Money App - Cash Advance Reviews

Money App Reviews

Published by on 2025-01-02

🏷️ About: Money App Cash Advance Need cash? With Money App, get up to $250* for groceries, gas, rent, bills - and more. GET UP TO $250 IN SECONDS* Delivered Right to Your Personal Bank Account* No Hidden Fees No Membership Fees No Late Fees No Interest No Tipping N... Show more


       


Overall Customer Experience 😎


🤬 Negative experience
67.9%

😎 Positive experience
20.4%

🫥 Neutral
11.7%

~ from Justuseapp.com NLP analysis of 8,084 combined software reviews.



Read 100 Customer Service Reviews 😠💢

4.6 out of 5
NOT AVAILABLE IN MARYLAND

Couldn’t easily find on their website what states they operate in. They let me sign up and provide my SSN just to tell me at the end they aren’t in my state yet. It’s a very bad user experience to collect something as personal as a SSN before confirming if you’re even able to provide a service.

Not a fan anymore.

So I’ve been borrowing from this one for a bit, and have paid back faithfully. Recently, I was approved but had accidentally locked my debit card. The advance was stopped because of that. I emailed support and all I got was these automated replies, claiming I can’t borrow anymore because my card co... Show more

Hate this app

I have tried Bank of America, Varo, Current, BankMobile Vibe accounts and none of my income can be verified. I get paid weekly. So it’s very frustrating not being approved for something knowing I can pay it back. I get denied based off the message stating “we’re sorry we are unable to approve your ... Show more

Glitch

I have been trying for days to finish sign up. I keep getting sent back to the address and personal info portion of signup with no explanation. It seems as though this is happening to all new users trying to sign up. I’ve entered everything correctly and there are no errors.
Are the developers ... Show more

ITS GREAT UNTIL ITS NOT

My husband and I both used MoneyApp. We did loans until we were both eligible for the $250. It was great, until we tried to redone our loan after at least 15 times and got denied…

We got denied and basically blacklisted WITHOUT ANY WARNING because the same debit card was on file for both of... Show more

Not a trustful app!!

Very glad I came to the reviews before continuing with the cash advance!! I thought it was a little weird how easy it was to just sign up and have this money instantly wired to you. The sign up process went smoothly and seemed as very secure & safe but as soon as I was gonna swipe to receive th... Show more

No Support Response

Been trying to get support for three months now and no response to emails. Still sends me emails despite unsubscribing and you can delete your data.

Since they do have an phone number listed I suggest for anyone else having the same issues with their unresponsive support to reach out to Utah... Show more

Frustrated

MoneyApp was working fine in the beginning I was able to get my cash advance with no problem then all of a sudden MoneyApp gave me noticed stated I’m not able to receive an advance at this time I emailed support they responded back telling me that their was a problem with verifying my employment ... Show more

Works once and then never again

Useless app that works one time only to deny you for an advance every time after even if you’ve paid it back on time, have a good account history, and nothing about your credentials has changed. I closed my account admittedly in frustration, only to give it another chance. Wasn’t able to open my ac... Show more

Horrible company

I have been approved for 4 different cash advances. All of a sudden I tried again and was not approved. Asked customer support and got different reasons. 1. That I violated company policies (no explanation what policy that was) 2. That I had not paid back my previews advance (mind you I provided sc... Show more

Terrible app

MoneyApp worked fine for the first few loans. Once I changed phones it will not let me in to delete my account. I do not owe any money and I actually have an account through progressive in which they are connected with. Support is no help as they keep telling me the same thing I’ve been doing. I c... Show more

Works until it doesn’t

I signed up for MoneyApp back in May because I was struggling. Had no problems with it until recently. I took out an advance on 7/17 and did the express delivery. I never received the advance. I waited a couple of days before emailing support about it. The customer support is absolutely awful. It ... Show more

I’m convinced they don’t actually offer cash advances

I’ve had MoneyApp for a while now and every time I check to see if I can get an advance, I get the same response saying they can’t offer one. Other cash advance apps I use all approve me and I keep my eligibility in good standing with my account. Don’t waste your time. Based on other reviews I’m w... Show more

I paid my advance back

Hello. I’ve been using the money app since May with no problems. I paid back my last advance July 5th this past Friday. I’ve attempted to get another advance but it’s saying I didn’t pay my last advance back which I did. I’ve emailed screenshots showing the payment was made but support keeps sendin... Show more

Don’t bother

MoneyApp is the most annoying app I’ve came across, I keep getting emails that my advance is “a few clicks away” I connect my bank account via plaid, everything matches until I get back to MoneyApp and it’s a whole different bank account number with the 4 last numbers I’ve never heard of, me thin... Show more

Support doesn’t help

Everytime I try to get support I get a generic answer that they can’t help me and won’t help me. I’ve been using this service since last year and have always paid back my advances with no issues. I paid my advance back last week and now that I requested a new advance and there was an issue deliveri... Show more

Scam! 0 stars!!!

MoneyApp is a scam! I put in all my personal info just to be told I do not qualify for an advance when I meet all the qualifications! Dont do it!!!

💥DON’T WASTE YOUR TIME!! 💥

Scroll to the bottom for my list of personal favs and try them before wasting your time with this please!!

I hate cash advance apps where you are eligible for a cash advance once or twice then say “oh oops you aren’t eligible anymore.” Like I’m sorry, what has changed within the past 3 week... Show more

Highly Disappointed With This App

I can say that I once had faith in MoneyApp but I no longer do. When first discovering MoneyApp and downloading it, I was able to receive a cash advance of $100 instantly. I paid my advance back on time to Money App. Then when trying to get a second advance, I was denied. I reached out via email ... Show more

Waste of time

The whole point in apps like this is helping obtain funds when you’re low on money. If you have a low balance in your bank account they won’t approve you just base off that. Even if the low balance is a positive balance. Because it’s low, they won’t approve to lend anything. Not even the lowest amo... Show more

Customer service is a joke

Going back band forth with customer service by email trying to get them to relink my bank account after a login change with my bank. It’s a joke! Told me to delete info from plaid which I did still can’t relink. There is no option in app to delete bank info and relink. App keeps trying to relink ol... Show more

No help

It worked the first couple of times but now it won’t let me all of a sudden after i paid back my advances and it won’t even allow me to close my account or take my bank off I tried to get in contact with someone but of course I got an automated message back from a chat bot…yall are the worst dude t... Show more

Do Not Use This App!

OK, so let me explain further. Please hear me out I was able to borrow $100 twice. I paid it back fully. It was automatically deducted from my account. The money was there paid in full when I needed the money the most in order to obtain an apartment I was only offer $25, I paid service back timely ... Show more

Complete nonsense.

MoneyApp and company is a complete farce. Beware that they collect every piece of critical info about your life and person then proceed to tell you that you’re not a real person and can’t verify your existence. The real kicker is you can’t talk to anyone about it because their “system” can’t verif... Show more

Verification Issues and Bad Customer Service

App had issues verifying your identity and allowing you to take an advance. Customer service has not responded to requests for help and it’s been almost 1 month. They did respond to my review, but left my service request unanswered. Lots of people have left negative reviews so either they are no... Show more

Total waste of my time!

I followed every single step they laid out, and trust me it’s a lot. Gave them my bank information, Social Security number, date of birth, phone number, email address, physical address and I got a response that I was not approved. Absolutely no explanation but suggested I contact customer service. ... Show more

Extremely disappointed

6 months ago I would have given 5 stars. I was approved for 100 every time I requested an advance. I recently just paid one back. I waited until the cool off period expired and went to get a new advance. It will not approve me for either bank account I have linked. I have emailed “support “ FOUR ti... Show more

Worst app I have ever come across. Should be forcibly shut down

I’ve already left a review, but I just wanted to reiterate how bad MoneyApp truly is. Not sure how they still have 4.6 stars when almost every review that you can see is a negative one. Must be using bots to boost their positive reviews which tracks for this terrible company. Had 3 of my friends t... Show more

Could not verify me

I saw MoneyApp in MoneyApp Store and wanted to see what it was about. I downloaded MoneyApp attempted to sign in and create an account and I got about probably halfway through, after I entered my Social Security number and my birthdate it said we are unable to verify your identity based off the ... Show more

Waste of time

Couldn’t believe I was denied a cash advance. I have no problem using MoneyLion, Empower, Cleo. So yes to me this was a waste of time. Wonder what made them decide to deny me when I can use the other apps and get an advance no problem. Update: so I tried for an advance again and was denied again! W... Show more

Deserves 0 stars. Do not download

Unable to “verify” my identity and it never gives you a reason why. I truly feel like MoneyApp is just to get your information and that it doesn’t work. It allowed me to put my information in but when I do the last step on 12 it brings me right back to step 8. Do not waste your time on this scam o... Show more

Can’t verify my identity

Tried signing up all my info I entered was accurate, got a message saying they can’t verify my identity. Won’t waste my time trying to resolve this issue so I deleted MoneyApp . I don’t appreciate having to enter my social security number just for MoneyApp to say they can’t verify my identity,make... Show more

Bad Service

The functionality of the money loan is a terrible thing. You pay off a loan and once when you choose not to continue they still contact you about getting a loan even when you unsubscribe from the loan. They still pulled money from me after I stop using it for two months. Talk to customer service an... Show more

They scam you out of money

I had an account with them, everything was fine until one day they took more then my advance, and then tried to tell me I had more then 1 account with my debit card. This simply wasn’t true as once you create an account you have to use you social security number, so you can only have one account. S... Show more

Signing up

This is a horrible app, I signed up linked my bank account through plaid it tell me my checking account was linked when I look at the last 4 digits of my account number it’s incorrect it’s linking someone else’s account information, emailed customer support and they couldn’t tell me why was MoneyAp... Show more

Worst Advance App Out There

I successfully completed 2 advances and paid both back perfectly and on time. Then I tried to use it again a few weeks later and MoneyApp kept going in a loop for the sign in. I emailed support multiple times since there is no other way to communicate. I tried to create a new account two times ove... Show more

DO NOT USE, DO NOT TRY HORRIBLE APP

MoneyApp must have been put together bypeople who have no clue what they are doing. Ive never had a problem simply creating an account like with MoneyApp. But it doesn't explain if there's an issue, if something is wrong, doesn't give you a chance to fix a typo or autocorrect mistake. It just put... Show more

I wish I could give them 0 stars

I downloaded MoneyApp , linked my bank and tried getting a cash advance and after submitting my repayment date it says sorry we are unable to process your request? I contact support and it’s been over a week and no response. MoneyApp is a joke stay away from it unless you want the headache. You’v... Show more

I would give 0 stars but that's not an option

I can't get past login screen. I've had to make two different accounts because the first time you guys said you couldn't verify my information , and I wasn't even logged all the way in. Now on my second account I can't get past all of the questionnaires and when I do it takes me back to the first o... Show more

Annoyed honestly

I can’t even give MoneyApp a realistic review. I spent 30 minutes trying to set up an account and it just continuously glitched and wouldn’t put me past the identification portion. Literally made it to the step where you put in your SSN and it bumped me back and kept telling me to put it all in ag... Show more

Too Long to get Support to answer and never received advance

I may change my review if I get an answer back on this, but MoneyApp was great to begin with; I was able to get a few advances and paid them back with no issue. Fast forward to today, and now I hope I’m not stuck paying back an advance I never received. I applied for and was approved for an adva... Show more

Scam !!! if I could give it -5 stars I would

Do not download MoneyApp!!! It is a phishing app for your information. Customer Service is not a human. It’s a bot and it will not help you. I signed up with it and gave them my name and my Social Security number and afterwards it said it couldn’t verify me with the information given. Once I went ... Show more

I wish I didn’t waste my time

Tried to sign up and went through the whole process of entering my information like my Social Security, address, etc. However, after I validated my bank account through plaid. It said that I was denied and there was no explanation whatsoever. I wish I didn’t have to go through all of these steps ju... Show more

This is not real

All they do is get your personal information! They don’t help anyone!

Scam

MoneyApp needs to be removed , it’s a scam and it looks bad on apples end to even have this listed as a cash advance app , how are we allowing scammers to now promote apps

Scam

Do not link your info there trying to get my money for an advance I never got !!

Waste of time.

Does not offer an advance.

Fake

Fake app

Doesn’t work

I applied, tried four times. My bank was connected it said the first three times it was too close my pay date as I was getting paid in a couple of days. Then it said your approved. Selected the prompt to have it delivered express and it said there was a problem with the bank connection, contact cus... Show more

Inconsistent

I have been using this for months now. One thing is for sure, they are inconsistent with how their site works. Now, I sign in and it directs me to a sign up application. When I click sign out, it gives me an error. Come on Progressive Leasing… you are better than this.

Don’t get your hopes up ..

I usually try not to listen to reviews but with MoneyApp, I should’ve. I was approved three times for a loan, paid them ALL BACK, ON TIME, mind you, and now that I’m trying to request another advance, they’ve been denying me every single time. I don’t recommend MoneyApp at all, because they’ll le... Show more

Worst app ever!

It works like 2 times and after that nothing. I have $ in the bank so what ever algorithm they have is not set up for people who need it. I bet if I had a million in the bank it would still not approve me lol! Much better apps out there don’t waste you time I just cancelled mine

Scam! Fake reviews!

I have two bank accounts and over $3500 of income!
This world is just getting more expensive and harder to live in, so yeah, I looked to start doing these things because I needed a little bit of help in between my paychecks.
MoneyApp is just asking for your bank account information which i... Show more

Selling Your Identity On the Dark Web

They are going to wait and say issue with pay advance could not send money to account then sell your personal information to the highest bidder on the dark web. Please Report

Scam

Like many others, took my information and apparently was unable to verify my identity. don’t waste your time.

Identity Theft

why would you ask customer’s to disregard the federal social security administration’s safety guidelines? social security info is verifiable through legitimate third party, secure reporting, NOT via EMAIL

Don’t waste your time

They don’t give you a advance

No help really

For money cash advance have more $100 accounts bank for service $10.99 really is not good application no help.

Fake

They are fake I’ve reported y’all for collecting peoples personal data

Not offered in my state

Why launch an app and not advise they you aren’t available in all states? Stupid and ridiculous, plus you have all of my sensitive information. Please don’t download!

Waste/theft of my time and information

Stole my information then for no good reason whatsoever seeing as I make $2400 a month paid weekly told me you could not offer me an advance. If I am ever to see anyone responsible for deciding the determining factors of whether someone is eligible for an advance or not it will be that person’s las... Show more

Scam

They only take personal information which is fraudulent and alarming

Wonder if it’s a data collection scam

Basically didn’t even get past the verification process. couldn’t verify me based on my Social Security number, and date of birth name and address. I don’t know how they could not verify with that information. So I tried making an account for my dad. Same thing happened could not verify identity ba... Show more

Most likely a scam

I signed up and was having trouble being offered an advance. Waited a few days got all the way through linking my debit card just to be told it couldn’t verify my identity. Like… okay? So now I told my husband to sign up and now he’s receiving an error that he can’t be offered an advance. They tell... Show more

Customer Support Nonexistent

Received an advance from MoneyApp and it worked great. Once that was paid back it said I had to wait at least a day which was completely fine, didn’t need it. Went to log back in and my account was deleted so it said. Wrote to customer support and received an email from a bot telling me how to del... Show more

Scam

Do not use , takes your information gives nobody nothing , good reviews are also fake.

Customer service is HORRIBLE and so is this app

All of you saying this website is great ohhh just you wait! When I first started using Money App it was super easy and convenient with absolutely no trouble. Fast forward a couple months later, I wish I could get all the time back I have wasted trying to apply for an advance just to be denied and b... Show more

Scam

Any good reviews you see for MoneyApp are fake.
Don’t waste time downloading, they obtain your information then never approve anyone. Then after signing up you get spam emails and text messages.

Poor service

I used MoneyApp 1 time and I try to sign in and it cycles through my address and SSN multiple times. It never lets me through any other screen. Just goes back and fourth to my address and my social to confirm them and it won’t do anything else. Very poor experience with MoneyApp.

Suddenly can’t get an advance anymore

Was able to get an advance all this time, and now I can’t get one for no apparent reason at all. Nothing has changed with my bank account… yet can’t get a clear answer from anyone.

Payment

I was approved all the time and pay back on time but I try to get another cash advance but got denied so I thought it was error so I try 4 other times and it was not approved which I don’t get it after having a good history paying on time so I emailed them and a bot saying there is a cooling time s... Show more

Advance eligibility makes no sense

I’ve used MoneyApp for a few months and honestly at first I thought it was great but that’s just how they get you I guess. The advance eligibility makes absolutely no sense. It’s so spotty. You pay back an advance on time/early and then all of a sudden you can’t get another one. They say in order ... Show more

This App was Easy and Great till June 2024 for me.

I have emailed support on a few occasions and I have even paid my advance back early . Once you pay back your advance you do have to wait a bit to get another one if needed . I have taken an advance a few times and always paid back early it on time . Now I can not get an advance and MoneyApp just ... Show more

Potential for 5⭐️’s

I was hoping it was a little more but they started me out at 50 bucks. Hey it’s something I was scrapping also I’m only writing this now because I’m not even on here five minutes and it wants to be rated already ,I dislike being asked to rate but within that time just five minutes now I will say th... Show more

Usually good

I use MoneyApp often and it’s been working great until now. I have received and paid numerous advances, one was just completed yesterday. I got an email stating payback was successful. Usually I can go the next day and request a new one, but today it shows an unpaid balance?? My balance was paid i... Show more

Works perfectly! Fast and Easy

I applied for a cash advance and got approved for $100 but only took a $75 cash advance. It was an easy sign up, very quick and painless.. connected my bank and no hassle or issues using MoneyApp. Thanks

Grateful

MoneyApp worked for me! I live in Florida and I answered a few questions and verified my bank account and was approved! I was thankful that I could buy groceries and my medicine till my next paycheck. Thank you 🙏!

Received an advance

Not sure why many are calling MoneyApp a scam. I was able to get an advance first try. Unlike other apps that either reject you outright, or offer You laughable amounts. 😅

Easiest Cash Advance Ever

I am pretty shocked by MoneyApp and how easy it was for cash. It took me not even 5 minutes to verify my identity, link my bank account, and get approved for $100. I also like how straight forward the agreement was on the repayment date. No tricks with trying to get you to tip. 10/10 in my opinion

Cash advance

Worked great easy to use

Good app

Pretty good app I received the cash advance in minutes thanks it’s new app but pretty good

It does work

I’ve used a lot of cash advance apps in times of struggle. This one has to be one of the simplest and efficient ones I’ve used by far👍🏼

So quick and easy

I’ve been needing some extra cash and I saw MoneyApp, as well as a few others, and by far, money app is the easiest to repay and get another loan if needed. No hoops to jump through. Just link your bank and as long as you have direct deposit and legit spending in it, you’ll be approved. Fast, easy... Show more

Please Read !

This is a SCAM and just collects your personal information!! I’m reporting to the BBB, FTC and CTFB to open an investigation. I have also reported to Apple already. I will also be filing a police report for identity theft and putting a fraudulent alert on all my financial institutions and records. ... Show more

Give it a chance!

I chose to give the good reviews over the bad reviews a chance, and it paid off. I was immediately approved for $100 that was deposited into my account. If I have issues as the loan progresses I’ll update my review, but smooth sailing so far!

Advance

Tried MoneyApp after reading the reviews. No complaints I was approved for $100 the first time I applied. The only thing is once you pay back the loan you will have to wait until the next day to apply for it again. Otherwise great app. 🤍

Never got a cash advance

I downloaded MoneyApp about 2 weeks ago and I’ve been trying to get a cash advance and every time I get to the due date it tells me that I’m not able to get a cash advance right now and to try back later. Everytime I try to get a cash advance it just tells me the same thing over and over again. I’... Show more

Amazing workers

I have used this before they even made an app and it has always been great. This is not a “fake”review”. I have had some issues the past month but I got the chance to actually go on a live Google meet with Paul and some developers. They were very nice & helpful. They are aware of the issues and... Show more

Worked for me

It was so easy to use, and the money was in my account within seconds. I have obtained loans of $100 without a problem.

Great App

I just wanna say MoneyApp is amazing. They have helped me for the past few weeks and even gave me more of an advance after a few on time payments. Everything is super easy. Super grateful for MoneyApp! Definitely recommend and will continue to use them.

It works

I signed up and got $100 advance in 5 min or less.

Excellent and very fast

Works great. Everything is plainly stated all fees are annotated several times before confirmation money deposited in minutes. It’s great.

Great app!

Worked for me perfectly and haven’t had any issues. Definitely helped out!

5 star service

Downloaded MoneyApp connected my bank got approved for 100 dollars in seconds MoneyApp was a life saver process was so easy !

Worked for me

Surprised to see so many negative reviews and claims that it’s a scam. I’ve been using this service for a while now and have only had an issue once that was resolved within a reasonable time frame. Linked my bank and was quickly approved for like $75-$100 the first time using it. Since then after s... Show more

Worked perfectly

After seeing the last review I was skeptical but I went ahead and tried it anyways and it took seconds to link my bank and add my info everything went very smooth and super easy and I was approved for 100 dollars and went to my bank within seconds. MoneyApp is awesome and it does work If it do... Show more

Five star ⭐️⭐️⭐️⭐️⭐️

---

⭐⭐⭐⭐⭐

I absolutely love this cash advance app! It's been a lifesaver for me on multiple occasions. The interface is user-friendly, making it super easy to navigate and request an advance. The approval process is incredibly fast, and I've always received my funds almost instantly. ... Show more

Satisfying

I thought this to be another scam app however not the case I was able to cash out borrow $100 the day I downloaded MoneyApp all I have to do next is pay the amount back when payday hits. I was not scammed at all I enjoy MoneyApp thank you

Borrowing money

Borrowing money from cash advance was easier than any other app that I have found highly recommend them if in desperate need of money

This is legit

This was such a quick and easy process. Was nervous since it had negative reviews but I would highly recommend MoneyApp



Is Money App Safe? 🙏

Yes. Money App - Cash Advance is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 8,084 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.6/5 . Justuseapp Safety Score for Money App Is 23.1/100.

Safety Analysis

88.1% of users say app is Safe 👍
88.1%

8.2% of users say app is Risky 🚨
8.2%

3.7% of users have Some Concerns ⚠️
3.7%


Is Money App Legit? 💯

Yes. Money App - Cash Advance is legit, but not 100% legit to us. This conclusion was arrived at by running over 8,084 Money App - Cash Advance User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Money App Is 36.3/100..

🔏 Privacy & Data Safety

Money App collected the following data from you:

  • Data Used to Track You:
    • Identifiers
  • Data Linked to You:
    • Purchases
    • Financial Info
    • Contact Info
    • Identifiers
  • Data Not Linked to You:
    • Identifiers
    • Usage Data
    • Diagnostics

How was your experience with Money App - Cash Advance? Post a Review




Features

¹Not all personal bank accounts are accepted for Money App’s Cash Advance product.

Your available Cash Advance limit will be displayed to you in your Money App account and may change from time to time.

Cash Advance goes directly into your personal bank account, and is yours to spend right away with Express Delivery*.

For a $40 Cash Advance with an Expedited Delivery Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date.

A Money App Cash Advance is a non-recourse product; you will not be eligible to request a new advance until your outstanding balance is paid.

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