RCBC Pulz Reviews

RCBC Pulz Reviews

Published by on 2026-01-27

🏷️ About: Be Boundless with RCBC Pulz On beat to your banking needs Modern look, easy navigation. Let your pulse guide your way! - Just swipe through to see all your accounts in one screen - Start transactions straight from any dashboard and complete them in fewer steps - Complete transactions with just one swipe - Learn more from the Financial Literacy section Your journey to financial empowerment starts here! - Experien.


       


Overall Customer Experience 😎


🤬 Negative experience
99.9%

😎 Positive experience
0.1%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 61 combined software reviews.

Is RCBC Pulz Safe?
RCBC Pulz does not appear safe based on available data.
0.1/100

  Safety Analysis »»

Is RCBC Pulz Legit?
RCBC Pulz does not appear legitimate based on our analysis.
0.1/100



Read 21 Customer Service Reviews 😠💢

2.0 out of 5
Old App Better

I dont reside in the Philippines so I dont do much transactions. This new app will test your patience. I can’t view previous transactions unlike the old app. They provide a statement which cant be save in the gallery but in some files somewhere. It’s July now and no June statement available yet. I am not sure if you can view the checks issued, like in the old app. I can only see my balance. If I am
missing something, pls enlighten me. Thank you.

Identity theft

I’m assuming there was a breach in security. Lost all my cash and was charged an over 100,000 in my credit cards. Bank manager was not helpful at all and such a disappointment in service!

Fix errors

Error AOM-3 everytime after logging in. Can't see accounts. Useless.

Issues with saving accounts

Unable to do mobile banking

Not safe

Don’t log me out if i missed to log out. No transaction history available.

Not working

Im new to RCBCPulz! I was advised to open an online account thru this.. its not working, I cant upload my ID, its always on error

So Slow after update

RCBCPulz is so slow after the update. I don’t know if there’s an issue with iOS 18 compatibility.

Useless app

Been trying to link my card for a week now and I just keep on getting same issue, nothing a simple tap can fix. Wth. Very useless app

Unable to open an account

Tried opening an account online. Got only as far as creating a User ID and password. Kept getting an system error. Customer service was no help. So frustrating. WHAT NUMBER CAN I REACH THE CUSTOMER SERVICE FROM USA?

Block from access

OTP are not being sent and now I’m blocked from accessing the account both online and using Pulz. Calling the number for support - no answer. Emailed care service no response!

Wont let me log in!

New app wont let me log in. It just keeps on saying “device registered to another account” this was 4months ago until now customer service still don’t know what to do.

DISAPPOINTED

I recently downloaded to the new online banking app [RCBC Pulz] and I must say, my experience has not been as positive as I had hoped. While I appreciate the bank’s efforts to modernize its services, this new app is not as user-friendly as the old version.

Poor product

Terrible app, they should fire whoever created it. Old app never any problems. Obviously no QA testing on the UI. I would be terminated if I was the developer of such an inferior product. Maybe someday they will get it together and make RCBCPulz stable…!!!

Hard to setup and use

I have the older RCBC app which was working fine. I tried to use my credentials to sign into Pulz. It didnt work. I figured i should try and link it. It didnt work bec the setup is buggy and stopped working at the last step. Hassle.

I can't log in! worst i'm always blocked because of the OTP

Why the new app is like this. I can't log in and the worst is i'm always blocked for maximum OTP. BUt RCBCPulz is always crashing. I always email the email address you are providing but none of my concern is assisted and take action by them.

Can’t access my account

Such a stupid new App! I have been trying to access my account for 4 months now and it was unsuccessful. It keep saying error and wrong OTP were infact I am putting the right OTP. Whoever created RCBCPulz should be fired. Old App is way better and convenient! They keep sending me a recovery password but does not work everytime.

FRUSTRATING

All the options are missing. No bills payment, transfers, statements it’s all missing.

FRUSTRATING.

credit card linking to rcbc pulz

i cant link my credit card to the apps

OTP via App not working

All functionality I’m using are working great except this OTP via app. So I changed to default of using OTP via SMS.
The reason probably due to the previous RCBC app that is already uninstalled. Before it was uninstalled, OTP via app are received by this old app regardless if the OTP request originated from the newer app.

Convenient

I was able to set up my account and paid my bills swiftly, and also enjoyed their free instapay fees for transfers ₱1000 and below, big savings for me as I need to do more this season. Highly recommended!

Joy
2025-10-23

I just get to use my RCBC PULZ APP for the very first time! I am joyful for the result! A NEW CLIENT IS HERE. I tried these two fund transfers using GCASH and Bank transfer right after receiving the email confirmation that my online account is fully verefied! I would honestly say, the transactions were done so fast like a hit of a storm. I am very satisfied. Thank you very much RCBC Team for making my online banking transaction a joyful experience! Greetings from the land of Ideas!



Is RCBC Pulz Safe? 🙏

RCBC Pulz does not appear safe based on available data. JustUseApp Safety Score for RCBC Pulz is 0.1/100.
This assessment is based on our NLP analysis of 61 user reviews. Combined with the app store average rating of 2.0/5.

Safety Analysis

79.1% of users say app is risky 🚨
79.1%

14% of users say app is safe 👍
14%

7% of users have some concerns ⚠️
7%


Is RCBC Pulz Legit? 💯

RCBC Pulz does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for RCBC Pulz is 0.1/100 .
This conclusion is based on analysis of 61 user reviews.

🔏 Privacy & Data Safety

RCBC Pulz collected the following data from you:

  • Data Used to Track You:
    • Other Data
  • Data Not Linked to You:
    • Other Data



How was your experience with RCBC Pulz? Post a Review




Features

Maximize RCBC's credit card features, Unlipay, Rewards, and Payroll loans.

Secure your credit card by using your phone - report a lost or damaged card, activate your card, and lock or unlock a card.

Be in full control of all your accounts such as current and savings accounts, MyWallet prepaid card, credit card, and loans.

They just need to present the reference number sent to their mobile numbers and 1 valid ID to any RCBC branch or to RCBC’s remittance partners.

Make your credit card payments lighter by converting purchases up to 36 monthly installments.

  Contact Support
Developer:
Rizal Commercial Banking Corporation