GoBank Overview
What is GoBank? GoBank is a mobile checking account designed for people who are tired of big banks and their fees. It offers a fast, fair, and feature-rich banking experience with no surprise fees. The app allows users to access their account on the go and offers a range of features, including free ATM network, direct deposit, bill pay, mobile deposits, and more.
Features
- No surprise fees
- Direct deposit with early availability
- Free ATM network (4 free withdrawals per calendar month, $3.00 per withdrawal thereafter)
- Bill pay
- Send money fast to other GoBank users
- Deposit cash at participating retail locations
- Mobile deposits
- Fortune Teller feature to check your budget before spending
- 24/7 customer support
- Follow GoBank on social media for updates and support
- Deposits are FDIC-insured with Green Dot Bank.
Official Screenshots
GoBank Pricing Plans
| Duration | Amount (USD) |
|---|---|
| Billed Once | $3.97 |
| Monthly Subscription | $8.95 |
**Pricing data is based on average subscription prices reported by Justuseapp.com users..
Product Details and Description of
Free ATM network. Limits apply*. No surprise fees. No worries. Try this app’s award-winning mobile app now! this app is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY this app? NO SURPRISE FEES Seriously. this app has no surprise fees. Check out this app.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your this app account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the this app app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have this app accounts. We notify them via email or text message. DEPOSIT CASH Just take your this app debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of this app's award-winning features. Questions about your this app account or your Uber Debit Card from this app? Call us at the number on the back of your card (24/7 support). Or log in to this app.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @this app and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/this app. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. this app is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.this app.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.this app.com/privacy-policy Technology Privacy Statement: https://m.this app.com/banking-agreement
Top Reviews
By chucknanna
Best Prepaid and Mobile Bank Available
I see bad reviews for petty reasons what more do you want for a easy banking experience with no fees or penalties: if you’re looking for all the luxuries of a expensive bank with a checking and SAVINGS well than go irl and go through the hassle! And to complain about the stash and unstash functionality is ridiculous maybe you need to have more self control on your own money handling issues because all the reasons that this bank does is to protect you and you’re money from theft!! Now for my reasons is quite simple I can load free at wal mart or a simple 5 dollar fee at other locations; yes there’s a fee for atm withdrawals but another simple way around that is to get cash back at a register which is amazing since all other cards I tried before run as credit! this app gives u a real pin and debit function; also my gf goes out of state once a year and now she has a account so we can send money from each other in the matter of minutes and for free! Now I don’t have to go to all the headaches of western union it’s as easy as sending a text message and bam she has money and I don’t have to worry about her and my son being without any! I can say lots of other Positive reasons but I’ll keep this short as I can cause other than expensive banks and other horrible prepaid “banking” the Choice is easy this a Winner Of A Mobile Banking option A++
By Etaurus9mm
Great App
I’ve been using this app for three weeks now and have been quite impressed with the options available and how easy they have made it to use. I do wish that they had a separate feature for Uber drivers, One that would allow any and all additional savings that you earn to go into a separate savings section, such as the 5% you save on gas and the additional savings from grocery stores, etc. it would be nice to have all those additional savings to go into a separate account to build just like a regular savings account. Why am I mentioning this here, because unless I missed it that is one feature that they do not have on their app, a suggestion box or any area where you can provide questions or feedback of any kind. Other than that, great app!
By Maintenance HATER
It’s okay but the maintenance is a PAIN
My wife and I use this card all the time. Transferring money to family and each other is a breeze and a real convenience. HOWEVER, the fact that they do “maintenance” on such a frequent cadence is a real inconvenience for us. Due to the fact that we have money stashed that we don’t want to over use while we do our daily spending. But whenever this app is doing “maintenance” we are unable to unstash our money. And that feature of unstashing is down for HOURS!! When we called customer service about this in the past, they give us the generic answer of “there is nothing we can do due to our system performing it’s routine maintenance”. If customer service had some kind of work around while this “maintenance” was going on, such as having the ability to unstash our money for us from the back end, then this wouldn’t make this such a huge deal for us. But because of the ability of unstashing is down during their “maintenance” we’ve found ourselves stuck at grocery stores, restaurants, and other places of business not being able to leave because we can’t pay for our bill. PLEASE FIX THIS AND THIS WOULD BE A FLAWLESS APP!!
