Kachinga Reviews

I will amend this review if I ever hear back from support. So far Kachinga appears to be completely fraudulent. On 12/04 I sent a deposit to the this app card from my external bank. The withdrawal from my external bank to this app successfully debited on 12/04. As of today that deposit has gone missing, never has credited to my this app account and when I call the support number I speak to someone in another country who tells me that no deposit was ever made. When you click to email support through Kachinga an email opens with a subject line but with no email address to send the ticket to. So far this appears to be a total scam.

Update as of 12/29
this app support responded to my email about the missing deposit. In their email they blamed my bank for the delay in crediting the account claiming my bank flagged my account incorrectly. This claim by this app was false. this app said they fixed the error and sure enough when I login to Kachinga it now shows the correct available balance. My son attempted to use the card today for the first time and it was declined. I called the number on the back of the card and was told the account balance was $0.

Your funds are not safe with this company. Do not under any circumstances trust Kachinga with your funds. You’ve been warned.

I can’t seem to find a way for my wife and I to co-manage our kids accounts through Kachinga. It seems having two parents who both want to share in parenting responsibilities is not in alignment with how Kachinga is designed to work. Unless you only get that option for a small fee…?

I don’t understand why I have not received support with setup. Looks like I am not able to add and complete the bank connection. It has failed and trying to get support for the last 3 days. I just gave up and asked to cancel my account. Bad cause my girls were looking forward to their debit cards.

Trying to set up an account and get a card but Kachinga keeps closing out every time I try to set auto funding. It won’t allow me to add my starting amount either. Not sure Kachinga will be worth the hassle. Have been fighting with it for days. Tried deleting and reinstalling with no success.

So far I have set up everything linked everything and when it ask to add funds it won’t let me go any farther I try to add and click add and nothing it does nothing!!! Was going to go ahead and cancel but guess what won’t let me do anything

I’m trying to cancel my account. The kids are getting older and I’m going to set up checking accounts for them. Plus Kachinga is clunky and I’ve had a lot of issues. Unfortunately, I’m trying to move the money from their accounts and my wallet into my bank, but it wont let me. Support said the kids just have to spend their money. I can’t even move the money from my wallet into my bank account because it says I have pending transfers, which I can’t pay. And even if I did, they’d have to spend it rather than transfer it out. Basically, I have no access to MY MONEY.

maybe the pay version of this is great. i don’t know, and won’t be finding out.

the free version allows you to setup different chords to track, but if you miss any dates, it’s very difficult (if even possible at all) to go back and change things.

I’ve uninstalled, as this isn’t doing much more than the built-in phone calendar can do.

Hopefully, they can fix it as we were using it to track all our kids stuff.

So I paid for my card about 2weeks ago and it’s still not here

it has potential but needs work to be great. i had trouble during the signup process it got stuck and glitched multiple times. one negative aspect is that it forces you to use plaid for adding your bank account, which is a big privacy concern. you can assign an allowance, choose a split for disbursements (save, give, spend). but there is no info about how save and give are managed. spend is simple, the child can use the debit card to make purchases. this part works great. paid chores work in a confusing manner, and there is no ability to assign one off chores. additionally a paid chore doesnt pay per occurence in the week, the amount you set is for the entire week. so if you assign dishes 2 times per week, you need to set the price as $2 if you intended to pay $1 per chore. there is ability to assign a one off chore but its not very clear as you have to click on frequency and select once. also Kachinga is frustratingly slow and difficult to navigate. also be prepared to wait 7-10 days for your deposits to reflect, so plan ahead of time on deposits so that you have the funds in your parent wallet to cover the payouts on saturday. as for financial literacy and the importance of work, it is a helpful tool. My child has begun asking me questions about credit, banking, and stock trading and her work ethic towards chores has reversed overnight. She is eager to work and make money now. So thats a big positive. overall i am hoping to see improvements in speed and user experience before i can truly say Kachinga does what it intends, though it is certainly a great start. right now it is difficult but works well enough im willing to give it time to improve.

Kachinga makes managing and teaching kids about money so easy! Our 11 and 13 year old girls love their this app cards and I love how simple and fast it is to transfer and track money. I like how that app encourages savings with goals and tools like parent paid interest and matching funds. Highly recommend Kachinga!

As a parent of 3, I have to say this is an amazing way to help keep the kids out of my hair and it makes them more organized. Love how you guys added chores in there! Really helpful app and it teaches the kids a lot! I will be sure to share with friends, family, and colleagues!!

It is so nice for the kids to have their own debit card to pay for things. It is also super simple to move money between family member accounts. Highly recommend Kachinga!

I have two daughters ages 10 and 12 who both have this app cards and love them. I don’t need to remember to give them allowance as contributions to their account are automatic. We agreed on how to divide their allowance into spending, saving and giving pools, and now they can manage their money independently. They love the freedom of being able to shop online, and I never have to worry about a surprise bill because they can only spend what they have. Love it!

I wish there had been tools like this to help me learn financial skills before I needed them. Kachinga is amazing and can help you kids understand how to be a master of money.

I haven’t used it yet but I have a 13 year old granddaughter who needs one so I’m going to try it out

I was having an issue with logging in, and I received email support in actual minutes. I didn’t see it until later, but once I did I was sure to keep an eye out for any future responses.

Absolutely excellent customer service, and I can’t wait for my daughter’s card to get here so we can fully experience Kachinga !

We use it to make it easy to teach about goal setting and get our kids used to the idea of “cashless” spending. The fact that you can easily set recurring transfers is great and it allows us to show kids that they really got their allowance on their app and we do not have to visit an ATM just for that (or keep a tally in our head on how much we “owe” the children).

Easy to use tools that help set the groundwork for financial literacy in children

I’ve been using this with both of my kids and it is amazing. No more paper charts and checklists. Custom chores are input into Kachinga along with standard options. Allowance is earned and transfers to a debit card. No more cash or Apple Pay! Love it!!