BMO Digital Banking Overview
What is BMO Digital Banking?
The BMO Digital Banking App is a mobile banking application that allows users to access their BMO Harris bank accounts from their iPhone. The app has a clean design and is easy to use. It offers a range of features, including account balance and activity viewing, Touch ID sign-on, mobile cash withdrawal, credit card account access, Zelle money transfer, BMO Harris Total Look account tracking, money transfer between BMO Harris accounts, mobile check deposit, bill payment scheduling and management, and BMO Harris Card Monitor.
Features
- View account balances and activity
- Sign on using Touch ID
- Withdraw cash using Mobile Cash
- Access credit card account alongside other BMO Harris accounts
- Send money to friends and family with a bank account in the U.S. with Zelle
- Track accounts with BMO Harris Total Look
- Transfer money between BMO Harris accounts
- Deposit checks by taking a picture with iPhone camera
- Schedule and manage bill payments
- Turn debit or ATM card on and off and get real-time alerts with BMO Harris Card Monitor.
Official Screenshots
BMO Digital Banking Pricing Plans
| Duration | Amount (USD) |
|---|---|
| Billed Once | $72.00 |
| Monthly Subscription | $23.95 |
**Pricing data is based on average subscription prices reported by Justuseapp.com users..
Product Details and Description of
Bank on the go from your iPhone® anywhere, anytime with the BMO Digital Banking App. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to: • View account balances and activity • Sign on even faster using Touch ID® • Withdraw cash using your smartphone with Mobile Cash² • Access your credit card account alongside your other BMO Harris accounts • Send money to friends and family with a bank account in the U.S. with Zelle • Track your accounts – even if they’re not with us – with BMO Harris Total Look® • Transfer money between your BMO Harris accounts • Deposit checks by taking a picture with your iPhone® camera³ • Schedule and manage bill payments • Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Harris Card Monitor Visit bmoharris.com/mobile to learn more. ¹ Please visit bmoharris.com/security for more details. ² BMO Harris Mobile Cash® is available for BMO Digital Banking smartphone apps only. For details, see the BMO Digital Banking Agreement at bmoharris.com/legal. Users must have a BMO Harris debit or ATM Card. Even though a physical card isn’t used to access Mobile Cash, the service use is subject to daily transaction limits for your card. If you don’t know your card’s daily transaction limits, please ask your banker or call 1-888-340-2265. ³ Mobile Deposit® is available using the BMO Digital Banking smartphone app. This service may not function on older devices. Users must be a BMO Digital Banking® customer with a BMO Harris account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmoharris.com/legal. ⁴ Message and data rates may apply. Contact your wireless carrier for details. Accounts are subject to approval. BMO Harris Bank N.A. Member FDIC Third party web sites may have privacy and security policies different from BMO Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO Harris web sites. Copyright 2018, BMO Financial Corp., All Rights Reserved. iPhone® and Touch ID® are trademarks of Apple Inc., registered in the U.S. and/or other countries. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Top Reviews
By JNLPM930
Love it!
This app is great! It makes it so easy to keep on top of my balance, transactions, and bills. And I love being able to send money to anyone in just a few clicks! I have three different banking apps and this one is by far the easiest to use.
By Paragon3
Solid App
Reading through some of the recent reviews, have to say that I don’t really understand what people are complaining about and think most of the criticism is a bit harsh & unwarranted. I think people need to just chill. BMO is clearly making progress with their mobile/online redesign and compared to what came before it, this is a significant improvement. The design is modern, information about accounts is presented clearly and navigation is intuitive, and all the various features (Face ID, mobile deposit, bill pay, Total Look, etc.) work just fine. I haven’t really had any problems except for brief login issues really late at night (possibly overnight updates?) which are resolved within the hour and not a big deal. Another minor complaint I have is that some of the functions (e.g. bill pay or debit card controls) display in what appears to be an overlaid browser window rather than directly/natively in the app - the design of those pages is a little clunky and inconsistent with the rest of the app. However, I’m sure BMO’s developers are already aware of that and will improve things in time.
By Atourina199
Recurring Payment Bug
I’m noticing a bug with recurring payments. For example: I have a credit card and checking account with BMO. I go to schedule a payment in the app and fill in the to and from friends, payment amount, and payment date. There is a field that display frequency of payment, but when I navigate to these other fields (to and from), the frequency field disappears entirely. You can move on to the next screen for confirmation, and then the frequency field shows up again, but as “Does Not Repeat.” I find this bug to be the only reason not to give the app 5 stars. I’ve seen other reviewers point this out and hope to see an update soon!
