ChoiceOne Bank Reviews

ChoiceOne Bank Reviews

Published by on 2026-03-11

🏷️ About: ChoiceOne Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.


       


Is ChoiceOne Bank Safe to Use?

We Investigate the app owner's website (Choiceone.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
67.3%

😎 Positive experience
32.7%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 4,871 combined software reviews.

Is ChoiceOne Bank Safe?
ChoiceOne Bank appears generally safe, but use with caution.
32.7/100

  Safety Analysis »»

Is ChoiceOne Bank Legit?
ChoiceOne Bank appears legitimate, though exercise caution.
32.7/100



Read 16 Customer Service Reviews 😠💢

4.7 out of 5
Bank to bank transfer would be a great feature

Miss bank to bank transfers. Causing issues.

Garbage

Complete trash app. Can’t deposit a check no matter how many times I take the picture it always says I need to endorse it which I have.

Fix your mobile deposit software!

Worst app experience I’ve ever had to mobile deposit checks. Does not acknowledge the check signature.

Needs Fix

This isn’t an overall review, it’s just ever since I’ve had ChoiceOneBank and Lakestone changed to ChoiceOne, ChoiceOneBank doesn’t take my mobile deposits, it can’t pick up my signature when clearly it’s there.

Was good before update

Recent update won’t let ChoiceOneBank open. I click it and it immediately closes. I have an iPhone X

Jim Tingay

Transactions from 5/20/20 did not appear until 5/29/20. They were not even showing pending as when under lakestone. This caused my balance and this app balance not reconcile. This grieved me.

Mobile Deposit

Is awfully picky. I wrote “For Mobile Deposit Only” and it told me to write “Mobile Deposit” so I underlined the words & it took it.

Happy Customer

ChoiceOneBank is AMAZING! I love that I can see my account number, put notes on my card when traveling, and customize the dashboard how I want it. This is a huge step forward. Well done, ChoiceOne!

New app

Love ChoiceOneBank! Easy to use, great banking tool!

Great app from a local bank!

Bank locally!

App review

Like the other app better, it was easier to see and you could leave a memo when doing a transfer.

Mobile Banking

Easy, quick & awesome !!!!

Simple and easy

I love the quick sign in and simple layout!

Great upgrade

The new online bill pay is so much faster. Great improvement.

Mobile deposit is my favorite!

Living 20 miles from the nearest branch office this mobile deposit feature is awesome.

Huge Improvement!

As a long time mobile banking user, ChoiceOneBank is a huge improvement over what I’ve used previously. So fast!



Is ChoiceOne Bank Safe? 🙏

ChoiceOne Bank appears generally safe, but use with caution. JustUseApp Safety Score for ChoiceOne Bank is 32.7/100.
This assessment is based on our NLP analysis of 4,871 user reviews. Combined with the app store average rating of 4.7/5.

Safety Analysis

84.4% of users say app is safe 👍
84.4%

12.7% of users have some concerns ⚠️
12.7%

2.8% of users say app is risky 🚨
2.8%


Is ChoiceOne Bank Legit? 💯

ChoiceOne Bank appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for ChoiceOne Bank is 32.7/100 .
This conclusion is based on analysis of 4,871 user reviews.

🔏 Privacy & Data Safety

ChoiceOne Bank collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Contact Info
    • Contacts
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics
  • Data Not Linked to You:
    • Location



How was your experience with ChoiceOne Bank? Post a Review




Features

ChoiceOne Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view.

To use the ChoiceOne Bank app, you must be enrolled as a ChoiceOne Bank digital banking user.

It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.

Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.

  Contact Support
Developer:
ChoiceOneBank

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