing money from my bank account without my authorization looks like our relationship is coming to the end. If I don’t request that you do something…. Don’t do it is simple as pie. I’m really disappointed. Debits are on friday …. Not tuesday .


By


Super friendly

I love the Spanish content from Carlos. Very understandable and actionable. I have not seen anything like it for the Hispanics. Great financial literacy and nice investment tool.


By


Keeps logging me out

Overall Finhabits is good, but, it should give the user an option to save their password and/or Face ID / fingerprint so it’s more convenient and less of a hassle to get in Finhabits .


By


Great service and easy to understand

I am new to having a retirement and Finhabits makes it super easy to get started. I almost couldn’t believe it how easy it was. Since I started a few months ago, I’ve already saved more than I thought I could because I set aside $20 every week without thinking about it. Makes me feel better about running behind in saving for my golden years.


By


Great App

Great Application for managing my finances. Easy to set up, the home screen clearly states all the info I’m looking for- all while saving up for my goal. Love Finhabits!!


By


Very good

I like this this app great easy pay weekly from my bank thanks a lot


By


The worse

I have had Finhabits for over 6 months and I have invested more than 800$ and I HAVE NEVER perceive any profit in this time, also, you don’t have the option where invest your money, they decided for you and you have no control. If you’re looking to invest through an app, keep looking, this one doesn’t work


By


How do I change my portfolio from conservative to aggressive?

So far so good but Finhabits doesn’t give you the option to change your portfolio from aggressive to conservative or vise versa..


By


This is good truths aplicación

Thank for understand us above this habits
Is’t new beginning to save money 😃




Is Finhabits Safe?


Yes. Finhabits: mi dinero is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 17,957 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.6/5 . Justuseapp Safety Score for Finhabits Is 21.8/100.


Is Finhabits Legit?


Yes. Finhabits: mi dinero is legit, but not 100% legit to us. This conclusion was arrived at by running over 17,957 Finhabits: mi dinero User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Finhabits Is 35.6/100..


Is Finhabits: mi dinero not working?


Finhabits: mi dinero works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



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