Monibac Reviews
Published by Prime Zone Limited on 2025-12-02🏷️ About: Monibac is an app where you can access loans without any collateral, save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? 1.
Overall Customer Experience 😎
🤬 Negative experience
50.1%
😎 Positive experience
38.8%
🫥 Neutral
11.0%
Is Monibac Safe?
Monibac is very safe to use.
43.7/100
Is Monibac Legit?
Monibac looks authentic and legitimate.
56.1/100
Read 11 Customer Service Reviews 😠💢
2.7 out of 5
I want to remove my money
by Boykiss12
Why can’t I be able to have my money this isn’t fair
Stealing from people’s bank
by Tflexpounds
Monibac is a fraudulent app and it’s not loaning people money but siphoning money from there bank
Scam
by Work On My Account
This is a scam app,they won’t let you send you money out! Don’t fall into there trap
Rubbish
by Antdog11
Saying wrong information hope they don’t get to my BVN
Bad
by Bnnamz
Do not waste your data and time here.
Not advisable to download
by 🤦♂️🤦♂️💪🏿
Monibac is as useless as it looks
Your app won’t let me sign up
by Holuwasultan
This is not a good app you guys need to do better. Your app collected all my data and tell me before I was even able to sign up that my information is incorrect and I’m 10000% sure it’s correct You guys are only saying that as an excuse for me not to sign up
Every Business’ Saviour(Save-easily)
by Okafor Johnmary Nzubechukwu
Set up, including adding my debit cards took about 5 minutes & I started saving,
Good app
by Ydeexinxity
Nice app easy to login, I enjoy the rate on the money lock nice 😊 keep up the good work this app ✌️
It’s good to save money
by Sodikesh
Good to save money
Fake loan app
by Muller50"
Bad app
Is Monibac Safe? 🙏
Monibac is very safe to use.
JustUseApp Safety Score for Monibac is 43.7/100.
This assessment is based on our NLP analysis of 73 user reviews.
Combined with the app store average rating of 2.7/5.
Safety Analysis
48.8% of users say app is risky 🚨
48.8%
27.9% of users say app is safe 👍
27.9%
23.3% of users have some concerns ⚠️
23.3%
Is Monibac Legit? 💯
Monibac looks authentic and legitimate.
Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Monibac is 56.1/100 .
This conclusion is based on analysis of 73 user reviews.
🔏 Privacy & Data Safety
Monibac collected the following data from you:
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Data Not Collected:
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Features
After 3 months, the customer is eligible to request a loan of up to 150% of their total savings.
Monibac is an app where you can access loans without any collateral, save and earn interest on your savings, and easily top up and withdraw to your account.
If they request for the loan, they submit their request on the app, we check to ensure their KYC documents are complete.
Apart from loans, they can also lock their savings for a specified period of time.
You can get an additional 50% of your savings as a loan.
Contact Support
Developer:
Prime Zone Limited
Contact e-Mail:
Privacy Policy:
