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I never cared about my credit
Now that I’m older and times are changing I started to think about my credit. I mean before I just paid for everything with cash. If I couldn’t afford it with cash then I didn’t need it or I would save up. Now you can’t get anywhere or anything without good credit. So instead of paying someone to help me fix my credit I downloaded this app and I promise if you just do what the app asks of you, you will fix your credit. Example, someone had activated a credit card in my name years ago and all I had to do was push a button and a couple weeks later it was removed from my records. How awesome! Now I’m proud of my credit score I’ll let you in on a little secret, this app is a little addicting. Once you pass one step your ready to take Next step and then the next. Download the app it will change your life. We all deserve a little help and a better life and this is all the help you’ll need.
I discovered this app some time last year I believe, perhaps the year before. I like this app because it updates changes that are reported daily instead of weekly. It helps me to be more proactive about my credit habits. While using this app and the credit simulator, I’ve been able to grow my score from low 600s to a couple points away from 800 in less than 2 years. The accuracy is amazing. I use the simulator several times throughout the month before making any decision regarding my credit. So far so good. I’ve never been more confident in my decisions regarding finances. It’s absolutely wonderful. Daily refreshes, credit simulator, credit alerts, savings monitor and suggestions ****Suggestion for the developers: I didn’t realize there was a limit on how many times you could use the simulator per month until today. This is for security reasons. And I understand that. But I’d like to be able to use it an unlimited amount of times even if it means I have to pay for that ability. Additionally if you could make it so I could use the simulator to see how multiple changes simultaneously to multiple accounts would affect my score, I’d appreciate that as well. Would also be willing to pay for this feature if necessary. Thanks Devs!! You’ve truly helped my confidence level grow and help me be a better spouse, parent and overall person who it comes to my financial life. Which entail has led to a happier me.
One of the top best credit reporting apps
This is one of the best, free, credit reporting apps that provides you with many ways to improve your credit and also provides both concise and informative in-depth ways to improve all credit situations. The creator of this app provides consumers all the information free of charge. This shows that they aren’t out for the money; they are showing they actually care about people and their financial well-being. That’s what humanity is all about and should always be. The daily updated credit score is more than what any other credit reporting app has done for consumers. A BIG thank you is not enough to show my gratitude towards this company. I do believe there should be an option for a donation if people want to show their support towards this app if they are able to. I know I would. K. Wright
Don’t upgrade if possible. Will lock you out!!!
Just switched to a new iPhone XS Plus 3 weeks ago, and ported all my apps over. When it comes to “credit scores” this is my 4th preferred app that I use. (There are 3 better, more accurate ones available). That said, I noticed 4 “notifications” on the app today and tried to login with Apples EyeScan thingy (which has always worked) but got a notice from the app saying “please standby why we update your software”. Took about a minute and asked me to log back in with either the optical scan or my 4 digit pin. When I used the eye scan it just hangs there. NOTHING!!! So then hit “logout” and tried my 4 digit pin to login that way. It says my PIN number is incorrect?!? BS!!! So I don’t know how you stop it from “auto updating” but if you do you’ll probably get locked out now (OCT 3, 2018) No idea what to do - but not gonna sweat it for as already said it’s my least used credit scoring app. I may try to delete and reinstall later but will watch here and see if the developer offers any solutions. Good luck. You’ll need it.
Excellent app for managing finances
When a bad situation 2 years ago resulted in my bank closing my accounts and my near perfect credit score plummeted, I decided to give one of these free credit apps a try. I chose Wallethub because of its reviews and I’m extremely pleased with that decision. The initial registration info I needed to provide was very basic and noninvasive, and as a young 20s individual who had just taken loans out for school it has been such a resource for me. The layout of the app is simple and clean, and overall it really helped me see all of my debts wholly and gave me a better picture of my finances. I love the fact that I get my credit score updated monthly and the tools they offer for discovering new card options that apply to my situation. 5/5 stars - thank you guys for helping me rebuild my credit with less stress!
Rebuilding again and again
With the help of Wallethub, I was able to improve my credit. Then, an unforeseen life event caused me to make some very poor decisions and I wound up with a repossession, 3 cell phone companies, a credit card, and then slapped with fraudulent check charges that ended up on my credit report. Did some time over that too. Don’t play with checks kids! I’ve been outta county for 6 months, still payin restitution, court costs, and public defender fees... However, with the help of Wallethub, I’ve been able to raise my score well over 50 points, pay off my personal loan, settle 2 of my cell phone providers that used to be in collections. Thanks to wallethub, I was able to walk into Wells Fargo and open a real bank account and put the prepaid account to rest once and for all!
Easy 2 use - accurate & awesomeness
Great free ap! You can actually use this to help keep track of your score it also helps to understand what credit cards , loans etc that can help improve your score ! It also helps you to know when your credit card usage is too high or when something that doesn't belong to you appears or an inquiry on your credit is done - you know within seconds it happened ! I HIGHLY RECOMMEND THIS ! Helps you HELP YOURSELF !!! Easy simple way to improve credit worthiness , this makes you informed , the Ap breaks everything down a easy simple way, love that it simplifies everything , from credit cards to loans, balances and best of all it gives you ways to improve your score and that improves your life !!! Highly recommend
Great app and it's free.
I'm surprised this has remained a free app. If you need help with raising your credit score this is great, I was surprised how much they do for FREE. The recommendations on what to do to start improving your score. Most people have no idea where to start, so they do nothing. This will put your credit score, things your doing wrong, and even lets you know when your getting close to a due payment! And if you want to buy a car a house or a horse, it will show you what the payment will do to your score. And much more. And of course you can see your credit score anytime. Oh, they will also alert you when there is a better rate credit card, your chances of being approved and how it will effect your score if you apply. Can't say enough.
The ONLY truly FREE Credit App!! 💯
I’ve been using this credit app for a few years now and it has been a GAME CHANGER! I had horrible credit, my score was barely at 460 and WalletHub helped me raise it to 597 and counting just 2 years later! I was also able to get my very first credit card from Capital One! 😍 There’s so much education in the app that teaches you how to negotiate with debt collectors to find a monthly payment option that works best with your budget! These small monthly payments help build your credit quickly and efficiently. It also allows you to rename each debt account which is super helpful so that way you can identify them faster. I will never use any other credit app because this one truly has EVERYTHING!
Best Company Ever!
I am a subscriber to every single credit reporting agency. Have been for years. I’m a stickler about my excellent credit and like to stay on top of it. I have NEVER had a late payment. So....one day I get a notification from Wallet Hub. It says it notices I have a credit card that is missing a monthly payment. I was like hmmmm...I don’t think so, but I clicked the provided link and it told me exactly which credit card. Upon my investigation I did in fact forget to make my payment. I immediately called my credit card company and told them I guess doe to the hectic holidays I just overlooked it. They reversed the late fee and said they understood and the important thing is that it was only a day or two late. Important!: did any of the other credit reporting apps bring this to my attention? NO! Which in all honesty is something I didn’t expect. This situation could have turned out a lot worse if it was not for Wallet Hub swiftly bringing this oversight to my attention. Talk about an amazing feature???!!!! Love it!!!! Thanks guys for making Wallet Hub the absolute best at monitoring credit!!!!! 😃🙌🏻👍🏻
Great app, but PLEASE let us copy and paste into the password field :(
EDIT: it looks like you CAN paste in the fields. The *double-tap* to paste or bring up the context menu does not work, but *tap and hold* does. So partially user error! Not sure why you can’t double-tap like you can in other iOS text fields though. I use a password manager, so my WalletHub password is 32 randomly-generated characters that I don’t have memorized. WalletHub intermittently logs me out, and I know this is gonna sound lazy, but I reaaaaaally don’t want to switch back and forth between LastPass and WalletHub 15 times trying to keep my place in the typing of a password that can’t even be pronounced. I’ve literally stopped using this product because I have a plethora of financial and credit management apps and this is the only one that I currently have to spend a minute and a half logging in to. If you could enable copy and pasting into the password field, that would be awesome and bring the app back up to 5 stars for me. If you wanted to go above and beyond and bake support for password managers right into the app, I’d be ecstatic. Great app otherwise, this is just super annoying.
WalletHub does all the things! Updated balances on debts, details reports on credit history, regularly updated credit score and breakdown of what’s impacted my credit/where I can make some changes. I started working to fix my credit two years ago and with the wallethub app allowing me to see and access all of the important things on my report, I hit that goal much faster than I expected. I also appreciate that’s it’s not glitchy!! If you’re looking to fix your credit, view report and score - this app is gold. There will be all types of ads for more credit but, that’s the price of accessing a FREE app. Rant over.
Easy & insightful
I’ve just started to use WalletHub & I’m impressed. I started paying down my debt using a version of the snowball method & I’m already making progress. Due to advice from WalletHub, I’m thinking of revising my payoff plan. One suggestion for developers: please make the suggested debt payoff plans available to export to spreadsheets or available for copy & paste so we can map out our progress and plan for the future! I understand that this “flaw” may be intentional to get us to use the app consistently, but I’m a planner & I’d like to see the whole thing laid out in front of me! The app is great & it’s already my new favorite credit monitoring service.
I’m not the most vigilant when it comes to finances. If I’m honest, I’m outright irresponsible when it comes to money. I rarely check my bank account (as it’s generally just a diary of poor decisions and food) so you can only imagine how much attention I give to my credit. It’s shameful really. But thank God for wallethub sending me a notification this morning about a suspicious inquiry on my report, literally within minutes of it being filed. I was able to be proactive and remedy what ended up being fraudulent activity before it could spiral out of control. I’ve never felt like such an adult 🤗Responsibility isn’t as bad when it’s automated.
I have used this app for over a year. It is an excellent tool I use to monitor my credit and keep track of anomalies that would alert me to fraudulent activity. This app also serves as a reminder to be mindful of my credit score and debt to income ratios. I also read the advice sections for tips on improving my score and keeping track of my budgeting issues. Finally, this app is terrific for making me aware of credit cards that may offer better rates and customer deals. I highly recommend this app to friends, family, and coworkers who are seeking for apps to assist them with all of the things I mentioned above.
Yes. WalletHub is very safe to use. This is based on our NLP (Natural language processing) analysis of over 5,178 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for WalletHub Is 64.8/100.
Yes. WalletHub is a totally legit app. This conclusion was arrived at by running over 5,178 WalletHub User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for WalletHub Is 64.8/100.
WalletHub works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.
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