Vyom Reviews

Vyom Reviews

Published by on 2026-01-12

🏷️ About: Union Bank of India welcomes you to experience Vyom – the new digital universe of banking. There is so much more to explore now with your favourite banking app – one view of all your accounts, personalized offers made just for you, quick view of your transactions, apply for credit card & other loans, make investments on-the-go and get insurance in just a few clicks.


       


Overall Customer Experience 😎


🤬 Negative experience
56.2%

😎 Positive experience
43.8%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 11 combined software reviews.

Is Vyom Safe?
Vyom is very safe to use.
43.8/100

  Safety Analysis »»

Is Vyom Legit?
Vyom looks authentic and legitimate.
43.8/100



Read 20 Customer Service Reviews 😠💢

2.3 out of 5
Worst banking app ever

Looks like Vyom was built as a high school project. 99% of the time it doesn’t work. I can see my deposits and account information once a leap year. I got so frustrated that I thought of dropping a feedback on Vyom . No surprises, Even the feedback functionality is not working. HORRIBLE!!

Non-functional for NRO account holders with foreign Mobile

The activation automatically sends a text message to an unknown number to verify if mobile is registered. This is very poor design.
Vyom should prompt for login with customer id/password and send sms to registered mobile just like in internet login to verify mobile via SMS sent after login.

Vyom should also allow FaceID login on iPhones after SMS verification is complete using an option to toggle FaceID login.

A horrible app

Please make Vyom user friendly without so much advertisement of products and the most important thing is please make Vyom working properly.
If it doesn't do the basic task then why Vyom should exist ?

App does not work

This new redesigned app already had issues when it was released. I was atleast able to log in and access my account. But after the recent update, Vyom no longer works and freezes after I enter my pin. Very disappointed.

Nothing but issues

I am in the US and my US mobile number is registered with the bank/account. However of lat I am not receiving OTP when using internet banking. Was hoping to use this application but alas, this too does not let me register using debit card or internet banking. Please fix.

Useless app, can’t access the app since ages

What a comedy app this is, can’t access mobile banking and its throws up connectivity issues error (and I’m typing this review from same network). It’s been years and the problem still persists.

Useless bank and useless app

Bank is worse!! online payments are difficult as half of the time this poor bank is showing “server is low”
this disgusting app doesn’t open only !!
this bank and app must shut down for good !!

Not able to detect a sim in Iphone

Hi I am using an Iphone 13 but when trying to log in it is saying not able to detect a sim though it has one . The sim works fine for rest of the apps but not this. Its a shame that such issues are not fixed

Worst app and worst bank

I can’t even access my Union bank bank account from Vyom or even website. Worst bank ever. Despite trying every possible thing, Vyom always says that there’s no SIM card in my phone (obviously there is). So dumb. And the staff can never help me either.

The worst app

It has test data(mobile number) loaded and I believe there are zero users using this ridiculous application as no one can verify their information and login. Very disappointed.

Useless app

I have more than one accounts registered with the same mobile number. When I login I am shown just one of the many accounts registered with the same mobile number, with no obvious way to switch to other accounts.

Unable to setup

Why is Vyom assuming some random number when to trying setup, I am unable to edit that number and when I touch anywhere on the screen the message automatically is being sent to that incorrect number and says number is not registered.

Unable to use it!

Keeps saying “…connectivity issues, please…” forever. Recent upgrade changed the name and look and feel so much so that I couldn’t recognize or find Vyom , now named ‘this app’!

Loved the Corp Bank mobile app which has been disbanded for quite some time now.

Rest of the world advances while this bank doesn’t.

Problems & Problems only

After corp and union merger mobile banking is a nightmare. Vyom requires reactivation everytime either sim or device is changed. Other bank app dont require to maintain sim in the phone after it is registered. But not this one. Also fund transfers never go through. In the last step after entering transaction pin it says connectivity error. I dont recommend Vyom to NRI users.

Worse than Andhra Bank App

It is a shame a bank of this size has such a crappy App. Instead of providing more/better functionality, Vyom takes digital banking with UBI to Stone Age!
APP stopped working on my iPhone since I have a USA phone number, while it used to work with Andhra Bank App. Fails to launch Vyom with error “no SIM found” (while all other Indian banks mobile apps work!).

One of the worst banking app

This is one of the worst banking app ever. Firstly, after the update it forced for doing KYC with branch again. After that, it keeps on failing with network connectivity issues all the times. Even the feedback can’t be submitted from Vyom as even that is not working. Not sure if any effort is made in doing user/ device testing before rolling out new version updates.

NI (Needs Improvement) rating from my side

App architect should learn app experience from other banking services apps. Vyom design is pathetic, not sure who approved this non sense design. Specially for NRI customers, all restrictions. Like can’t use without sim, imps does not support, why sim is mandatory for registration and post registration? Wifi should be more than sufficient. Hope developers read this and improve user experience. Thanks you.

Ridiculous and Frustrating

this new version this app ks supposed to provide better user experience. it’s even more frustrating than the one before. so basic but still screwed up.

App does not work for iphone14 with iOS 16.5.1

App is very poorly designed from its interface and connectivity perspective. Need a big uplift from the developers to suit to the needs of growing iPhone community

Updating issue

Each time after update it’s not working correctly. The people who Open the NRI OR NRE acc how they can go there branch each time to solve the issue.



Is Vyom Safe? 🙏

Vyom is very safe to use. JustUseApp Safety Score for Vyom is 43.8/100.
This assessment is based on our NLP analysis of 11 user reviews. Combined with the app store average rating of 2.3/5.

Safety Analysis

72.4% of users say app is risky 🚨
72.4%

20.2% of users say app is safe 👍
20.2%

7.4% of users have some concerns ⚠️
7.4%


Is Vyom Legit? 💯

Vyom looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Vyom is 43.8/100 .
This conclusion is based on analysis of 11 user reviews.

🔏 Privacy & Data Safety

Vyom collected the following data from you:

  • Data Not Collected:



How was your experience with Vyom? Post a Review




Features

There is so much more to explore now with your favourite banking app – one view of all your accounts, personalized offers made just for you, quick view of your transactions, apply for credit card & other loans, make investments on-the-go and get insurance in just a few clicks.

Union Bank of India welcomes you to experience Vyom – the new digital universe of banking.

Customize the Quick Tasks to add up to 9 easy-to-access tasks on the home screen and select your most used option as Super Task.

Choose from amongst two themes – snow & sand.

And now, you can do all of this while making Vyom your own.

  Contact Support
Developer:
Union Bank of India


Privacy Policy: