- Cashback rewards on TraderJoes, gas, food delivery, and more, with $1 back at your favorite coffee shop
- Savings management with rounding up the change and Annual Percentage Yields (APYs) up to 20x the average national rate
- Retail and travel benefits, including cell phone insurance, extended warranty, delayed and lost luggage, hotel theft, and car rental damage waiver protection
- Easy and secure banking services, including fee-free bank transfers, bill payments, and access to over 40,000 fee-free domestic ATMs
- Personal tiers, including Earth, Water, Air, and Fire, with varying cashback rewards, savings APYs, savings goals, virtual cards, and annual fees
- Business account with cashback on ride share, gas, selected couriers, customizable invoices, virtual cards with spending controls, a business savings account with a 1.00% APY, and LLC formation services
- Card controls, card freezing, and virtual cards to keep your money safe
- Banking services provided by The Bancorp Bank, Member FDIC
- Oxygen Visa® Debit Card and Oxygen Visa® Business Debit Card issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.