Cheese: Credit Builder Account

Cheese: Credit Builder Account Software


Company Name:


 
  2023-09-29

Cheese Overview


What is Cheese? Cheese is a banking app that rewards users with up to 10% cash back on purchases, early paychecks, access to no-fee ATMs, and FDIC insurance up to $250,000. Users can also shop for gift cards with bonus value and join the credit builder waitlist. The app has no banking fees and signing up takes only 2 minutes on a phone with no credit check.



Features


- Up to 10% cash back on purchases at 1000+ stores and Asian-owned businesses and restaurants

- Bonus value gift cards with up to 40% bonus value

- No banking fees, including monthly maintenance fees and minimum balance fees

- Early paychecks up to 2 days earlier than traditional banks

- Credit builder waitlist to help users build their credit score fast

- Quick and easy sign-up process with no credit check

- Virtual card ready to use immediately and physical card shipped in 7-10 business days

- FDIC insurance up to $250,000 per depositor through Coastal Community Bank

- Access to 33,000+ no-fee MoneyPass ATMs nationwide

- Basic 0.25% cash back on all eligible purchases with a daily $10 total reward cap

- Basic 0.3% (annual rate) simple deposit bonus with no minimum balance required

- 3% deposit bonus offered from time to time with a maximum of $25 per calendar month

- Banking products and services provided by Coastal Community Bank, Member FDIC

- Cheese Debit Card issued by Coastal Community Bank, pursuant to license by Mastercard International.



Official Screenshots


     


Product Details and Description of



With this app, your daily experiences and adventures have never been so rewarding. this app is a banking app that rewards you. With no fees, you can get up to 10% cash back on purchases big and small automatically¹, paychecks up to 2 days early², access to 33,000+ no-fee MoneyPass® ATMs nationwide, and FDIC insurance up to $250,000³. EARN BIG WHEN YOU SPEND Get up to 10% cash back¹ at 1000+ stores and Asian-owned businesses and restaurants. like Walmart, Nike, Walgreens, and more. No clicks, straight cash, totally automated. Saving money could be this easy. GET BONUS VALUE GIFT CARDS⁵ Shop various gift cards with up to 40% bonus value, including Nike, Saks Fifth Avenue, Ulta, BestBuy, Apple Gift Card, Coinbase and etc. NO BANKING FEES Say goodbye to banking fees. this app has no monthly maintenance fees, minimum balance fees and hidden fees. Plus, you get access to 33,000+ free in-network ATMs nationwide. GET PAID UP TO TWO DAYS EARLY With direct deposit, you can get your paycheck up to 2 days earlier² than your colleagues/you would with traditional banks. JOIN CREDIT BUILDER WAITLIST We’ll help you build your credit score fast by this app Credit Builder — No interest, no credit check. Join our waitlist now. Signing up just takes 2 mins on your phone, with NO credit check. Once approved, your virtual card in the app is ready to use immediately, and we ship your physical card to you in 7-10 business days. Sign up now to get $5 cash deposited into your this app Account! For more information, please contact our email: [email protected] ------ ***Learn how we collect and use your information by visiting our Privacy Policy at https://www.earncheese.com/privacy-policy *** ¹ this app offers a basic 0.25% cash back on all eligible purchases that are settled and not being refunded, with a daily $10 total reward cap. In certain cases, this app may partner with selected vendors to offer additional cash back rewards on eligible purchases up to 10%. Please refer to this app’s mobile application for a completed list of vendors and current cash back incentives. Restrictions may apply. See this app Terms and Conditions for details at earncheese.com/terms. ² this app offers a basic 0.3% (annual rate) simple deposit bonus. Each user is eligible for a bonus equal to 0.3% (annual rate) of their daily balance. There is no minimum balance required to earn this bonus, and it is credited to the user’s this app account on the first day of the following month. The exact simple calculation of this deposit bonus is your daily balance in the this app account x 0.3% / 365. At this app’s discretion, a 3% deposit bonus may be offered from time to time. Any individuals who are eligible for the deposit bonus reward will be subject to a maximum of $25 per calendar month. Restrictions may apply. See this app Terms and Conditions for details at earncheese.com/termsconditions. ³ Early Direct Deposit may be posted up to 2 days earlier than the scheduled payment date. You may initiate direct deposits by providing your employer or government benefits administration with our Routing Number, and your 12-digit account number. Restrictions may apply. See this app Terms and Conditions for details at earncheese.com/terms. ⁴ Banking products and services are provided by Coastal Community Bank, Member FDIC. this app accounts are FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The this app Debit Card is issued by Coastal Community Bank, pursuant to license by Mastercard International. ⁵ this app is partnering with Prizeout to provide bonus value gift cards. See full Terms of Use at https://prizeout.com/terms/




Top Reviews

By 9777wuu

Convenient and easy to use

I have been using this app for a while and I am still loving it! First of all,thus app is really easy to deposit and withdraw your money. I like how they also have a feature to get your direct deposit 2 days earlier! The offer page has various exclusive discounts and coupons so I give that a a thump up ! Overall, great app and could be the one of top mobile banking in the future.

By mooozi001

Strong cash back feature, especially for Asian shoppers.

I love the automatic cash back offered by this card. There are lots of vendors, from national brands to restaurants near me. More importantly, they offer cash back on Asian popular brands like Weee, 99 ranch, Yamibuy, Fantuan etc.

By chaoxue1

Easy to use layout and lots of useful deals and incentives

Used it for few months now, love it. BTW the actual card looks great.





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