Instant Financial Status

Use the Instant app to receive important notifications, claim Instant Pay offers, check your real-time balance and view your recent activity, find the nearest ATM for free cash withdrawals, and transfer your money to your bank account.  Connect your Instant card with your Instant account to receive your wages and/or tips, make in-store and online purchases, and withdraw cash from any ATM.  Bank transfers made after 1PM ET will take up to an estimated 3 business days to process and appear in your destination bank account. Need your money sooner?  Please be aware that bank transfers made before 1PM ET can take up to an estimated 2 business days to process and appear in the destination bank account.  Please be aware that some merchants, such as gas stations, restaurants, hotels, and car rental agencies, may place a temporary pre-authorization hold to ensure your card is valid and that there are sufficient funds on the card to cover the final amount.  For verified employees who are paid by Instant, the Instant Financial app gives you daily access to your earned wages and/or tips for free.  At Instant, we don’t believe in charging you fees to receive, spend, or access your money.  Visit an ATM to withdraw your cash and deposit it into your bank account the same day.  Some merchants, such as hotels and car rental agencies, have pre-authorization holds that can last up to 45 days.  Holds are usually removed and released back to your card when the transaction is completed within 5 days or sooner.  Instant puts you in control over how you get paid. 1. 2. 3. 5.  We only charge avoidable fees, such as a 90-day inactivity fee or an off-network ATM withdrawal fee.  Please note, you can only load your Instant card through wages, tips, or reimbursements received from your employer.