App was working fine on my iPhone XS Max, but after upgrading to the iPhone 11 Pro Max, it crashed every single time I try to launch it and select my vehicle. Luckily, uninstalling and reinstalling worked for me, but I see others aren’t so lucky.
One issue is that, even when you’re stopped at a red light, or parked in your own garage at home at the end of your trip, if you pick up your phone and unlock the screen, it logs phone usage. Same if a passenger in your car wants to use your phone for music selection or looking something up. Although they claim it doesn’t affect rates, I’d wager it actually does, and likely to a large degree.
The biggest frustration, though, is that it logs hard brakes CONSTANTLY, even when you’re not braking hard. My car has smart cruise control that will speed up or slow down on its own. When the car needs to slow down behind other traffic slowing down, BOOM “hard brake.” If someone pulls in front of me from another lane, and happens to be too close and not going fast enough, my car slows down, BOOM “hard brakes.” Just slowing down on my own at traffic lights and stop signs often gives hard brakes.
Snapshot is now telling me I’m headed for a rate increase, so now I’m having to shop for new insurance before this thing jacks my rates. Garbage app!!