NJM SafeDrive Go Reviews

I highly suggest that you carefully reconsider before you agree to use NJMSafeDriveGo. In my experience over the past year, NJMSafeDriveGo is highly flawed. It is a huge headache to have to go in each time you are a passenger in a vehicle and make adjustments so that you do not receive scores based on being a passenger. Additionally, your premium is adjusted each year based on your scores. NJM frames it as “losing the discount” if your scores fall below a certain number, but provides no guidelines or information about what numbers are required to receive the discount. My son, who is a brand new driver, apparently did not achieve the required scores for the discount so my premium increased by 7%. NJMSafeDriveGo has way too many flaws to have that significant of an impact on my payment. The numerous flaws, the lack of transparency on the part of NJM, and the draining on your phone battery are absolutely not worth it.

I am a 53 year old driver with two tickets in my entire life and ZERO accidents. One when I was a kid and one red light cam violation by a fraction of a second.

If you drive in NJ you know that the Parkway speed limit is 55 in many places. But if you are going that speed (or even 62 ish), you are likely to get rear ended. I always keep it 70 or less, but NJMSafeDriveGo doesn’t like that and will tell you you are speeding. Additionally it does not properly reflect many local speed limits. I have seen clearly marked 35 MPH zones reflect as 25 in NJMSafeDriveGo where again you will get flagged.

NJMSafeDriveGo really needs work and a re think about what safe driving is.

Would not install except insurance seems to require it. Accuracy is poor. Curious when they will start to penalize me for a poorly executed app. Accuracy is low. Passenger status expects me to go be a slave to NJMSafeDriveGo , which is never going to happen. I’m trying to live my life and I already hate everything social app related. I don’t do Facebook, LinkedIn, or Twitter, why would I be expected to be a slave to NJMSafeDriveGo. Really not happy.

App insists on always tracking your precise location even when you aren’t in a car. No way. None of their business.

NJMSafeDriveGo has good intention to monitor speed, acceleration, braking and attention to driving. But my car doesn’t have a gauge to tell my acceleration. Only speed. If you tell me to use iPhone to monitor acceleration, how do I know my driving without using my phone during driving?

It drains the battery as it requires to be always using location. Can’t use it that way

This is an excellent app. My family has a healthy competition of who is the best driver and what our ranking is. I love that it shows you why it scored a drive low etc and helps further improve. Some areas where there is a sharp angular exit out of a gas station or a turn there is no way to have soft cornering. Also when you are in high traffic area you have to stay with the flow to be safe and accelerate fast to merge to a highway etc and these are scored low. So these are areas that j am sure will be refined as more people use it. Overall, it’s very good.

As others have mentioned, it would be helpful to know what the criteria & guidelines are for each category in the ratings and what is needed for the discount on your policy. NJMSafeDriveGo is a big improvement over their previous app. Distinguishing between drivers should be improved.

This is a well designed app. It seems to track any movement that is faster than walking. It is fairly accurate with my main vehicle. The only downside is the tracking of speed limits in a school zone outside of school hours. Not sure what the benefit is for lowering my car insurance premiums, yet.