Cash App Reviews

Cash App Reviews

Published by on 2023-12-11

About: Cash App is the easy way to send, spend, save, and invest* your money. It’s
the SAFE, FAST, and FREE mobile finance** app.

About Cash App

What is Cash App? Cash App is a mobile finance app that allows users to send, spend, save, and invest their money. It offers a safe, fast, and free way to manage your finances. With Cash App, you can protect your payments and investments with a passcode, TouchID, or FaceID. You can also pause spending on your Cash Card with one tap if you misplace it. Cash App allows you to sign up and make your first payment in minutes. You can instantly send and receive money from friends and transfer money from Cash App to an external bank account instantly. You can also receive deposits up to two days earlier than is standard with most banks. Cash App is a financial services platform, not a bank.



- Safe and secure payments and investments with passcode, TouchID, or FaceID

- Pause spending on your Cash Card with one tap if you misplace it

- Fast sign up and instant payments

- Instantly send and receive money from friends and family

- Transfer money from Cash App to an external bank account instantly

- Receive deposits up to two days earlier than is standard with most banks

- Free to send and receive money

- Order a free custom Visa debit card

- Deposit paychecks, tax returns, and more directly into your Cash App balance

- Get instant discounts with Cash Boost

- Buy, sell, send, gift, and receive bitcoin with as little as $1

- Buy and sell stocks commission-free with as little as $1

- Track stock prices and monitor the performance of your overall investment portfolio.

Overall User Satisfaction Rating

Positive experience

Negative experience


~ from NLP analysis of 5,652,606 combined software reviews.

Key Benefits of Cash App

very easy to use, navigate, and the card is super cool. Only thing I miss is the card. Deals upon deals if you sign up to get the card and it was always convenient to get 5$ off bills occasionally lol.

45 Cash App Reviews

4.8 out of 5


Cash app is a must! The best app to have!

I love CashApp! I have 4 kids and they borrow and pay me back. I sell a lot of items and use it for taking payments from my renters. It can categorize each person and the payments I’ve made to them & the payments I have received from them. I can pull up one person & look at the entire account. It allows you to state what the money is for so u can keep track of it. PayPal which is not free! I do not use now. I have Zelle, however, it does not keep track of how much Is paid or received. You can not pull up an individual to see all the transactions for the one person. Which is what I love about the cash app! I was able to keep track of how much I paid for my daughter’s wedding. Her dress, shoes, veil, hair, nails, and all the decorations. I was able to keep track of how much I spent. I could pull her name up and look at everything that I had spent on her and her wedding. 😊😊
I love that it is free!! No fees! I have my renters pay me using the cash app. It’s easy to track who has paid and how much to date!
When I’m selling something and they want to use the cash app to pay me. I can send them a link and I make money because I sent them the link so when they download the cash app and pay for items that I have for sale, cash app sends me a bonus! It stated out at $5. I am now up to $15 per person that uses my link to the cash app. That’s awesome! I love that bonus!


Taxes fully free. Thanks much SQ!

I have what my old tax lady called “very complicated taxes”. If I go to HR block or any tax place that advertises $40 taxes or something like that, they look at my tax folder for the year and try to charge me a bundle. I paid over a thousand dollars once and the lowest I have paid is $450 in the last 5 years. I own more than three unrelated businesses, have rental houses that are all diff addresses, I work W2 and 1099 jobs and usually have a half inch stack of w2s cause I quit readily, I have multiple stock and bitcoin trading accounts that I use for different strategies, I often get 1099G and 1099misc, I make large donations… my taxes are long and take a tax person a whole day or two to do. A lot of my write offs and etc need me to be there to walk the tax people through when they do them so I figure I might as well do them myself. A lot of the free tax services will make you fill it all out then at the end will say “you grossed over $60,000 this year so you have to pay X amount” or “state taxes costs $10” after I just spent 14 hours inputting everything. Cash app luckily lets me do all my taxes for free on there and is just as easy as any other program. You don’t have to put your refund into cash app but I did anyway cause cash app is awesome. I’m waiting for a buying opportunity for a thousand shares of SQ too.


Love it... but....

I absolutely love CashApp. Money transferring is incredibly easy, and CashApp overall is incredibly user-friendly. It’s my personal favorite not only because it’s easy to use, but I absolutely love the discounts via boosts you can apply to your card. However,Something that’s hard when it comes down to the boosts is that the majority of the boosts I get are not for things that are local to me. My suggestion would to be pushing out boosts that are more universal. My top two favorite boosts are 10%-15% off any grocery store, and the $1.00 off any coffee shop. CashApp would get a much higher rating from me if those two options were permanent options that we could choose from. They are more than likely the two most used ones anyway. My only other suggestion for CashApp would to create an easier and more user-friendly path to customer care via app. If I have an issue it’s always “contact the merchant”And that’s stressful because not every concern that I have is always a refund. So I would’ve given CashApp a higher rating given that customer care would be easier to get in contact with. My suggestions would be either having a phone number that somebody can call, or an in-app chat for customer care. Overall I really love CashApp . It’s save me a lot of money, and I highly recommend it overall to most people. It’s my preferred method to handle my money.


Mobile deposit

Don’t use them and especially that mobile feature. They make you write for “mobile deposit” on the check but then will still deny it so then when you have to take to a bank they won’t cash it for you cause they think you already mobile deposited it when they denied you. So now you are out whatever amount that check is. Then when you message customer service they don’t even read your complaint. They just copy and paste a response but change the reps name on it and don’t come close to addressing your issue. If it wasn’t for so many people that I know that only have this app I’d have deleted them a long time ago. You get no help from customer service and they close your disputes without it being resolved so you have to constantly start over with someone new on each email. You don’t have just one person helping. It’s someone new every time and they have no clue but copy and paste some response that has nothing to do on ur issue. So don’t if you have a choice or maybe someone will read this that makes sense. I’ve edited this paragraph three times or added onto it and still no one from this company has contacted me. Not one on my issue cause they don’t care at all


KEEPS Crashing

Normally I’d give cash app 4.5 stars its a great app. But ever since December started it has been crashing. Granted I have an older IPhone, but its weird because I’ve never had these issues before. I am concerned bc CashApp is easy when it comes to giving and receiving funds. However it just won’t even load up. It keeps crashing before anything loads. My sister has a newer iPhone and it loaded just fine. However, iphones are expensive and I am not about to buy a whole new phone just to fix cash app. Hopefully it works soon. Cause most people have cash app and I am willing to use other avenues, but most people only have cash app. This is kind of frustrating but I will keep checking in the next few weeks. I uninstalled and reinstalled. I even called support and I’m not sure if they’ll get back. I’ll come back in the next couple of weeks and see if it has changed cause despite this I really love CashApp. Just wish it worked on my older phone how it used to. Idk if this is a bug or not.

UPDATE: customer service called the same day I requested it. They were very nice and now cash app is loading up for me. If you are having the same issues and have an older iPhone. That is probably it, but don’t worry. No need to buy a new phone just call cash app and they will help you! Updated rating is back to 4.



I Absolutely LOVE this Cash App! There’s a Bonus I get while using CashApp too... It monitors the Stock Market & it lets you see how stocks by how they are performing or you can look up individual stocks & keep your own personal list to keep an eye on them! It also tracks the stocks that performed the Best Daily & Best Monthly so even if you’re not watching those particular stocks you can learn more about them!

The only problem I have is when you go into CashApp and see you’ve received money from someone and tap on their name... you can send them an emoji to thank them for the cash, but you have to go to a different area of CashApp to make your deposit into your bank account or bank card... however you have it set up. I honestly hate this part of CashApp . I think that when you see the person’s name with an amount sent to you & you tap on it, when you are in that screen you should be able to DEPOSIT YOUR MONEY RIGHT FROM THERE, send a thank you emoji, keep track of your past transactions with that person, etc. without having to maneuver to multiple screens to do each thing.

This is why I have given CashApp a 4 star, but in reality it’s a 3.75. It doesn’t bother me enough to change apps but it has bothered a few friends enough to have changed so it’s something I would recommend to your programmers.


Lost money, poor service, nice layout, and cool card.

Pros: very easy to use, navigate, and the card is super cool. Only thing I miss is the card. Deals upon deals if you sign up to get the card and it was always convenient to get 5$ off bills occasionally lol.
Cons: this happened about a year ago but I was trying to pay for something when I thought the person had a business account and they stole my money. Cash app kept saying they don’t do business but yet the button to change an account to business is right there..... so maybe back then they should of educated us more rather than expecting us to know. They refused to work with my bank for the dispute and I lost 50$ and the person is still using CashApp stealing people’s money. Their customer service is nothing but horrible (at least it was around August so maybe it has changed but my review for some reason won’t show... let’s see if this one does...) they depended off TWITTER for customer care which is the most immature and unprofessional way to handle customer service I have ever seen. They refused to elaborate and help me other than the usual responses of “it sorry-“ no, fix a problem that happened on your platform that wasn’t very well taught to the users. Other than that, I liked CashApp when I had it and if I could trust them slightly I would definitely give it another shot. just the service given to customers has hopefully improved and until I see that my rating will still remain as is.


Love this app!

I’ve been using cash app for a few years now. Was introduced to it by my kids (all adults, btw). It comes in handy because I’m a truck driver and I don’t have to make plans to make an extra stop and hope western Union is where I’m stopping. Cash app is easy, fast and was way cheaper than using western Union when I first found it. It’s made my life a lot less complicated because my landlord even checked out CashApp a couple of years ago and decided to download it to make rent collections easier. It’s great to no longer deal with electronic checks or a money order via snail mail or be late paying because I have to come back into town to pay rent. He’s a bean counter by nature so he likes getting his money with a tap on his phone. I also use it to send birthday money, help the occasional friend in need, etc. I also load money to pay tolls and sometimes get fast food so that if my card gets jacked (there have been reports of cashiers helping themselves to cash back when people check out), there’s no direct access to my checking account. And I can easily draw the money back to my checking account so even if I lose the card, I feel safer about my funds being accessible to just me.



So when I first encountered this app I thought it was the way of the future. I could transfer funds easily amongst family members and pay bills. I even had my job direct deposit my check into the account. Then my first hiccup. Seems the system shut down for the weekend and funds could not be used even if they were present. I thought let me find out what’s going on with the card. So I searched for a number to reach customer service. Found out there isn’t one. All correspondence is being done through email or text. Okay strange but maybe it was because they are a way of the future. The problem with that future is that text can often be misread or in certain cases the terminology used by email sounds robotic. So I let it pass. Just recently I was out trying to use my card when nothing would go through again. I’m checking app which is showing me there is a balance but nothing moving. Figured it was a glitch like before and I would wait. I check CashApp again and now it shows a new bank card number and has informed me(again by email) that my account has been closed. I still have a balance in the account but can’t retrieve it because 1 the account has been closed without warning 2 I can’t contact a customer service rep to talk about the situation. Smh. Looked up Sutton bank phone number. Nothing. Square inc phone number. Nothing. Needless to say I’m done. Moving everything over to Chime where at least I can speak to someone. Bypass this app and download Chime


Worst Refund Process & Customer Service

Worst customer service I’ve ever experienced from any company. I paid $900 to a friend and since they don’t use this app they immediately returned the payment. I wanted to make sure this return went directly back into the bank account from which it was taken so I asked support exactly what I needed to do to make sure this was done. They told me it would refunded to the (last 4 digits account) that it came from in 2-5 business day’s. After a week the money had not been refunded but, still showed just sitting in my this app account. Once again I messaged support and they once again said it would be returned in 2-5 business days. When I said that’s what you told me last time they told me that it was my bank who had not done their part. I called my bank who then had to walk me through the process of getting my money refunded (cash out, find your bank, and then place it back into your account). Now it should be back in my account on Tuesday. When I told support through this app this they told me they wanted all correspondences to come from my bank about this transaction. Thank God, for customer service at my bank because I would have never be able to get my money back from the useless information this app was giving me. Prior I had never had any issues but, I also never had money returned. I won’t be using CashApp anymore and I definitely won’t be recommending it to anyone.



It’s been over a week someone had hacked into my cash app and stole over 700 , sold my stock, purchased stock all at the same time within seconds. Cash app support team has been emailed about this and I’m still waiting for updates and a refund. Now as I wake up to check my cash app , I no longer have one. It’s asking me to create a new cash app and when I try to use the same cash app tag it’s says unavailable. I’ve emailed cash app support again this morning regarding this. Also they were about to change all my contact info to login. I’ve screen shoot their info that was in place of mines before they locked me out. Cash app didn’t email me or text me the changes that were made and I’m assuming because my personal information was removed. There should be another level of security for cash app because whoever hacked my account done it with ease and not even cash app the company stocked them. I wouldn’t recommend CashApp or cash app after what happened to me cause it can happen to anyone. At least with a bank account they can replace your money until they confirm it’s fraud. Cash app don’t do that and you’re just left wondering and you cannot call a live person either.


Instant Vs Free

When I first started using CashApp , I loved the convenience of it. However, I’ve noticed that nowadays, if I get money sent to me, the amount of time before I can get the money for free - no matter what amount - is days later than it was when I first started using CashApp . My sister sent me a mere $48 on a Wednesday, and I was given the free option for receiving it on Friday, or in this instance, pay a .78 fee for instant deposit. Even before this particular transaction, there have been other ‘days later’ options for receiving money or I’d have to pay the fee to get the money instantly, and it’s starting to bother me. It just makes no sense. If it was a huge amount, I could understand, but why charge an instant fee for such a small amount? And why not just offer the next business day? I think there should be a required minimum amount of money before charging for instant access, or at least offer the next business day just like other apps do, and not 2 or more days later. Maybe there’s a rhyme or reason as to how you all decide what amount gets charged a fee or not, or how long before money can be deposited, but I can’t figure it out. Before using your app, I had been using Zelle and POP Money, but I thought this was better and switched over. Maybe I made a mistake - I don’t know if it’s worth it anymore. I can only imagine the instant fees getting higher and the wait time getting longer over time.


SCAM!! Money taker

I had Cash App for 2 days and I was scammed. I uploaded $5 and then used it to invest in Bitcoins. Two days later my Facebook was hacked and then two days after that my Instagram was hacked. I then noticed I had money missing from my bank account. I looked into my transactions and seen I had multiple transactions from Cash App taken out. Once I got to looking into Cash App, I noticed they transferred my money from my linked account into Cash App then to bitcoins. They then proceeded to send the bitcoins to themselves. In return they sent me a smiley face like “thank you for your money.” I contacted Cash App and they asked me all these questions for an investigation. They said they could not do anything about this since it came from a known phone. Yes the phone was known since the hacker used Cash App to take money out of my linked account multiple times; my phone was used one time for a transaction. I later found out Cash App was hacked recently and I have had several friends have fishy transactions on their accounts in which Cash App did nothing about. I have found the email that was used to hack my accounts and the person is from New York. I am now waiting on my bank to dispute these transactions and try to get my money back.


I do not want another person to be a victim of a hacker and scammer through Cash App. In return they will not do anything about this. You will be out of money and stressed out.


Confused and Disappointed loyal customer

I’ve been with cash app for about two years and strangely in June 2020 I started having money deducted from any and all my receiving payments from friends and family, out my cash app account. I’ve contacted them once I realized that they were doing this and wanting to know how and where this money was going to. They expressed through email that I have a business account. This was confusing and also false information. I NEVER SET UP ANY BUSINESS ACCOUNT ( I never even had any bank account linked with my account). So I don’t understand why they have the privilege and authority to just take my funds without me authorizing this. They only refunded me for seven days and they have yet to send me the remaining money nor information showing how this could happen to me. I’m an unemployed widow who barely getting by besides the money my family and friends help out with through this established business that serves a variety of people nationwide with there business. Please explain to me how you can take portions of my money and then give me no proof that I’m a business account holder. THATS UNTRUTHFUL AND ALSO STEALING FROM YOUR CUSTOMERS! ☹️☹️☹️


Not a safe app to download, it’s a scam.

So I buy, sell, trade, locally & online. eBay, letgo, I even use OfferUp. I had a customer & he doesn’t have Venmo, or PayPal, he tells me he only has Cash App. So I downloaded CashApp . to receive payment. Almost instantly I get an email stating that the payment has been placed on hold, & I have to increase my daily limit so I can receive payment in full. Being that the email had the cash app logo, brand, & in the body of the email it had some of my personal info. that I had just entered, as well as the email also had the customers information With his payment info. So at this point I think it’s all part of the process. Long story short through emails & texts messages I had $600 on hold, so I just needed to add an extra $200 to my cash app account to Increase my daily limit. Mind you there is a plethora of emails, text messages, & information coming directly from CashApp . I added $200 to CashApp using the information that was provided to me through these various emails. I quickly realized it was all a ploy to get me to put $$ on CashApp because they asked for more shortly after. I saved all of the emails, and text messages, I even saved the confirmation number that was provided to me through CashApp . To share & let people know, to use any other money app except CASH APP!!! They are criminals & they will take you for everything if you give them the account info. Hope this helps stay safe


Used to be great

First I loved using this. I use it as a prepaid debit card and monthly I have $100s of dollars that go through this account. However RECENTLY there have been so many issues with this. It’s as if they have a new developer and they completely screwed everything up by trying to continuously add new things in. But they have no idea what they’re doing. So instead of adding to CashApp they completely screwed up what didn’t need to be fixed. With them being an ONLINE only bank they actually have NO ONE available to even speak to. You can’t chat with anyone of their connection to CashApp is down, you honestly can NEVER call them for ANY issues. You can’t even remove your money from the account. I’ve never had this issue before and at this point it’s tiring and frustrating. They give no warning about anything and you only find out about reoccurring issues if you happen to go online to look for them. Imagine standing in line with purchases but your payments are completely halted and you can’t move your money out to even attempt to use another card or account. It’s been HOURS since the “bug” and known issue and guess what. Money is still in limbo somewhere. “Processing” but you can’t call to figure out even an estimated time frame of when you can take your money out or even use the card THEY issued. All systems completely shut down.


Beware! Horrible Customer Service!

If only I could rate CashApp 0 stars! Beware of CashApp! Everything seems fine, until you have an issue with your funds and find out that there is no live person to talk to; then they send you a generic email about the issue but in no way attempt to solve it! So a friend sent me funds in which I then returned within the hr, but apparently the funds were not received, although the money was already removed from my bank acct. My friend then put in a dispute with the bank, in which, rather than CashApp doing their due diligence and trying to find out where the funds were sent to, immediately took the money out of my acct again. When I tried to figure out what way going on, where the funds went and how to resolve the situation. I then find out that I cannot talk to someone over the phone for a quick resolution but instead via email. So I send an email notifying them of my complaint and receive a very general email in no way addressing my concerns, but notifying me that because its a bank dispute that have no further details on the issue but that they are typically solve within 90days and that this app has the right to withdraw the amount of the disputed transaction. So they are not even going to attempt to resolve the dispute or find out what happened. So I have filed a dispute with my bank too, and soon as this is resolved CashApp is going right in the trash. I will definitely just stick to zelle and working directly with the bank.


Customer Service is Trash

I needed access to an account I made over 5 years ago due to someone accidentally sending it there instead of my new account. I called, and was told the only way to get support was through email, and the line disconnected right afterwards. I sent three emails before getting a responds over a week. Finally, someone takes my case and over FOUR DAYS, five different people sent me the same email asking to verify my identity, which I did and send screenshots to prove I did every time, and still continued to receive them. It’s been almost two weeks, and I have no access to the account. I finally was able to call on the phone after a week of trying, and the guy on the phone told me he was going to ‘try and transfer the funds from the old account to the new account’ and that ‘it failed’ so I simply have to wait two weeks to have the person send the money to my other account, wouldn’t let me talk to a supervisor, and refused to help me any further. Venmo customer service is nicer and far superior, and well as them being able to give access to your account after you verify your identity doesn’t just fail, and you can have access to the old account if you ask. I’m deleting CashApp as soon as I get this money and sticking with Venmo, because this is the stupidest thing I have ever had to deal with IN MY LIFE. I pushed a child out of my body, and it was easier than dealing with cash app.


Horrible app to use

I never usually leave reviews for apps but this one has definitely made an exception. Point. Blank. Period. CashApp is horrible in ever way. I would give it a corner of a star if I could. In every comment it’s the same and it’s true the customer service is horrible, money goes missing, they don’t answer you when you email them back or anything. When I first started using it everything was fine my first problem was when someone sent me $40 and it never came through my acct at all it showed in my transactions in the other persons transactions but never hit my back acct so I removed my bank card and stopped using CashApp . Then when I downloaded it and used it again I was literally going to place like the gas station and McDonalds then all of a sudden nothing is going through. Money can’t be sent received nothing and when I contact them they basically accuse me of fraud and say they shut down my acct won’t give me a reason why and won’t let me get my funds I had left off the acct. I have worked in customer service just about all my life and this........THIS IS THE WORST CUSTOMER SERVICE I HAVE EVER BEEN DEALT. I would rather walk in a store and stare at the cashier for 5 mins waiting for them to notice I’m there while they txt their boyfriend back than to deal with these people over email!!! Apple should literally shut this scheming app down because I guarantee every dollar that keeps going missing out of people’s acct is definitely going to somebody!


Don’t download.

I hate CashApp. Honestly just download venmo, it’s much easier. To be honest, I only downloaded it for the $5 reward but that didn’t even work out. My friend and I sent money to each other so they would give me the reward. It had no trouble taking the money out of my checking account (since my this app balance was zero, having never used it) and it says that I got the reward. But it says my balance is only $5. This doesn’t add up since I’m -5 in my checking and +5 on CashApp . It should be +10 if it really rewarded me. I’m trying not to be frustrated over $5 but it’s so difficult to transfer to my bank account, so if anyone wants to give me cash I’ll transfer the $5 to your this app so I can delete mine and be done with it. Basically took $5 from my account since I can’t actually use the money on my app unless I want to pay someone through it, which I don’t since almost all my friends use venmo (for good reason).

In response to the developer commenting on my review, I did do it through the link that my friend sent and followed ALL of the steps. CashApp even says in my notifications that both my friend and this app supposedly paid me, but one or the other is missing from my bank account. I did not miss a step. The fact that they acknowledged my review but didn’t acknowledge or try to figure out what happened on my account also goes to show that CashApp clearly doesn’t care about its consumers and would rather just put the blame on them. Deleted.


$10 coupon: PRKSRDL

First of all, if you haven’t used Square cash yet make sure to enter the reward coupon "PRKSRDL" on the sign up screen to get a $10 bonus after you send your first transfer over $5!!!! Enter it after it asks for your number. If you’ve already signed up you can enter the reward coupon on the profile menu if you scroll to the very bottom.

The service itself exceeds the competition found in PayPal and Venmo in its ease of use. Sign up is super easy and very convincing for friends, particularly when out to dinner in NYC where asking the waiter to split a bill is like pulling out your teeth. I like the fact that I can send money to anyone even if they haven’t signed up with Square yet. CashApp is simple to use, swift and clean. There are two options for transferring money to your bank. Either instant deposit which takes a small fee, or the next day. Or you can keep the money in your account, and use the square debit card for any online purchase. You can even request a physical debit card and use that anywhere. CashApp itself seems secure, especially with the touch ID integration for quick payment. CashApp has changed how I exchange money with friends or even new acquaintances!! I've even started using it to pay rent directly to my landlord. Welcome to the new modern era.

Square cash is now my go to for quick payment transfers to friends and family. Overall you should definitely give it a try, especially with the $5 bonus it gives you!!!



I had numerous issues With sending and receiving money on the application I thought it had something to do with my bank account but unfortunately it didn’t they told me to contact CashApp and speak to the support team and attempted it but nothing came through so I decided to permanently delete accountIn hopes of making a new one I will not have the same issue once I made a new one I tried one last time to see if the support team can rectify my issue and then got in contact with One of the support members of the application his name is Jake and he was very supportive responsive and courteous to me he fix my issue in less than an hour and everything was back to normal all my transaction issues were gone as well as he allowed me to reinstate my previous cash tag that I really wanted that was recently unavailable for me based on the issues I had with my last account that I had permanently deleted due to issues of sending money back-and-forth for about a year even though I wanted to have at least a call center or to speak to somebody to explain my issue Jacob was very supportive and responded as soon he could to aid me with all my issues I can now say my friends and family money when they need it without any problems


Lost Money

I actually came here in search for help with a customer service issue, but I’ve lost some hope after reading other reviews. After a solid 2 good years of excellent service, I’m not sure what to think of CashApp anymore. I am currently missing at least $1000 that seems to be “lost”. It’s been 6 business days now and no response, very little follow up. I was out of town, across the country with last than $30 after this glitch. The merchant claims a refund was processed. Initially, I was hesitant to believe the merchant, until two other bills paid with cash app had the same issue. Cash app takes the funds, merchant never receives them. Or, merchant releases the funds, cash app never receives them and I don’t have them. The email system for customer service is really inconvenient. When customers are missing funds, having to send an email to an unresponsive system is pretty infuriating. I appreciate the honesty in stating the wait for a response may be up to 3 days, but this is crazy. This is a lot of money that has significant ramifications. and a huge inconvenience.

I have since updated this review to 4 stars. Given the previous years of good service, customer service finally reaching out, and the refund being received. However, the Customer Service system can be a bit inconvenient. I have to deduct a star for that. I understand that it’s probably extremely cost effective but it can make us consumers feel alone in rough times.


Great for those who don't carry cash

It's a very minimalistic type of app. It's easy to use and I have had no issues with it. It does ask to link your debit card and bank information, which is understandable. I asked my girlfriend to download CashApp to send me $50 that she needed to give me. When she sent it, it went to my cash drawer. Easy enough. Then I went to cash out and it told me that it was "instantly deposited" into my bank account. At first, I was like no way. So I went to check my bank and there it was, $50 dollar deposit transaction and ready to use. I would recommend CashApp to all my college friends because it's really useful for us since none of us ever carry around cash. I do admit that I don't believe I ever received the $5 for referring a friend but I don't really care about the promo money.

Update: It's been a year since I've used CashApp . My girlfriend sent me over $600 last month with CashApp and I was debating whether to keep it in CashApp since I have that beautiful etched Cash black card now or not but in the end, I decided to put it in my bank account. Since it was a weekday, it was in my account the very next day. Thanks for the great work!


Frustrated!!! I just want my money back!!!

Initially I would say that the purpose behind CashApp were on point but now after a couple years of using it, it is really not all that good. The money sending process is good up until you type the wrong name and don’t have an option to retrieve your funds back after noticing your mistake. And let’s not talk about the customer service or the lack there is. To know that I don’t have the option to speak with a over the phone but via email, is ridiculous and even with that there is a 24hr wait in response. I just found out that there are several cash app accounts (2) using my name that are not me and people had been sending me money but I haven’t been getting because of these accounts and customer support said just send a request to the receivers requesting the funds back, and if you have done that and had a good outcome behind it, you are that 1 in a million. I once thought CashApp was good & deserved 5 stars until my money ended up in the BIG BLACK HOLE/someone else’s hand and now feel that it really is not worthy of a star. I now we’ll be deleting my account (if that’s an option) & using zelle.

A better process needs to be designed for CashApp. The first being giving the users the option to speak with a person over the phone and not just email; The ability for senders to CANCEL transactions when they noticed a mistake has been made; And a better way to retrieve old accounts.



This is the absolute worst app to use for dealing with funds and crypto currency. CashApp itself is set up nice and easy to use, but the customer support is so terrible. I would give negative stars if I could!! I have watched my balance of bitcoin fall from a little over a $1,000 to just over $300 because I can’t withdraw it, I can’t sell it, I can’t move it to another app that will actually work. I have been dealing with this for going on 5-6 months now! I have emailed cash support so many times it’s unreal, with 1 response. 1 freaking response to probably about 20 different emails! A guy named Linz said he would look, get it fixed, it was probably a glitch in the system and he would get back with me in 24 hours. This was 2 weeks ago. With no response. I have emailed him back Atleast 5 times now with no response. I have literally watched my balance fall and there is absolutely nothing I can do about it. You can find s way better app to trust your money with! This is not the one!!

P.S. Developers, I have every email, all the evidence. I would be more than happy to show you. If this is how you want to run a company and how you want your customers get treated. I’m sorry for you. Making millions of dollars while your customers are over here losing money at your gain because your team is not doing there jobs!

Like I said, I have all the proof, all the email. I’ve been trying to reach out for so long! I just want my money!!!


Horrible Customer Service

Initially I thought cash app was pretty awesome as it allowed me transfer money to who is in college whenever he needed it.

Then I all of a sudden I was unable to make or receive any transactions. After searching the net I found a customer service number. When I finally got in touch with a rep, he was difficult to understand and initially seemed rude. When I made comment, he changed his tone and was quite helpful. He had me connect my phone to the computer and we began maneuver through the system. When he had difficulty he got his supervisor who was quite rude and arrogant. He informed me that there was suspicious activity on my account (the month before someone from across the country managed to take money from my account using square, an affiliate of theirs),and I would need to deposit 500 on my cash app and transfer it. I told him I would do no such thing and he then too began raising his voice telling me he was a supervisor. Well I resorted to using expletives, telling him what he could do with that supervisor thing (not proud of that).

As far as I’m concerned, not only was it annoying speaking to someone I could barely understand, the fact that they had a condescending, oh well attitude. It’s unfortunate because I enjoyed the convenience of cash app. However the customer service in the event of issues are horrible. I deleted CashApp and will just go back to my original manner of transferring money!!



This whole app is bad, Things Literally were all perfect, then one day It just wouldn't let me send nor receive money, But the account looked fine, I had to search around the whole app its self Just to find out that “my account is closed” I didnt recieve not an email nor text notification saying this, I had to find out for my self, It was apparently closed Due to “suspicious activity”, I couldn't get help from anyone, when I went to cash support I just literally got back an email saying that “your account is closed due to violation of so & so” when In reality, I didn't violate anything, It was also given that I couldn't even speak to any one , Nor did I even get to speak with an actual person, So with the account literally being rendered Useless, I permanently shut it down to build a new one, & so I set up the new account just to come to find out that now my “bank isn't supported” when in reality its other people who use this app & Have the same bank & Same type of checking account, overall as a customer You guys gave off Horrible customer service, & Its weird because all I do Is buy bitcoin & Send money back & Forth between me & My friends, Thats very Odd as a company to Not value your clients/ Customers, My New account is still not in motion due to the fact that I cant even attach a bank account to it , So again Im back to square one with an account that has Once again Rendered me USELESS.


Don’t use Cash App

I had been using Cash App for 3 months when someone told me to try the Cash App card because it can be used like a debit card. So I ordered the card and it arrived in the mail, but I never used it. I just so happen to misplace my debut card and didn’t have tune to order a replacement card because I was going out of town. I pulled out the cash app card and was completely satisfied with how everything seemed to work good for the most part. My only issue was I paid two deposits to two different hotels and I never received my money back for those. I contacted cash app support and they weren’t any help. But I still continued to use the card. I had been using the card for a little over a month. All of a sudden the card is declining saying it needs to be activated. I have done everything from deleting CashApp and reinstalling to just simply disabling the card and trying to enable it again!! Nothing has worked. I contacted customer support the replied back asking me to submit info, but when I did they replied saying it should work but it still doesn’t. I’ve replied back twice letting them know that and still haven’t received a response back. I’m throwing this card away and getting deleting CashApp . RUN FAR FAR AWAY!! There is no phone number to talk to anyone, and emailing them is useless. PUT YOUR MONEY ELSEWHERE!! DO NOT USE CashApp!! If there’s a chance you might have issues, you will get NO help at all!!


Inconsistent + lack of customer support = frustration

While I have used CashApp in the past few month without a hitch (and I’m trying to convince others to do the same), I recently ran into a problem sending money to a friend and it’s highlighted some problems with the Cash app. I sent a second payment to this person within a two week period and in order to receive the second payment they are being asked to verify their account through Facebook or their Social Security number. This seems odd as they have used CashApp to receive cash in the past with no problem and the two payments which I sent are well under the $250 trip point that I’ve read can often trigger a verification request.

She’s not comfortable putting this info in and there doesn’t seem to be rhyme or reason for why it happened. And what a drag of it happens again and again? She contacted customer support and got a canned response that doesn’t address the issue. Really wish there was a better way to contact customer support.

Why is she being asked for this information at this time? It seems a little suspect. She’s frustrated and ready to quit CashApp and use something else, and I’m finding it hard to recommend CashApp to others now.

Sarah Hart   1 year ago

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Sarah   1 year ago

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Jeremiah Davis   1 year ago

Well it’s like this cash app is not free and the more money that gets sent to u the more of a fee they take out of u and they just keep getting higher and higher but the thing that has bothered me the most bout cash app is that ur account his not secure at all I have had so many people just go on to my account and I have no warned cash app that there was people getting on to my account and they all took my money out of my account and I told them that people where getting on my account and not to let them take my money but they let them on it to take the money off of my account and then recently I told them bout it and they did there investigation but came back and told me that it me that is the one that did it and I told them that I’m going to take my own money and send it to people when I don’t get much money to begin with so why would I send it to anybody and around Christmas time I had my entire Ssdi check which was 391 and I was told that after 300 bucks I would be able to do other things with my account but I did not get no other perks for my account and they just want to blame me for it and all the money that I lost with people taking every thing from me

Sandra Dominguez   1 year ago

You can recover your lost funds or cryptos from scammers. Just reach out to Rootkits Credit Specialist via rootkitscreditspecialist @ gmail dot com or call 815 524 8116. The funds drop directly into your Wallet, Cash App, Venmo or what ever app you lost your funds. You're sure to pay only when you confirm your cash retrieval. I strongly recommend them, they helped me recover my $4000 worth crypto from an internet fraudster who claimed to be a miner.

Sandra Dominguez   1 year ago

I missed out on most of my payments. I could not make the payments due to getting let go from my job. Single mother and had to file for temporary assistance for my son and I just so we could survive at that moment. I have heard of many successful removal stories and I really felt I had undergone hardship. I explained this in my goodwill letter to them as well as on the phone with someone from the CEO office. I ended up securing a new job and made all the payments, but the negatives still appear on my credit and my score is still very low. We had a for sale sign in front of our house due to the landlord selling property and I couldn't get a loan due to my low credit score . I was introduced to Rootkits Credit Specialist by a neighbor who took pity on me. They helped me erase the negative Items and raised my score to 771 from the initial 587. I live in a new apartment now all thanks to them and my good ex neighbor.

Ahmad Silawi   1 year ago

The worst customer service. They are not a great company when it comes to helping people.

Randy Gant   1 year ago

Never had an issue with it in the last 2 weeks every time I tried to send money to somebody they would refund it back to me today or last night I had somebody use my phone and I guess they managed to get into my cash app load money and then send it to themselves$250 got my dad to verify my identity they took $66 out of his account to send to me I had $107 already on cash app they had me change all that stuff into Bitcoin and send it to their wallet with the understanding that we were going to get that money back that they were having to do it that way so they could add $250 on to that send it back to my dad and then my dad could send it back to me and I could just transfer it over into USD instead what they did is they had me send it to them $720 total and then they hung up on me and my dad they won't answer the phones they're text messaging apps they won't answer a message on the app and then of course you everybody knows you can't get a hold of them by phone I used to think this app was five stars now I wouldn't tell my worst enemy to get it negative 3 stars or more I'd be very careful with these people because they're cheats and once they get your money they ain't giving it back you have to go through legal counsel to get it back it's going to cost me more in the long run but it's going to put a very good size dent in their pocketbook I asked him to have somebody call me back nothing haven't heard a word and until I get my money back and my father's money back I'm going to keep pursuing this lawsuit I don't recommend cash app to anybody and for all you that love it I loved it at one time too be very careful

LauraF   2 years ago

CASHAPP STOLE $450 FROM ME. I lost access to the email associated with the account. Provided all requested information, confirmed the same bank account, sent proof of my previous money transfer to that bank account... but it didn't meet their security measures. The money will sit there for a period of time and then will be considered abandoned funds and absorbed by the company. CASHAPP, SQUARE CASH AND PARENT COMPANY BLOCK INC. ARE THEIVES!! Cashapp Blockinc #cashapp #cashapptheives #blockinc #money #theives #stolenmoney #mobilebanking #beware #poorservice #squarecash

Anthony Long   2 years ago

Cash App is designed and tailored for thieves to take your money. Cash app has very poor security and customer service to protect your money. It wouldn't surprise me if some day the news reads that Cash App. was behind all of the losses. They suck stay away from anything associated with them!!

James wills   2 years ago

I couldn’t send nor receive any money on Cashapp for 6weeks But I was lucky to chat with their support with this contc 14157896921 He directed me on what and what to do and now I can do transactions with so much ease

Nathan T Montgomery   2 years ago

I will never use Cash App again it is truly a scam and will take your money.

LOrigan Franco   2 years ago

!!DO NOT USE CASH APP!! This company is absolutely despicable when it comes to protecting you against fraud! I had fraudulent activity on my account. Someone withdrew $2000 from my bank, bought $2000 in Bitcoin and sent it out of cash app in Bitcoin form. THEN THEY TRIED TO WITHDRAW ANOTHER $2000 from my bank account using cash app! But luckily for me, Chase flagged the 2nd $2000 transaction as fraud and pulled it right back out of cash app. (Chase also refunded me the 1st transaction so I didn’t lose any money to fraud) BUT here is where I have the problem with Cash App. Once that 2nd fraudulent transaction hit cash app, and then got denied by the bank and pulled back, it made my cash app show a balance of -$2000! CASH APP REFUSES TO RETURN MY -$2000 BACK TO ZERO.... I HAVE OPENED CASE AFTER CASE FOR SEVERAL MONTHS NOW. I’ve called and gotten the same explanation as though I was stupid. “Once the money hits the account and gets pulled back, it shows a negative balance”. So to use cash app again, they WANT ME TO PAY THEM $2000 to bring it back to zero. That’s just ridiculous!!! Why should I have to pay them for the fraudulent activity on my account? I also cannot close this account either as you have to have a zero balance to close your account. So now, as I refuse to pay, am stuck with this stupid app that I can’t even use. Do not get this app, use Venmo or Apple Pay.

Jerry   2 years ago

Rob Me of My Cash App We have used Cash App for about two years. Recently the partnered with as the intermediary for payments. Since then about half of payments sent to us did not make it to us. We are out hundreds of dollars. Notification came to email but did not show in the app. I tried to call their customer service line but it wouldn’t let me talk to a live person. I sent messages to support and got a canned answer. I did my own research and could see that somehow I had an account using email and another using the cashtag and phone number. The one with the email was bogus and asked for a card number to verify the account but we don’t have any cards with the starting digit they listed. I sent at least five emails to support with everything spelled out and accompanying screen shots. Each time I would get back the canned message sent from a different person with no response to the information I sent. I deleted the app and will do my best to warn people of the mess they may get from using their app.

Beavers02   2 years ago

the services offered at kloviactools are amazing this is what humanity should be and not greed Thanks for the free money I got from you.

Acher Mennings   2 years ago

The aftermath of the Covid 19 pandemic and sometimes delay in payment of grant had almost made life unbearable But thanks to for always coming through for me and my family all day any time

Dcritt   2 years ago

I do not recommend CASH APP! Use Venmo or Zelle if you want to transfer money. Cash app have me the run around about getting money from an old account I no longer have access to. Every email for the support team was from a different associate every time. I provided all the security information they asked for and was still not granted access to the account and was unable to receive my funds. So basically I have over a thousand dollars sitting in an account I can’t access. They told me they cannot do anything about it. Very upsetting

Got Screwed   2 years ago

Customer service sucks! They take forever to respond to emails and when they do, they’ll say that “we’ll check into it and get back with you” by then you’ll have someone else contacting you with no knowledge-so they act like, of the situation and do the same cycle. While you’re waiting for someone to get back to you, an email comes through talking about no response in three days so they’re closing the case. You can call the number but can’t get through!! I left a call back request and I hope that I don’t get an email about the case is closed because three days have passed because it took them that long to get back to me!! I just got a call back, they told me to have the sender contact them, I told cashapp that is exactly what they told the sender about me. So I went to the sender while we were on the phone so that we can all be together and was told by cashapp that there couldn’t do that because it has to be separated. So I suggest that they talk to one and then the other, they said that they have to call line that you can’t get through on. I asked for a supervisor and the guy hung up!! Still haven’t received my money!! Going to start migrating to Zelle!!

Tonka Varga   2 years ago

I get maximum satisfaction any time I use kloviactools They are simply the best and reliable

Evonne Herrmann   3 years ago

NOBODY use cashapp. They are garbage!!!!!! I mean GARBAGE!!! So yesterday I used my card at dollar tree and then we took the kids to dinner last night and my card was declined. I had well more than enough money on my cashapp to cover the bill. So I proceeded to pay with another form of payment. I get to the car and it says my card has been disabled. I tried to enable it and it just wouldn’t. So at this point I email them. Last night I get an email saying my card was declined due to unusual activity. So I email them TWICE so far today and have heard NOTHING! So I get another email today saying mine and Greg’s stimulus money was REJECTED and returned to the IRS! When I did our twxes I used cashapp instead of our bank cause I got tired of the restrictions on how much money we could use daily because we were in the market to buy a new car and I didn’t have time or a way to the bank at the time to pull money out so I figured cashapp was easier with the less restrictions. But Like wtf they shut my whole shit down and for what? I tried to call and they said it was busy and they would call back it’s been well over an hour and I called back and it says I’m already set up for a call back and it hangs up. So now I have to wait god knows how many weeks to get a paper check! Like wtf is suspicious about NORMAL shit? It wasn’t even like I was trying to charge a crap ton of money. #shutcashappdown #cashappsucks #cashappcustomerserviceisgarbage

Piirce   3 years ago

This is what CASHAPP does to regular people; cashapp caters to the FRAUDULENT COMPANIES that awards them lots of transactions... I have an ongoing dispute with you about Tradera, a fraudulent company that has closed shop and continues to steal money from our accounts with your help. You asked for everything I needed to prove my dispute, I gave you all. You refunded me the least of the amount, $15. However, you have allowed Tradera to auto de it my account another $99 when the previous fraud case is still pending. A class action law suit has been filed against this so called company; yet, CASHAPPis STEALING our money on there behalf. If you do proper investigation, you will find the latter. I will post this on GOOGLE reviews of CASHAPP. REFUND ALL MY MONEY. NOW IT IS $299.

Daniel Donald   3 years ago

I was able to recover my bitcoin with the help of kloviactools,net tools. Am super grateful.

Sabrina Wright   3 years ago

Cash app has no integrity. They can close your account anytime they want to according to their terms of service. It doesn’t matter whether you do anything right or wrong. And when they close it they will Site security reasons for not giving you any explanation for why they’re closing it other than section for in section 5 of the terms of service which says they can close it for any reason they want to. I would stay as far away from cash app as I possibly could!

James Gates   3 years ago

9 /17/20 Cash App locked my account for "My own security" The next day I emailed support and provided all information they wanted from me to prove my identity.They than said there investigation was complete and concluded that my account was compromised and informed me they were CLOSING my account. I was told to email square and provide certain info which I did immediately! I had 283 on there with a 300 pending direct deposit and more direct deposits after totaling 2,000 still haven't received!!! Now everytime I message support I get a response from a different person everytime saying the same thing. Nobody is actually helping me resolve the issue at all

lindsey owings   3 years ago

THESE PEOPLE GOT SOME SH** WITH THEM FOR REAL!! So I thought cash app was just sketchy when I first heard about them but I got an account anyway just so my friend would get the $5. So something ended up happening to the phone that was linked to my account and I couldn't sign in BC the phone number was no longer in service therefore i could not receive a text with the code they send in order to verify its you. So whatever i got a real bank account, life goes on. Now a few years later and a new email account I decide to get a cash app account again since that's what we're all doing now anyways and it does come in handy. All good until someone sends you money but puts in your old Cash tag you forgot existed...well you would think it could be fixed since you are able to give them +cash app) every piece of info that is associated with the account, everything but my DNA and they understand the frustration and aggravation I'm going they cant help me for security reasons...are freaking kidding me? What security reason? If this was a case of murder, I would have been acquitted BC of all the Prof I was able to provide. And its not even like a lot of money...$50. Man I am really going through a great deal of BS just to steal $50 that's not mine. Come on cash app. So just make sure there's no way "life" happens, even though you have everything by law that proves you are you, BC ITS NOT GOOD ENOUGH FOR CASH APP, THAT'S A FACT JACK.

prettyladi   3 years ago

I was the one the last 5 months using cash app and was so happy that its easy to pay people and send money or receive it, and asking why is people talking bad about cash app. Well it finally happen to me yesterday 10/4/20. I filed a dispute last week about cashapp taking money from me and my bank gave me my credit for my money back. but after cashapp found found I filed a dispute I woke up yesterday with missing money in my cashapp again. I been writing back in forth with them in emails 8 times now, and they are saying my bank already gave me my money back. Im arguing through text I have screen shots. Yes my bank gave me my first money you took from me. but why is my money missing again yesterday. I even showed screen shots of when I went to bed what my cashapp had in it. and when i woke up my money was very low and missing. I sent them screenshots of my transactions that took place on cashapp within the last 5days showing no activity or sending money to anyone not even my bank account. so what happen to my money. They wrote me emails yesterday and today 8 emails back in forth arguing with them telling me I already got that money back. Im like you guys are talking about about other money you guys took from me again before. They told me "Ask your bank u already got it back" I called my bank again 1 hour ago before I'm writing this for you guys. We are disputing this other transaction my bank was never notified about this other one. cashapp are thieves I transfer all my money out to my bank account and will be using zelle from now on! anyone else missing more should sue as I was going to. they are located in California. please pursue !

Is Cash App Safe?

Yes. Cash App is very safe to use. This is based on our NLP (Natural language processing) analysis of over 5,652,606 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for Cash App Is 58.6/100.

Is Cash App Legit?

Yes. Cash App is a totally legit app. This conclusion was arrived at by running over 5,652,606 Cash App User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Cash App Is 86.1/100..

Is Cash App not working?

Cash App works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.

Pricing Plans

**Pricing data is based on average subscription prices reported by users..

Duration Amount (USD)
Billed Once $46.78
Weekly Subscription $28.56
Monthly Subscription $50.01

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