What is Green Dot? The Green Dot app offers a range of features across its collection of cards, including early direct deposit, sending money and paying bills, depositing cash using the app, no minimum balance requirement, and more. Additional features are available across select Green Dot cards, such as access to a free ATM network, overdraft protection, cashback on online and mobile purchases, and a high-yield savings account.
- Early direct deposit of pay up to 2 days early and government benefits up to 4 days early
- Sending money and paying bills
- Depositing cash using the app
- No minimum balance requirement
- Access to a free ATM network (limits apply)
- Overdraft protection up to $200 with opt-in and eligible direct deposit
- Earn 2% cashback on online and mobile purchases
- Save money in the Green Dot High-Yield Savings Account and earn 2% annual interest (APY) on money in savings, up to a $10,000 balance
- Easily manage any Green Dot Bank account at any time, including registering/activating a new card, viewing balance and transaction history, locking/unlocking feature, depositing checks from your mobile phone, working with mobile payment options including Apple Pay, setting up account alerts, and accessing chat customer support.
- Must be 18 or older to purchase. Activation requires online access, mobile number, and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features.
- Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply.
- Limits apply for sending money and paying bills, depositing cash, and free ATM network.
- Opt-in required for overdraft protection.
- Cashback is earned on qualifying online and mobile purchases.
- Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing.
- See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus whatever the ATM owner may charge.
- Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc.
- Technology Privacy Statement and Terms of Use can be found on the Green Dot website.
Duration | Amount (USD) |
---|---|
Monthly Subscription | $15.35 |
**Pricing data is based on average subscription prices reported by Justuseapp.com users..
Enjoy a range of features across our collection of Green Dot cards including: • Get your pay up to 2 days early and government benefits up to 4 days early with early direct deposit¹ • Send money & pay bills™² • Deposit cash using the app³ • Enjoy no minimum balance requirement Additional features available across select Green Dot cards: • Access a free ATM network. Limits apply.⁷ • Overdraft protection up to $200 with opt-in & eligible direct deposit⁴ • Earn 2% cash back on online and mobile purchases⁵ • Save up money in the Green Dot High-Yield Savings Account and earn 2% annual interest (APY) on money in savings – 20X higher than the national average, up to a $10,000 balance!⁶ Easily manage any Green Dot Bank account at any time. This app allows you to… • Register/activate a new card • View balance and transaction history and see other account information • Lock/Unlock feature • Deposit checks from your mobile phone • Works with mobile payment options including Apple Pay • Set up account alerts • Access chat customer support Want to know more? Visit this app.com today. Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features. ¹ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. ² Active personalized card required. Limits apply. ³ Limits may apply. ⁴ Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability. ⁵ Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. ⁶ Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of May 2022. APY may change before or after you open an account. See Account Agreement at this app.com for terms and conditions. ⁷ See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus whatever the ATM owner may charge. Limits apply. Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. © 2022 Green Dot Bank, Member FDIC, Green Dot Corporation NMLS ID 914924. Technology Privacy Statement: https://m2.this app.com/app/help/legal/techprivacy Terms of Use: https://m2.this app.com/legal/tos
By Brezzeebrie
I lobe green dot bank app and the card it was super easy to sign up and took just a week to start getting my checks on my card. ASAP direct deposit allows you to email yourself or employer your account and routing number. With one simple click I was able to get it setup up and that very next check loaded on to my card. I didn’t even have to wait for my card to get here to set up direct deposit it just allowed me to see my info and then my card arrived fast. It took two seconds to register my card on the app so I could use it anywhere. I don’t like carrying cash so I always opt for a card. I choose this card because of how easy it is to use. It is compatible with Apple Pay which is very handy for me personally. Earn cash back for purchases I even earned cash back for paying my Netflix bill. The best card I have had. I get paid before anyone else. As soon as they get it you get it. I use my card for everything and in doing so waived my monthly fee. Great customer service and always you to earn 3% interest for moving money into your savings which is easy to do and free. Very happy I decided to get this card.
By LovingMobile
We saw the TV commercial and my wife and I both applied. (We had never heard of green dot before). Everything worked great and we had the app set up in like 3 minutes. The debit card (which is a very good design) arrived in a few days or so. Already earned $15 in cash back on just Uber and Door Dash alone in the first month (we rarely cook at home!). We only “chatted” with customer service one time. It wasn’t the most elegant experience in the world, but it was similar to other banks and better than most apps. My wife deposited $1000 in the savings account in the app. It pays 3% interest, which is a very high interest rate. What I like most is how fast everything works. You get notifications on all purchases and also when you earn awards. For us, there’s no monthly fee because we spend enough to qualify for using it free. For some, the $7.95 monthly fee may be too much if you don’t intend to use it very much. But the cash back and interest alone more than pays for the fee even if you don’t get it waived. So, overall, I think it’s a really good bank and have recommended it to friends.
By Ice Hockey Religion
The app is great. The one swipe to get a quick glance of your balance is genius. I’m thinking it would be good for steady customers to have an option of getting $100 or $200 even before the paid date with a fee. Example I know there’s another few days or a week before my next deposit but need $100 now. You could zap the $100 in with agreement for a fee of $5 . Provide $95 out of the $100 so your fee is already taken out then when deposit comes in, simply deduct it before you release all the funds. This would be utilized often and you’d be earning an extra $5 with every transaction because you know people will need to utilize this function. If only 50 people use it a day that’s an extra $1750 per week which is nearly $80k to $100k per year low balling the figure, basically mailbox money. Just a thought