OXYGEN: Mobile Banking Reviews

OXYGEN: Mobile Banking Reviews

Published by on 2021-06-20

Oxygen is a modern digital banking platform for the 21st century economy – the
free thinkers, rebels, and entrepreneurs. Oxygen is a financial technology
company, not a bank. Banking Services provided by The Bancorp Bank, Member
FDIC CASHBACK REWARDS¹ TraderJoes, Gas, Food delivery, and...

Table of Contents:
1. Reviews
2. Is it Safe?
3. Is it Legit?
4. App not working?
5. Report Issue

OXYGEN: Mobile Banking Reviews

  • By

    A bank that “gets” me

    Work is changing, so banking needs to change too. Oxygen gets that, and puts the customer first, with no fees, good discounts, and virtual cards. Highly recommended for the cost conscious, and those juggling personal and business expenses.

  • By


    I downloaded the app. To go any further it required me to input details like my as number and my drivers license, along with user name and password. After all that, it said it couldn’t create an account because “the application isn’t available any more.” Now I am deeply concerned that someone has all that info and I can’t get in touch with anyone from Oxygen. There is no phone number or way to contact support. I am not happy.

  • By


    I thought I would give this a try, so I signed up. I entered my information - I even scanned my ID - and it keeps telling me “your address is incorrect.” Obviously this is BS. My address is correct and verifiable. There are better quality financial institutions out there. My advice: don’t waste your time on this. I really like Capital One 360 - they are much more reputable and certainly a better quality bank.

  • By

    Great app, easy to use, better than a regular bank

    Recently downloaded and started using the debit card. Awesome way to avoid fees from regular big banks. Seems legit... I am a happy customer so far.

  • By

    Excellent bank and extraordinary customer service!!!

    They are always there to help, they went above and beyond answering my questions and walking me through the solutions!

  • By

    Fast and Easy to use App!

    Oxygen is a fast, easy to use, and reliable banking app. 10/10 would recommend.

  • By

    Unable to sign up!

    Did the whole process and boom states they cannot approve application. Which is odd as I Bank with several of there competitors with the same bandcorp bank. Looked great and exciting 😏 Update: customer service is robots “Ma” whatever name that is copy and paste the same message twice look elsewhere Azlo / Novo better options

  • By

    Intuitive and modern banking app!

    Super easy to use and setup a new account, love the cash back options!! Thank you Oxygen

  • By

    Super intuitive

    Awesome features, really easy to use. The card is slick too!

  • By

    This app is great for Freelancers!

    Super easy to set up, no fees and great tools to run my business. I checked around - Oxygen is the best for what I do. Love ‘em.

  • By

    Information stealer

    STAY AWAY FROM THIS COMPANY!! If you want your info safe because Oxygen Banking just took my info and photos of my face. After completely the process the app fails and all my info is gone and displays “ Application is no longer available”

  • By


    Asks for a lot of personal information and then says account application is no longer available.

  • By

    "Application no longer available"

    Why's it on the app store then?

  • By

    Seems like a scam

    Reporting to my credit monitoring service. I feel the app is simply fishing for personal info

  • By

    Do not get

    The Customer service is horrible .

A better way to Contact apps

You can now contact OXYGEN: Mobile Banking customer service directly
via Email using our new site - AppContacter.com

Contact OXYGEN: Mobile Banking directly

Is OXYGEN: Mobile Banking Safe?

Yes. OXYGEN: Mobile Banking is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 5,837 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.7/5 . Justuseapp Safety Score for OXYGEN: Mobile Banking Is 34.4/100.

Is OXYGEN: Mobile Banking Legit?

Yes. OXYGEN: Mobile Banking is legit, but not 100% legit to us. This conclusion was arrived at by running over 5,837 OXYGEN: Mobile Banking User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for OXYGEN: Mobile Banking Is 34.4/100.

Is OXYGEN: Mobile Banking not working?

OXYGEN: Mobile Banking works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.

Reported Issues: 2 Comments

By Ceci Lynn
Jul 14 2021

They only let you get direct deposit early for 6 months then you get paid the same time as everybody else!!! Not worth the hassle!!! Don’t recommend!!! Plus you can barely ever get assistance when you need it!!!

By Aaron Donovan
Jun 28 2021

Yes says my application wasn't spruced seems like a scam I want all information of mine erased cant get a hold tried to sign up as a referral scam

Have a Problem with OXYGEN: Mobile Banking? Report Issue

Leave a comment:

Why should I report an Issue with OXYGEN: Mobile Banking?

  1. Pulling issues faced by users like you is a good way to draw attention of OXYGEN: Mobile Banking to your problem using the strength of crowds.
  2. We have developed a system that will try to get in touch with a company once an issue is reported and with lots of issues reported, companies will definitely listen.
  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
  4. If you are a OXYGEN: Mobile Banking customer and are running into a problem, Justuseapp might not be the fastest and most effective way for you to solve the problem but at least you can warn others off using OXYGEN: Mobile Banking.

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