All around, this app is a good service. A smooth interface, easy color scheme, functional menu, handy system, and general usefulness are a few of the good qualities. A++ to its multiple account capabilities (though currently only available on the website), super quick and free domestic wires, multiple company owner acceptance, text-back feature for receipt saving and such, great accounting help, and so on. The awfully long time it takes to deposit a check, the limited app features (though they say these will be resolved in coming months, at least as of Jan 2022), the lack of allowing several physical cards, the lengthy questionnaire forms for check & wire sending/receiving, the annoying incompatibility to instantly receive funds like any other bank via debit card transaction through services like PayPal or Venmo… yeah, these are all not great features. But overall, this app has room to grow and improve. I could really see it becoming a seriously amazing, ultimate #1 business banking solution… and I’ll certainly update this review when it does. ;)