MTN MoMo Reviews

MTN MoMo Reviews

Published by on 2026-02-25

🏷️ About: Welcome to the world of MoMo. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more.


       


Is MTN MoMo Safe to Use?

We Investigate the app owner's website (Momo.mtn.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
99.8%

😎 Positive experience
0.2%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 563 combined software reviews.

Is MTN MoMo Safe?
MTN MoMo does not appear safe based on available data.
0.2/100

  Safety Analysis »»

Is MTN MoMo Legit?
MTN MoMo does not appear legitimate based on our analysis.
0.2/100



Read 20 Customer Service Reviews 😠💢

3.1 out of 5
Bad app

MTNMoMo is really annoying, you guys are scammers I open MoMo wallet my first time trying MTNMoMo but I regret downloading it
I made a transfer of my last card from my palmpay account just test MTNMoMo in order to get use of it sometimes which I think it will be cool until you guys disappointed me
Now I made a transfer out of the money back to my palmpay account only to get debited why the recipient account has not been credited for the pass 1 weeks now and am unable to reach you guys customer services line it’s always says not reachable everytime I tried to call it
Now I wanted to use the remaining amount to renew my data subscription I can’t login again and entering my accounts pin it’s say incorrect pin which is correct and am mum able to reset or click on forget passwords just giving me scum excuses my account got locked every 2 hours I tried entering my login and say I tried wrong pin 3 times which is only 1 times
This is really bad experience I hate MoMo you guys are scam and if you don’t resolve my issue am going to report your app with so many device return my last card thief’s app

Poor User interface ,lag of functionality

First of why can mtn not great just one app to be used in all the countries, and why can’t they just put all their services in one app. Why stressing people to download multiple applications.
This is a very big issue.
Then the user interface doesn’t look presentable. App malfunctions most of the time.

Bad app. Crashes everytime. Doesn’t work on wifi

MTNMoMo is a disgrace to a technology company. It’s embarrassing that they’re even running promotions for MTNMoMo.
AcquiHire a Fintech and give them space to build something better. Don’t let your engineers interfere in the new team.

Connectivity issues

You could have data and use the main mtn app but when you try opening the Momo app, there’s an error that you need to activate your mobile data. You need to work on it because it’s annoying.

App Does Not Work

I have an iPhone and downloaded MTNMoMo . Upon opening it prompts me to choose my region (Rwanda) and then immediately gives me an error saying that I cannot use MTNMoMo on WiFi, only on MTN mobile data. I am not using WiFi, I am using MTN mobile data but MTNMoMo repeatedly gives me the same error every time I open it.

This App doesn’t work

In a period of a year now, I have tried to install and reinstall it but every time I try to open it, it says to check my network settings. I tried with MTN Rwanda data on, I tried with WIFI only, I Checked the network settings to enable data on this particular app with no success. ☹️

App is not good

I dont know where they get 2.6stars for using MTNMoMo ,that’s intended to only work with MTN data. Other bank apps like Barclays all have there apps open for use on Wi-Fi or data making it simple and fast to use for there customers. Provide one app, with a single log in to use for customers. Whether they are under Wi-Fi or not it connects to data

It’s a wasted app, needs improvement

I wonder if you ever test yourself (as in MTN Rwanda) the UI of MTNMoMo and feel that the customer journey is longer than it should be. USSD is still the best. You should think of a way of simplifying MTNMoMo and making it fast to compete with USSD. After the login, the account balance is visible, I think it should by default be hidden. The pin should always be entered last to complete payment and to prevent fraud. There is a lot to fix but let me end it here for now.

Continuous charges for every transaction

I got an issue with MTNMoMo service, been paying charges for every transaction since day one I downloaded MTNMoMo tried reaching to you customer service and the call got declined I still don’t understand the use of MTNMoMo if I still continuously pay charges even for the least transaction of which your messages encrypt zero fees . I really don’t know if am the only person facing this issue

Bank Transfer

MTNMoMo generally works well and is very user friendly. My only gripe with it is the fact that the banks listed in the Bank Transfer section is limited. I bank with First National Bank, and unable to transfer funds from my Momo wallet to my bank account via MTNMoMo because my bank is not found on the list in MTNMoMo . Alternatively, I am able to transfer funds using *170# but this is only possible when I’m in Ghana. I need to be able to perform Momo wallet to bank transfers while overseas. PLEASE UPDATE YOUR APP AND INCLUDE THE COMPLETE LIST OF BANKS. THIS IS REALLY FRUSTRATING :/

Not showing my country when I want to register on the app. I am from Nigeria

It’s not letting me put or even showing my country when I want to register on MTNMoMo . I am from Nigeria

Security issues

I love MTNMoMo interface and design👌, my problem is how the how MTNMoMo asks for OTP pin very time i open it, so annoying and makes me want to avoid using MTNMoMo , the other is with the fact that once I enter my pin and OTP MTNMoMo remains open for that short period of time and does not require my pin, say when sending money, I think the pin should be the final thing to be entered, because a lot can happen 2 minutes after entering the pin.

MOMO

It’s a very beautiful app it’s just that there’s no option like loan services so kindly apply it when upgrading thank you

Not happy with it

I have downloaded my app but to sign up is a problem it’s telling me to put a password but I haven’t even signed it yet to know the password that it already set for me it’s frustrating

My experience and suggestions

Actually MTNMoMo is very nice it has payment easier and fast … what I will like the developer to add is a request action such that we can be able to request directly from MTNMoMo .. that will be nice. Thanks

Address Book or Phone Contact removed!

Why did the new app update remove the iPhone Address Book?
It makes it difficult to type in receiver’s number.

Please do something about this. :-(

Inter country service

They need to come out with a new development, where you can send money from one country to another 👊👊👋👋👏🏻🤝🤝

Keeps saying use mtn data

I keep getting a feed back to use mtn data not wifi and i am not using wifi. I am using my mtn data.

This is the best MTN App

I don’t know why they have change or updated it to that stacked one

Improvement suggestion..

I clicked 5 stars, because it does what it’s supposed to do, but I have a suggestion for you guys.. Please try to include the ability to click a previous transaction from history, and resend from there, instead of starting the whole process of inputting phone number all over again..



Is MTN MoMo Safe? 🙏

MTN MoMo does not appear safe based on available data. JustUseApp Safety Score for MTN MoMo is 0.2/100.
This assessment is based on our NLP analysis of 563 user reviews. Combined with the app store average rating of 3.1/5.

Safety Analysis

42.3% of users say app is risky 🚨
42.3%

35.9% of users say app is safe 👍
35.9%

21.8% of users have some concerns ⚠️
21.8%


Is MTN MoMo Legit? 💯

MTN MoMo does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for MTN MoMo is 0.2/100 .
This conclusion is based on analysis of 563 user reviews.

🔏 Privacy & Data Safety

MTN MoMo collected the following data from you:

  • Data Not Collected:



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Features

With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more.

MoMo makes it easy to keep track of your money.

Welcome to the world of MoMo.

It's a one-stop shop for everything you need.

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