Bank of America Mobile Banking

Bank of America Mobile Banking Software


Company Name:

About: Citigroup is a diversified financial services holding company that provides various financial
products and services.
Headquarters: New York, New York, United States.

Bank of America Overview


What is Bank of America? The Bank of America Mobile Banking app is a convenient and secure way to manage your U.S.-based accounts. With this app, you can manage your accounts, transfer money, pay bills, deposit checks, and even manage your investments with Merrill. The app also features a virtual financial assistant named Erica, who can help you with various tasks and provide valuable insights. The app also offers various security features to protect your account.



Features


- View account balances and review activity

- Activate or replace credit/debit cards

- Set alerts for important account info

- Securely send and receive money with Zelle using a U.S. mobile number or email address

- Transfer funds between your Bank of America and linked Merrill accounts

- Pay bills

- Deposit checks by taking photos of them

- Get immediate confirmation that your check is processing

- Use Erica, your virtual financial assistant, to find transactions, pay bills, and more

- Get valuable alerts and helpful insights from Erica

- Set up Touch ID/Face ID for added security

- Receive notifications if fraudulent activity is suspected on your card

- Manage investments with Merrill, including trading stocks, ETFs, and mutual funds

- View up-to-date market data, news, and quotes

- Send messages and documents securely to your advisor

- Mobile Banking Security Guarantee protects you from fraudulent transactions when reported promptly

- Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card

- Erica is only available in English

- All features may not be available in iPad and may only be available for certain account types.



Official Screenshots


         


Bank of America Pricing Plans

Duration Amount (USD)
Monthly Subscription $10.25

**Pricing data is based on average subscription prices reported by Justuseapp.com users..



Product Details and Description of



Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts. Manage Accounts • View account balances and review activity • Activate or replace credit/debit cards • Set alerts for important account info Transfer Money and Pay Bills • Securely send and receive money with Zelle® using a U.S. mobile number or email address¹ • Transfer funds between your Bank of America and linked Merrill accounts • Pay bills Check Deposit • Take photos of checks to deposit them • Get immediate confirmation that your check is processing² Erica, Your Virtual Financial Assistant³ • Ask Erica to find transactions, pay bills and more • Get valuable alerts, and helpful insights Security • Set up Touch ID® / Face ID® • If fraudulent activity is suspected on your card, we’ll notify you • View security center • With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴ Manage Investments with Merrill • Trade stocks, ETFs, mutual funds • View up-to-date Market data, news, and quotes • Send messages and documents securely to your advisor See the Online Banking Service Agreement at this app.com/serviceagreement for more information. Mobile carrier message and data rates may apply. ¹ Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply. ² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. ³ Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English. ⁴ You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities. Investing involves risk. There is always the potential of losing money when you invest in securities. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation. Investment products: • Are Not FDIC Insurance • Are Not Bank Guaranteed • May Lose Value All features may not be available in iPad and may only be available for certain account types. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple®, Inc. Bank of America related trademarks are trademarks of Bank of America Corporation Bank of America, N.A. Member FDIC




Top Reviews

By Shawa12

Online banking with Bank of America

So far, over the last 10+ years, I have no complaints a with anything that I have called the bank about. The personnel that have assisted me have been both professional, knowledgeable and very helpful. This has been both in person and over the phone various times over the last 10+ years. I have used billpay at work and at home thru Suntrust Bank, Wells Fargo and small local banks. Bank of America has the easiest online billpay to navigate. Once you realize that certain features have to be accomplished on a laptop or desktop computer for security, it’s a whiz to use a cell phone or iPad, etc. to do your online banking, including deposits of checks. I am one of the older seniors (73 years old) who is very adept with computers, although most people assume that if you’re over 60 you don’t know how to use a computer, nor are you able to learn. I just call BofA support anytime there’s a change and I don’t want to spend the time to navigate the new feature and I’m helped within 5 to 10 minutes.

By Biged68

Love, love, love Bank Of America & the App

I’ve used all the banks in my area and finally decided to try BOA about 4 years ago. I’m so glad I did. The app is my brick and mortar bank now. I rarely have to go to the actual bank now because the app is so convenient and has so many services I can complete online. So I’ve opened a credit card, transferred my savings, my business, along with my checking and now my family and friends are too. I have to give a shout out to their customer service at the actual bank as well. People complain about not having a local “down home” type bank, well surprisingly, BOA employees always treat me like I’m a friend or neighbor, and I’m hardly ever there. The other banks charge money for things that are simply everyday transactions at BOA. Plus, the limits on things like transfers, sending money are higher (thus more convenient) than the other banks, and they’re mostly FREE! I’ve watched my friends and family complain about paying for simple stuff and I keep saying,”go to BOA.” I have the ability to transfer cash for free to anyone just by using their cell phone or email and it’s totally free. I have saved so much money in gas and time because I can pay someone to start a job for me without having to wait to drop off or mail a check. Phenomenal stuff!!! The app is easy to use and if I ever have a question I just call and they’re customer service is incredible. They always beat my expectations. I highly recommend this app and BOA!

By woodspartyof4

Good overall

I use this app all the time and have had a lot of success with it. There are 2 things about this app I would change if I could... 1) In online bill pay when you use the desktop version you can see when your last payment was sent and for how much under the payee information. On the app you have to click on the payee information to see it which opens a payment that you have to cancel out of if you don’t want to actually make a payment. It’s lots of clicks and it would just be easier if recent payment information was listed under each payee when you are in the online bill pay screen in the app. 2) I wish I did not have a monthly mobile deposit limit. My husband works out of state which is the main reason we use a national bank like BOA, but he is currently in a state with no BOA and when he gets paid off of a job he has to snail mail me the check so I can go to a banking center or ATM to deposit it after we hit the online mobile deposit limit which is usually the first week of a new month. Why is a limit necessary?! Other than that I love the app and use it all the time!





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