Fidelity Bloom® Reviews

Fidelity Bloom Reviews

Published by on 2025-05-28

🏷️ About: For a limited time, Fidelity is offering a cash reward for funding your accounts. For complete offer terms and to learn more about the app, visit Fidelity.


       


Is Fidelity Bloom Safe to Use?

We Investigate the app owner's website (Fidelity.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
99.6%

😎 Positive experience
0.4%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 2,328 combined software reviews.

Is Fidelity Bloom Safe?
Fidelity Bloom® does not appear safe based on available data.
0.4/100

  Safety Analysis »»

Is Fidelity Bloom Legit?
Fidelity Bloom® does not appear legitimate based on our analysis.
0.4/100



Read 33 Customer Service Reviews 😠💢

4.8 out of 5
Never got my deposit bonus

Wouldn’t recommend called customer service over 5 times about my deposit bonus they all kept telling me it would be coming soon now after 6 months I realized they’re juss aren’t going to actually do it , card was also getting declined everywhere I tried it even with money I my account its lots of other banks I would keep looking

Scammed out promo bonus

Did a promotion to get people to download FidelityBloom . I met all requirements and was reassured by 3 agents I would be getting my money. 1 month later I ask to see what’s the ETA on the promotional balance and sure enough I suddenly didn’t qualify and won’t receive the bonus. Well played.

Very sketchy

I created an account and deposited $50 for the “deposit $50 get $100” promo. After checking my account a couple days later, it says theres only $5 in my account. When i try to contact customer support it says theres an error so i email them. I then see an immediate email saying that there was a transfer with the account i added so im not sure what is going on now but i feel compromised and now none of my information is safe, and i lost the money i deposited. I would be very careful using FidelityBloom. 1/10

EFTs take forever to settle

I was going to use this as my main debit card for everyday purchases. But fund transfers take days to a week to settle before I can access it. Support says it's fine I can invest the money right away. This is a spend account not an investment account. Funds should be available to spend right away.

Same problems not fixed

I see the same problem mentioned in reviews and it is still not fixed. I want to make more than one transfer in a month. I try to link my bank account to make a transfer. All my Fidelity accounts except the Bloom accounts show up. Called customer service and they were unable to provide a solution.

Adding card to Apple Pay

Doesn’t work. Tried taking photo grab and app asked to confirm via text to a phone number ending in 9999 which isn’t mine. Then tried to add account info manually and get a error msg that info added is incorrect. Can’t reach Fidelity on a Sunday. Have four other debit/credit cards in Apple Pay and had no problems adding. Tried leaving feedback on Bloom site but can’t. Probably won’t use as too completed and hard to get through to someone. To good to be true. Not worth the headache of calling and being on hold for 45 mins.

Very unprofessional associates

I tried to sign up and it told me to call them to finish setting it up and after passing down to 4 ppl I finally talk to someone to get me thrown it and after 15 minutes he is telling me oh no i was talking about Fedility app not Fedility bloom 🤦🏻‍♂️ wow and again on hold

One little issue so far….

I just downloaded FidelityBloom about a week ago and really haven’t gotten deep into using it just yet. However, I have noticed that when I go to my savings and attempt to follow the link where I can trade gift cards for cash, it never takes me to the site.

Can’t use face to login

I have to search my saved passwords list in order to login. What happened to automatically reading my face to login?

Snail Transfer of fund

In this age of speed and technology, there should be no reason for funds transferred from a personal account to a Fidelity account to take up to 3 days or longer. Made a transfer from Comerica Bank to Fidelity 3 days ago and funds still not available. Ridiculous.

Transfer take ages

Decided to switch to this account and use it as my main bank account. It took just couple days to change my mind. Transferred money from a non Fidelity bank account on September 12th and it settled on September 20th. It takes 1 day for Huntington and almost immediately for most apps like cash app and chime. Why bother using FidelityBloom?

Not reliable

I downloaded FidelityBloom and set it up , i must of missed that part about the type of account this would be , it was confusing on how it linked to 401k as a money market , I thought it was just a regular checking savings . As someone have said it takes long time for the transfer funds to be available . I never got my $50 either .

Could be amazing, but isn’t

Device: iPhone 13 Pro Max

Honestly its a super well designed app, but it has its flaws and they are very annoying.
1. I wish Face ID would automatically go off as soon as I open FidelityBloom .
2. FidelityBloom literally forgets your account within less than 24 hours, I literally have to do initial 2 step verification every single day and set up Face ID everyday, its extremely annoying.
3. As of today I can’t even use my password manager to log in, it simply stopped prompting me. So now every time FidelityBloom forgets me, I have to manually type in my password manager generated password, which is kind of frustrating.

Other than that its a super nice app once you’ve completely logged in, really just with I didn’t have so many login issues.

Needs real envelopes instead of paper-less

I love the idea of putting money in envelopes and I can put however much I wanted in each envelope. I thought that’s what FidelityBloom was doing, but I was mistaken.

The closest I found was PayPal savings. They have a “goal” you can set and automate how much you want saved every week, two-weeks, or every month. I have a goal for everything and I’m just automating my savings little at a time.

I’d like to see something like that with FidelityBloom, I think it’d be a really nice feature.

Also, I’d like FidelityBloom to stop telling me to connect a bank account, I’m using FidelityBloom with my other Fidelity accounts, they’re all linked together already.

Fix Round Up

I’m looking for work as a Software Engineer and I’m tired of seeing the “Someone forgot to water this page” on round ups. I can’t change my roundup configuration. Hire me and I’ll do it myself. I will water the page. Otherwise good app. Also why can’t we change light vs. dark mode without changing the system settings. Very basic things need some fixing here.

Login screen is annoying

Even though you support Face ID, users have to click a button to login. This is an unnecessary step. Please fix

Cash deposit

We need some sort of arrangement to be able to deposit cash to these accounts.
Very frustrating to wait for cash transfers to go through.

Overall good but Glitchy

I like the concept, but my spend account is having the money withdrawn from it without actually showing the activity on the debit card. It only shows the interest earned with none of the spending activity even with no filters applied.

Direct deposit

Getting money into the accounts are taking way to long I have stopped using this service but will come back when things get better.

Saving

App is great at helping save money however every update causes the face id option to disappear.

New to bloom

I’m interested in receiving $.10 on each transaction, as well as rounding up to the nearest dollar. I’m hoping to be able to invest in any cryptocurrency through FidelityBloom, and I would like to exchange cryptocurrency for buying shares in my fidelity account.

I would also like to receive cryptocurrency when selling shares on the markets fair value for the exchange of the cryptocurrency’s fair value.

Cash Back offers

Please get lululemon back on FidelityBloom . In the screenshot it shows them giving 5% cash back, at launch it dropped to 4%, then 2.5% now it’s gone! Other than that it’s a great app

Great but please add the following feature

Hello,

I do like FidelityBloom . However, I would use it more if I could automatically transfer to savings biweekly instead of “just once” or “monthly.” I don’t know what day my check will fall on next month, for example but if it is biweekly, I can be assured it will hit when my paycheck hits. Please add this functionality 👍

Minor tweaks needed

The only thing I would like to see is a widget for IOS17 other than that ok so far!

Good App with slow transactions

I’d really like to switch over to this service as my primary account but I’m afraid because transfers from external accounts take almost 2 weeks. With that in mind Im skeptical as to how long a direct deposit from work would take.

Not Bad

Conceptually, it’s a step in the right direction. But, you’re better off getting a cash management account. Bloom doesn’t reimburse for cash withdrawals so it’s really a spending account.

However, FidelityBloom looks great and I love the idea of roundups. I think they should ingrain their CMA into Bloom to make it more useful.

Great Financial Tool - Hope it Lasts

I have enjoyed using Fidelity Blool since it was introduced. It has helped me create better spending habits and separate my spending, savings, and cash management accounts.

The recent change in the icon is a bit strange. They have recently removed some Bloom features, too. FidelityBloom might be heading for a merge with the Fidelity app at some point.

The new icon feels forced and looks awkward. Please bring back the original. It also helps differentiate between the other Fidelity apps.

Clean interface

Reminds me a lot of SoFi, clean and simple interface and nice bonus for making a deposit great product from fidelity

Ease

Based on other reviews I can say it is quite a different approach on saving and approach
to financial wellbeing.

Best simplistic approach to saving money

FidelityBloom I love. I use fidelity already so when they debuted this I had to give it a try. I’ve been using bloom for about a year and the saving definitely add up.

Great app

Excellent app that help you build better money habits

Great app to start

I wanted to know how do I get my 50$ cause I deposited some money

Unbelievable

Amazing app great rewards I highly recommend



Is Fidelity Bloom Safe? 🙏

Fidelity Bloom® does not appear safe based on available data. JustUseApp Safety Score for Fidelity Bloom is 0.4/100.
This assessment is based on our NLP analysis of 2,328 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

89.3% of users say app is safe 👍
89.3%

7.1% of users have some concerns ⚠️
7.1%

3.6% of users say app is risky 🚨
3.6%


Is Fidelity Bloom Legit? 💯

Fidelity Bloom® does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Fidelity Bloom is 0.4/100 .
This conclusion is based on analysis of 2,328 user reviews.

🔏 Privacy & Data Safety

Fidelity Bloom collected the following data from you:

  • Data Used to Track You:
    • Purchases
    • Search History
    • Identifiers
    • Usage Data
  • Data Linked to You:
    • Purchases
    • Financial Info
    • Location
    • Contact Info
    • User Content
    • Search History
    • Identifiers
    • Usage Data
    • Diagnostics



How was your experience with Fidelity Bloom®? Post a Review




Features

• Earn 10 cents from Fidelity with every purchase—we’ll automatically deposit 10 cents into your Fidelity Bloom Save account every time you use the Fidelity Bloom debit card.

• Plus, automatically have all your Fidelity Bloom debit card purchases rounded up§—with the change going directly into your Fidelity Bloom Save account.

Fidelity Bloom is a free financial app and debit card with built-in cash rewards.

• Receive up to 25%‡ cash back—deposited into your Fidelity Bloom Save account when you shop through the app with 1,000+ participating retailers.

Saving is easy—and automatic—when you use the Fidelity Bloom debit card.

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