CredPal Reviews

CredPal Reviews

Published by on 2025-02-13

🏷️ About: Borrow money online with the CredPal card at any time. Buy phones, laptops, electronics, and other products now and pay later.


Overall Customer Experience 😎


🤬 Negative experience
100.0%

😎 Positive experience
0.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 731 combined software reviews.



Read 20 Customer Service Reviews 😠💢

4.3 out of 5
Why can’t I withdraw

I have tried to withdraw money from my account and it appears CredPal does everything to ensure I am unable to withdraw. This is unfair. I credited money in my account but I’m unable to withdraw. This is looking suspicious and I may have to report CredPal.

Useless

Very useless app that only gets you stressed over nothing… This company is fraud or do I say incompetent as their services isn’t friendly and active as described… I tried getting a loan and I had to wait for 24 hrs to get approved which was fine,after 24 hrs I got email saying I was approved but only for me to receive a call later saying I have to make an investment of #12,000 to access my credit wallet… How crazy do you demand money from someone applying to get a loan ,talk less of such amount being demanded…. After confirming the call is really from the company,I’m much more convinced that this people are just some sorta pest trying to gain off from the majority 👎

SCAM APP, USE AT YOUR OWN RISK

CredPal is a scam, I first downloaded CredPal last year, and off the bat the first thing I noticed is that you can put money in, but you will not be able to take it out, no matter what you do, after realizing that, I wanted to delete my account and my details from CredPal and obviously, they wouldn’t. Fast forward a year, I got a text from them and I decided to give it another chance, maybe it was all a misunderstanding, nope, it was not, same tactics, they want you to put money in CredPal that you will never be able to take out.
Use CredPal at your own risk

Missing money and locked account

I was complaining about zenith bank poor customer service CredPal is the worse. Their customer service number doesn’t go through it very hard to reach out to them my account with this app is missing some money and when I tried to get it back they locked my account and provide a fake phone number for me to call. Please realese my money end my investment I want my money out have paid your high interest credit card loan which I won’t use have been on this for some days now I want my money out please

Unable to use app after being Charged #250 for the app on bank account

CredPal is bad, I was charged #250 to my bank account and then boom I can get in CredPal after that, I am being duped of 250 and am sure am not the first person and this will go on and on if we don’t report this

Very good app but extremely poor customer service

CredPal is top notch, doesn’t get too much frequent updates as other apps annoyingly do, but very very bad customer service experience. My account has been I inactive for well over 2 months now and nothing has been done, chatting customer service on CredPal , no response, the phone number there doesn’t exist when I call, the customer service I could reach via normal line not being professional.

The card

Got active after 3days, but how do I get the card and also can the money on the card be transfer to a bank account from CredPal ?

Failed Transaction

Why does it keep saying transaction can not be completed each time i try to make a transfer to my bank or get an airtime ? It’s been up to a week now

Transaction pin settings

I have a issue setting up my transaction pin, it keeps telling me something is wrong and I tried to chat the support system but it’s not going through

BVN

Since I downloaded CredPal have been unable to complete the process because they said my number is not linked to my bvn which was a lie and I tried nin too

Very helpful

The best app when it comes to credit

Perfect Investment App

Mobile and accessible and state of the art modern banking / investment. I’m glad I found CredPal and this isn’t a paid review , try it and see guys

Fast and reliable

Haven used this service for more than two years I must say it’s the best and most reliable platform to get funds

Very good appp

Always come through when needed

Credpal gets it right

CredPal is intuitive and makes transactioning very easy. The options are very clear and easy to navigate. I have been using it for a while now and recommend it highly.

Very good

The best in Nigeria so far when it comes to credit management

Love

Am hoping for a better days

App Rating

Lovely financial app to build your credit score

Good

It's a nice platform but not instant loan as they say but definitely you will get the loan if you meet the criteria

Important notice please

I’m giving 5🌟 cause I see this platform been great app but ones supposed to be able to change the bank account details on the platform if ones needs to cause that’s important too unlike me now I closed down my previous bank account cause of their acts so I have no choice than to close it and make use of another bank 🏦 account. So please it’s very important cause it not possible for me to get from this platform to bank account that doesn’t work for me anymore🤷‍♂️🤷‍♂️



Is CredPal Safe? 🙏

No. CredPal does not seem very safe to us. This is based on our NLP (Natural language processing) analysis of over 731 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.3/5 . Justuseapp Safety Score for CredPal Is 0.0/100.

Safety Analysis

72.9% of users say app is Safe 👍
72.9%

13.9% of users have Some Concerns ⚠️
13.9%

13.2% of users say app is Risky 🚨
13.2%


Is CredPal Legit? 💯

No. CredPal does not seem legit based on our analysis. This conclusion was arrived at by running over 731 CredPal User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for CredPal Is 0/100..

🔏 Privacy & Data Safety

CredPal collected the following data from you:

  • Data Used to Track You:
    • Identifiers
  • Data Linked to You:
    • Identifiers
  • Data Not Linked to You:
    • Financial Info
    • Contact Info
    • Usage Data
    • Diagnostics

How was your experience with CredPal? Post a Review




Features

You can easily pay back what you have spent from your credit card or from our buy now, pay later services within the CredPal app at the “payment” section, or by making a bank transfer to CredPal’s bank account.

With our card, you get the funds to meet your small ticket purchases and emergency cash needs while you pay back at the end of your billing cycle which is usually set around your salary day.

Your CredPal card enables you to pay for your electricity bills, renew your gym membership fee, renew your Netflix subscription, and many more.

The credit limit on our credit card ranges between ₦5,000 to ₦500,000 with a repayment period of 29 days at an interest rate that ranges from 3.8% to 8%.

When you pay with CredPal, you get a complete overview of all your purchases and installments plans which helps you to keep track of all your purchases with their payment schedule.

  Contact Support
Developer:
Crednet Technologies Inc

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