Monzo - Mobile Banking Reviews

Monzo - Mobile Banking Reviews

Published by on 2021-06-21

The UK's fastest-growing bank is coming to the US! Your Monzo account is
instant spending notifications, stress-free traveling, easy budgeting and
support from real people, whenever you need it. Always know how much money you
have Get on top of your spending with instant notifications...



Table of Contents:
1. Reviews
2. Is it Safe?
3. Is it Legit?
4. App not working?
5. Report Issue


Monzo - Mobile Banking Reviews


  • By

    Worsened experience

    I generally really enjoy monzo but the app has actually gotten less fun to play around with in one of their recent releases. I don’t know why they took away the graph that shows your spending over the month and where you could scroll back and see the amount you had at any point in time. That was one of the best qualities. Also the international money transfer experience is annoying as you always have to add the international recipient over and over again, they don’t let you save. Overall I like monzo but the app has definitely gotten worse.





  • By

    Most pleasant banking experience

    Using Monzo makes it incredibly clear how much benefit designing finance around an app-first approach offers. No other bank can come close to this, and that’s because other banks were, well, banks before they were apps. Where other banking apps are user-hostile, Monzo is downright neighborly in its approach to being helpful. I can not recommend it enough to anyone looking for a primary or additional account.


  • By

    Best bank I’ve ever used, BUT .

    Monzo for me is the best bank i ever used , for many reasons like the ease of using their app and how it is connected to many amazing features, but i really need an iPad app that can work aside from the app on my iPhone because sometimes it is easier for me to use the iPad at work or at university so i really hope you consider to have a version of your app for iPad snd it is necessary that both apps will work together without signing out of one of the accounts.


  • By

    Wonderful app, could use some QOL improvements.

    Absolutely adore this app and bank, so much easier than anything you would find with other banks. Only thing I would ask for is a better way of securing the app. I would do this in the form of a touch ID or access pin. It would add an extra layer of security at very little expense to convenience. Other than that, an amazing way to usher in the new generation of banking.


  • By

    Fantastic App, tried and tested

    This app was recommended to me by a family member who has used this app before, the app itself is seamless, logical and user friendly. It has worked perfectly and effectively in 3 different continents I have been to recently and all the fees I may or may not incur are clearly indicted to you from the start. Plus the card looks cool.


  • By

    Latest version has a serious glitch. They don’t have an answer

    I had a friend try to install and open an account. The app attempts to launch then closes. It won’t open and he can initiate an account. I’ve read online about this issue as well. Some say they can’t access their account as a result. I’m concerned this may happen with my account if it updates. I’ve contacted monzo support via their chat which is frustrating as they answer every once in a while then go dark for hours after asking a question. Their latest response is: “Hi Xxx, I'm so sorry for the delay here. Are you all still having issues here? I don't believe this is something we have control over.” Really? It’s your app! It’s not the brand new model iPhone with the latest iOS! Anyway I’d highly recommend being careful at this point. Sadly. Because I was really fond of monzo


  • By

    Best Finance App Out There

    Amazing product (available only in the U.K. for now) that allows you to view and manage budget with ease. Right now you just get a prepaid card, you have to put 100 bucks on it at first and when you use it, you can view everything seamlessly in the app. Now a bank and supports Apple Pay! 😍





  • By

    Best bank and app

    Monzo is simply the best banking app I ever used. Fast, intuitive, robust. It’s very easy to get an overview of your spending and send/receive money. You can even split bills with your Monzo friends in seconds. Also you get instant push notifications on every transaction, both in and out.


  • By

    Amazing iOS app and service

    The iOS app is literally one of the best I've used for banking. What I like the most is that everything from signing up until managing my account can be done from an iOS app, instead of a website.


  • By

    Works great!

    I love it; I get notifications whenever someone charges something to my phone; integrates well with verification of a purchase (you buy something online and then approve it in the app. ) Highly recommend!


  • By

    Amazing customer service

    Best customer service of any bank - replies within 10 minutes max all through messaging on your phone. Sent a new bank card out to America for me! Great budgeting and overseas exchange rate


  • By

    Fantastic!

    Absolutely love Monzo. Transferring money is super easy, the interface is really nice, and using it while traveling is so convenient. I love that I’ll NEVER misplace this card because it’s neon colored. I’ve recommended it to all my friends.


  • By

    The future of banking

    I’ve been following a few other mobile only banks and this is by far the best one. I closed my Starling account and Barclays account and am now fully Monzo!


  • By

    Great app, useful and a lot of potential

    Would like to see more features to make it easier to manage payments, view patterns and analyse spending.


  • By

    Used to be great; app going down hill

    App used to be rock solid, but it now periodically crashes and logs me out. AND, each time I must reenter my email address. Crashing + forced relogin is really unexcusable. App has also been getting slower with each update.



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Contact Monzo - Mobile Banking directly


Is Monzo - Mobile Banking Safe?

Yes. Monzo - Mobile Banking is very safe to use. This is based on our NLP (Natural language processing) analysis of over 242 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.7/5 . Justuseapp Safety Score for Monzo - Mobile Banking Is 89.4/100.


Is Monzo - Mobile Banking Legit?

Yes. Monzo - Mobile Banking is a totally legit app. This conclusion was arrived at by running over 242 Monzo - Mobile Banking User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Monzo - Mobile Banking Is 89.4/100.


Is Monzo - Mobile Banking not working?

Monzo - Mobile Banking works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.




Have a Problem with Monzo - Mobile Banking? Report Issue

Leave a comment:



Why should I report an Issue with Monzo - Mobile Banking?

  1. Pulling issues faced by users like you is a good way to draw attention of Monzo - Mobile Banking to your problem using the strength of crowds.
  2. We have developed a system that will try to get in touch with a company once an issue is reported and with lots of issues reported, companies will definitely listen.
  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
  4. If you are a Monzo - Mobile Banking customer and are running into a problem, Justuseapp might not be the fastest and most effective way for you to solve the problem but at least you can warn others off using Monzo - Mobile Banking.


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