iCreditWorks Reviews

iCreditWorks Reviews

Published by on 2026-06-19

🏷️ About: Introducing an awesome new way to apply for dental financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment.


       


Overall Customer Experience 😎


🤬 Negative experience
52.6%

🫥 Neutral
47.4%

😎 Positive experience
0.0%

~ from Justuseapp.com NLP analysis of 1,145 combined software reviews.

Is iCreditWorks Safe?
iCreditWorks does not appear safe based on available data.
0/100

  Safety Analysis »»

Is iCreditWorks Legit?
iCreditWorks does not appear legitimate based on our analysis.
90.2/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
If I could leave a 0 I would!

Worst company ever! I have a loan I opened since July. At first, I had an issue where iCreditWorks wouldn’t let me make my first payment. I called in and had the payment made and signed up for autopay so this wouldn’t happen again. 2 days later, they also took out the autopay payment hence I made 2 payments that month. I called to get a refund, they claimed to have returned it, a month later I still didn’t receive my refund, but made my timely payment for the new month. I have called over and over, month after month, and have been told a supervisor has to look into it. January 2024 and I still haven’t had a solution, yet “late” fees are accumulating because of the “returned” payment its as if I missed that month. iCreditWorks doesn’t work and their customer service doesn’t either. DO NOT APPLY!!!!

Worst UI on an App in AppStore!

I have over 400 apps in my iPhone, never seen a App UI this bad. Color combinations and screens resemble 90’s webpages. Come on folks at least get you AppStore Images rite. Some one is wasting their money on use less developers here.

No Accountability

Unable to verify me identification after being pre-approved. I talked with customer service and they were not willing to take accountability for their programs error and not willing to give me any other options. The only option they gave me is I can try again in 30 days. I am disappointed that they have a problem with their software and are not going to take any accountability for it.

It’s been giving me a hard time to pay

Though it was conventional to use in time of need .. I think it needs to be maintained more often because I can’t even pay my bill off

Do not get a loan with them

They do not answer their customer service phone and they charged me for a return fee but there is no evidence showing in my bank statement that they pulled the money. They also will double charge you if you pay your bill early and you are set up for automatic payment. iCreditWorks wouldn’t let me turn off my automatic payments on my own I had to call the customer service line (which they don’t answer the phone) to turn off automatic payments. This company is a scam.

Needs more clarification

iCreditWorks should be more open about what fees there will be before making us sign the loan. It clarifies at the end, but needs shown up front.

Great experience

Very convenient for getting my sons down payment made for braces

Mario Mennella

Amazing service, very helpful, patient and received results.

Great app

Really easy to use. Straight forward application.

It’s a new day - It’s so SIMPLE

I have used CareCredit and hate the process and deferred interest product. this app was simple, fast and boom I was done. AWESOME!!

Super Easy

iCreditWorks is super easy to use! It made getting a loan for my dental work very easy!

Great experience with the app

iCreditWorks was easy to use very seamless. The application process was simple and quick.

Awesome

I love that I was approved. They worked it out when I was having difficulties filling in the paper work.

Easy to use!

Easy and quick app to use. Makes the process simple

Super Easy

I love that I was able to do everything straight from my phone. Super easy!

Awesome

Was recommended by my friend. It was very helpful and was able to look all my financial options. It’s great!

Easy

The whole process is quick and simple.

Great experience!

iCreditWorks is very user friendly! The application process was very easy and I was able to get access to the dental care I needed.

Fast and Easy

iCreditWorks is very easy to use. I got approval in just few seconds and experience was very smooth.

Hema

Great experience, super easy to use iCreditWorks



Is iCreditWorks Safe? 🙏

iCreditWorks does not appear safe based on available data. JustUseApp Safety Score for iCreditWorks is 0/100.
This assessment is based on our NLP analysis of 1,145 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

88.4% of users say app is safe 👍
88.4%

7.2% of users have some concerns ⚠️
7.2%

4.4% of users say app is risky 🚨
4.4%


Is iCreditWorks Legit? 💯

iCreditWorks does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for iCreditWorks is 90.2/100 .
This conclusion is based on analysis of 1,145 user reviews.

🔏 Privacy & Data Safety

iCreditWorks collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Location
    • Contact Info
    • Identifiers
  • Data Not Linked to You:
    • Diagnostics



How was your experience with iCreditWorks? Post a Review




Features

Introducing an awesome new way to apply for dental financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment.

Biometric identity validation is integrated in the iCreditWorks App to keep dental patients and practices safe from potential identity theft or fraud.

Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap.

And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health.

The iCreditWorks App is based on common sense, and the entire dental financing process is just as simple.

  Contact Support
Developer:
iCreditWorks

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