Spending Tracker is the easiest and most user friendly Personal Finance App in
the store. And best of all, it's free! The simple fact is, by tracking your
spending you will be able to stick to a budget and therefore SAVE MONEY. So
give it a try and have instant control over your spend...
New 1st Experience
We are using the free services so far and may upgrade later if it seems like it would help. This app is an extreme help for my elderly parents and I so far. We need to meet a minimum amount of expenditures monthly in order for my 90 yr old dad to get assistance from the Veterans Administration. We must make sure that they achieve the minimum amount each month in order to get $355 of monthly aide. To keep him at home while he is bed bound it means they need help coming in a few times every week. This spending app allows me to work with my mom long distance when I’m not visiting and she is already doing fine maneuvering the data entry on her own. At 82 yrs old she is easily able to enter the expenses and use your app, the categories we’ve entered make sense for the situation, and INSTEAD of income we entered $1040, the VA expenses minimum we must reach (for a $2400 household net). Mom can tell if she needs to purchase over-counter meds before this month ends or if she should wait until the new month starts. She can also tell ahead of time if the scheduled caregivers need to be scheduled on a different day, or if she can truly afford it that month. We would be lost without this app and it’s ease of use. Thank you!
Gain Control of How You Use Your Money
First, it’s important to note that this app is almost entirely accessible to VoiceOver users. You won’t be able to take full advantage of the graphs and reports, but the data is available in other ways that are equally beneficial. This is easy to use, and it doesn’t intrude into your bank accounts. Granted, you have to enter your transactions manually, but there are some real advantages to that. Categories and transactions are easy to input and easy to understand. Those who crave color in their categories can have it. There are several useful ways to sort your data, and yes, you can export it if you need to. Like any other app of its type, this app is only as good as the data you enter. Yes, it takes some time to enter data, but the revelations you get about how you’re spending your money are fascinating indeed. This app is your portal to financial peace of mind that will be harder to achieve without it. Finally, note that the developer is extremely responsive to questions and provides accurate helpful answers. Your first assignment: Buy the upgrade, then track it in the app as an expense. You’ll be glad you bought the upgrade.
Gives me what I need, nothing that I don’t
I was looking for a simple yet effective app that would help me see exactly where my money is going so I can find what part of my spending is necessary, where it’s wasteful, and find ways to do better. I love being able to have as many categories as I want to really break it down. How much of my income each month is from my full time job and how much from a freelance side job? Instead of just “entertainment” how much is going to books vs. music vs. movies? There’s even a place to make notes for more detail. At this point, I’m not looking for financial advice from an app and I don’t want to link an app to my bank account. If you want those things, keep looking. I’m looking for a portable, efficient alternative to a notebook and a calculator and I’m fine with entering my amounts manually. In fact that’s helpful so I don’t forget to log cash transactions that an automated bank-linked app would miss. I want to track income and expenses graphically and in detail. This app does that perfectly. If that’s what you want too and you’re willing to enter everything manually, then I highly recommend this app.
I have used this app for years to keep a credit card budget. We are retired and use one credit rewards card for everything that we can. I set up a limited amount for each month beginning with the billing date for the card. This way as I add my charges it subtracts them off the total amount I budgeted and keeps me from over spending. This is so easy and I know almost to the penny what my bill will be before I get it. I. In the note section I put where I made the charge and any other notes about what I bought. Another great thing is I can set my credit card to notify me when I make purchases and that reminds me to add it to the app. If I shop five places I can come home and pull down my iPhone notifications and add them easily to the app without getting out all the receipts and not worry about losing them. The decreasing balance shows me if I am running out of money to quickly. Try this if you way a simple way to budget. Also I was having trouble syncing my iPad and phone and Mark was prompt in helping solve that issue.
This app is perfect with one MAIN exception. The only reason this app doesn’t get 5 stars is if you are budgeting your time period on a weekly basis you cannot select different views such as daily, monthly, annually. This means that if my time period for my budgeting is on a week by week basis in the app, the amount I have left over will accurately carry over into the next week. (When selecting weekly view of my budget) HOWEVR if I select to view my budget on a daily basis (with my time period set to weekly) it will not reflect or even show my carry over amounts, unless I change my time period. This is somewhat inconvenient because I need to plan my budget weekly and need to know how much will carry over until the next week, but if I decide I need to adjust my budget daily and want to use it to view what I would potentially have the next day, it will not accurately reflect. I tried temporarily changing the “time period” setting to daily, and then viewing my budget daily and it did accurately reflect, however when I went back to my “weekly time period” it screwed up the “automatic carryovers I had to manually input to balance my budget.
Best Budget App Out There
For a couple years I managed my own budget in the notes app on my phone. It was a pain having to enter everything in each week and all. Especially when numbers were off and I had to go back 5 weeks and adjust accordingly. Then I found this app and wow it’s perfect. Recurring events, ease of adding income/expense with notes, categories for income/expense, I love it. Also, being able to set multiple accounts as in a checking and savings accounts, and transfer money between them in the app is a great feature. And last but not least, I love the widget that you can add to your command center which makes it very quick to add income or expense and also see your available balance. I did spend $3 for the pro version so I could add recurring expenses which was well worth it and makes setting my weekly budget incredibly easy. Each week all I have to do is slide over to the widget, click income, type in the amount of my paycheck, and I’m all set. This is a great app, would definitely recommend.
Pleasantly surprised with this app
This app has several good features for maintaining records of income and expenses. I have only used it for a couple of weeks and so far it is much more to my liking than the other four or five apps that I tried. The dissatisfaction with other apps is what brought about my surprise that this one actually does what I wanted it to do. You can maintain a good record of spending in each category, which you can customize to suit your needs. You can also do the same for multiple sources of income. It does some basic reports which are useful and may be all you need. Also you can run several different accounts at the same time. One thing that I don’t like is that if you have multiple accounts, the categories that you use on one account are automatically included on other accounts. Deleting a category from one account and keeping it in the other has not been possible yet. I will continue to try, as a bunch of unused categories clutters up the account where they aren’t needed. I expect to like this better as I get more experience with it.
EXCELLENT for Personal Finance Application
This app is the primary reason that I wanted to purchase an iPhone in the first place, and it has met or exceeded every expectation! It allows the hand-creation of categories of spending, keeps a transaction list for each month (which furthermore can be exported to MS Excel via a .csv file using the very low-cost upgrade), and reports running and final totals of expense for each category, in a list form or by pie chart with percentages. It also keeps track of income, but this is done without category-specific totals or pie charts. It took a minor amount of time to set up, and once this was done, it was very simple and rapid to use! EXACTLY what I was looking for!! And, I agree and appreciate the newer feature of allowing for negative values for expenses - this keeps reimbursements from being confused with income - a surprisingly helpful accounting practice. I expect that it could only really be improved by substantially increasing its size and complexity - which would probably be unrealistic for a low-cost and elegant app such as this.
Exactly what I wanted
I downloaded about ten different apps in hopes of tracking my spending with my wife. This is the one that made sense and was easy to get started and make adjustments. Also, being able to sync with my wife's phone was essential (luckily she doesn't use her Dropbox, so I logged in on her phone, since it syncs via Dropbox). Sure, I paid for two pro versions to do it, but it was worth it to sync and support an app that does what we need. For whatever reason, Using Mint or Personal Capital never really worked out for me. I was looking to try an envelope style of budgeting, but would never actually use just cash like a savage. This allows you to set budgets per different categories. Actually entering my spending as I spend it seems to makes me more accountable. I love that I can select a category, but also enter a note so I know exactly what the purchase was. It's great being able to create different categories and choose the ones allowed to rollover. After two months, we are actually still on budget.
Great app to track spending and income
Let’s you categorize ur expenses (bills, rent, entertainment, etc) The free version is great haven’t upgraded because I have been more than satisfied with the free version. I have had many of these apps and this ones is the only one you need. Never freezes or lags. Great way to save money and visualize where you’re money is going you would be surprised how much money you really spend. Acknowledging and knowing how much you really spend is the first step to setting up a plan to save money. I feel like this review sounds like I was paid to say this but just wanted to write a good review because in a world full of people in debt more people should track their spending and using apps like this make it easy to start saving this one really is a good app especially for free. Try this app before trying any others that are similar. I’ve had them all from mint to moneywise and this one exceeds all of those and the simplicity of this app makes it easy to stay on top of all expenses and income
Financial game changer
Like many people, I wondered where all my hard-earned money was going and knew I needed to track all sources of income and expenses. I’ve been using this app for 9 months now and highly recommend it for anyone wanting to feel more in control of their money. Because it is so fast and easy to use, I can enter my transactions on the spot or at the end of the day. It’s shocking how many meaningless purchases I’ve made, and I don’t think I’m an impulsive spender. But the habit of entering all my income and expenses has really helped me reduce pointless purchases—just knowing that I’ll have to enter my purchase gives me pause: “Do I really need this?” and “Is there something I already have that can serve this function?” I now review where my money is going each week because it’s so easy. At any time, I can see if I’m in the red or black and make adjustments. This app has been a game changer for me.
The good, the bad and the ugly...
The good: Don’t have to sync bank accounts with the app, no bank account errors or sync issues, don’t have to pay a monthly fee for using the app like other financial apps, a flat one time fee of less than $10 is needed to unlock Premium features for the app. The bad: You have to manually put in all your transactions and do everything else (except the calculations for the balances). You have to pay that one time fee if you really need to use the app on a daily, weekly or monthly basis. The ugly: I could never figure out how to use the “budget mode” and had to figure out, with help from Heaven, how to use this app for budgeting. I emailed the support guy on help with setting up a budget and all he did was repeat a step in the instructions to set the app to budget mode which was no help to me at all. I setup an account with my expenses as income for my budget and compare them to my transactions that I put in my financial institutions accounts that I made. I keep my budget and income rolling from month to month and if I need to change my budget and my income I can (which is a good thing).
I very rarely — if ever — give 5-star reviews. For me and my simple needs, “Spending” deserves it, hands down. No sign-up required! Inexpensive, 1-time upgrade price, (which I gladly paid after 2 days try-out). Easy-to-read data on my small screen! Easy to understand; very small learning curve. I tested about 7 other apps before this; most offered way too many features, some I’d never need. Retired, I live on a fixed monthly allowance, separate from income. All I wanted/needed was a way to breakdown and record my day-to-day spending habits, helping me to visualize (at a glance) where the money was going. Other pros: setting transaction reminders or just inputting on the go... automatic reoccurring monthly payments.... editing/adding categories... sort options... adding notes. More than pleased, I definitely recommend this app if you want a simple, straightforward spending tracker.
I love this program and have been using it for years
Highly recommended and love the reports, level of customization and everything about it. It has been helping me track the incidental expenses (after I constantly insist the whole family give me their receipts) and had been pointing out the glaring areas where we need to monitor our casual spending (eating out, coffee, convenience stores) and I love it. Just one little bug that cropped up after my recent upgrade to the iPhone XS max... The third party keyboard I use (Microsoft WordFlow) is now magnified somehow when I go to enter expenses and the far right of the keyboard is covered up of the side/unusable. I have to switch to the Apple keyboard. And it doesn't happen always (which is curious) but about 80% of the time. I want to keep using this app and I will regardless, but if it's something you can fix, that would be super, too! **kudos**
Great app but a few suggestions...
This app is great overall, and I don’t have the premium so I’m not sure if that’s different, but for the normal free one, I like it a lot it’s very helpful but i would like it better if, when making a second account it had the option to make it a savings account, so it would say things like “you’ve gotten $50 so far!” And it would have an option to take money away from the account but it wouldn’t say “expenses” bc that technically wouldn’t be right. And if u could set a goal for a savings account, and once u reach ur goal it tells u that u reached it and “would u like to raise ur goal or close this account?” Ya know? But yeah that would be great so if u would do that I would totally give five stars. Thanks for a very helpful app tho! Edit: I realized it would also be awesome if there was a Debts section where u could write down who u owe money to and how much, and there’s a little button next to it so u can say “debt paid”
Yes. Spending Tracker is very safe to use. This is based on our NLP (Natural language processing) analysis of over 10,395 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for Spending Tracker Is 64.2/100.
Yes. Spending Tracker is a totally legit app. This conclusion was arrived at by running over 10,395 Spending Tracker User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Spending Tracker Is 64.2/100.
Spending Tracker works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.
Leave a comment: