UOB TMRW Reviews

UOB TMRW Reviews

Published by on 2026-03-05

🏷️ About: Meet UOB TMRW, the all-in-one app for all your financial needs. It’s banking made simple, easy and personal for you: Personalised money insights – Bank smarter with personalised alerts, reminders, and spending and saving recommendations.


       


Overall Customer Experience 😎


🤬 Negative experience
99.8%

😎 Positive experience
0.2%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 2,540 combined software reviews.

Is UOB TMRW Safe?
UOB TMRW does not appear safe based on available data.
0.2/100

  Safety Analysis »»

Is UOB TMRW Legit?
UOB TMRW does not appear legitimate based on our analysis.
0.2/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Refuses to run on iOS beta versions

With no warning messages or notifications, UOB TMRW just refuses to run on the latest iOS 18 beta even though so many other banking apps run fine. Support email from UOB just tells me to use the web browser version. But this entails using the SMS 2FA to sign in on web browser which is not as safe as the digital 2FA on UOBTMRW - which is precisely why UOB is phasing out the SMS 2FA in July 2024.

So in summary, UOB is telling me that for my safety, they have stopped my app from running on my phone that has the latest software. And their solution, is to use the web version and use the 'less safe' SMS 2FA since UOBTMRW 2FA is not useable - since they blocked UOBTMRW from running.

How is this logical?

It’s a pain

I am traveling and I have to turn on my phone so that I can receive the otp via sms everytime i want to login. The roaming costs incurred is quite a bit. This is so not necessary.

Honestly, FIX IT!

UOB, I never write reviews. But honestly, UOBTMRW roll out is disgraceful. As others have mentioned, the Secure Mighty token continuously resets and “requires activation.” After trying every way possible within UOBTMRW to reset the Mighty token, I’ve found the only way to actually accomplish activation is to delete UOBTMRW and reload it - starting the process all over again. It’s been like this for over two months - THIS IS NOT A MINOR BUG! But rather core functionality. The only way to make An online transfer is to have the token activated and working! Perhaps more attention should be paid on core banking functions and not “lifestyle” cross-marketing within UOBTMRW ? Seriously UOB, you need to fix this ASAP, otherwise I and many other customers will be leaving. Rated 1 star b/c ‘0’ is not an option.

Randomly disables Face ID

For some inexplicable reason, app decides to disable FaceID at the most inopportune moments.

App doesn’t work on ios 16.1

this version doesn’t work on ios 16.1

Why Tbills is not shown on the mobile app?

Hey app team, please enable the showing of tbills in UOBTMRW . If SGS bonds are able to be shown, please do the same for tbills. Thank you.

Unable to print eStatement from iPhone

App crashes.

Isn’t there any quality control?

Not getting any OTP notifications, cannot make purchases

OTP notifications used to work properly, but recently I’ve been unable to receive any OTPs which means I cannot make purchases on my card. Checked my iOS notification settings and everything is set correctly. Also rebooted the phone and updated the TMRW app to latest version but nothing works.

Why is my credit card account gone?!?

UOBTMRW is the worst time to go to the competition

Scam Notice

It’s been a month or more already and every time I log in to the tmrw app, I still have to acknowledge the scam notice. It is annoyingly tedious. Please have an option to not show this notice again!

New version doesn’t work

It used to have digital token on my pre login screen, now it doesn’t. My login works on web but this newer version complains about me using password with special character which is not true. Now I’m stuck.

Functional but poorly designed! Get your act together UOB!

It does what it needs to. Displays my bank balance. But the cracks begin to show when you try to do anything beyond that. For example, when I review my transaction history - charges don't show up for hours, making it difficult to review my spending. The interface is buggy and certain sections don't load. And of course, there's the occasional system maintenance during either early morning hours or late evening when your card truly becomes transformed into a piece of plastic and UOBTMRW becomes pointless, because you can't connect to the banking server to verify either transactions or account info. Seriously, what is UOB's goal here?? To frustrate customers into moving to other banks? Cos that's exactly what I'm about to do...

No Mighty FX on web banking

Mighty FX currency exchange function is APP only. Disgusting way to force customer to use mobile device to collect more data.

Not compatible with iOS16

Hey guys
The new iOS 16 is out and UOBTMRW doesn’t run …

Nice but

I want to be able to turn off any push notifications they are marketing and not related to my account activity. Also, face ID login never works for me. I activate it and the next time I try to login, I have to activate it again.

Great refresh

Very nice to see the refreshed UOb app. The look and feel is fantastic and the user experience still easy as ever. Well done.

Great tool!

Overall excellent banking application! My only frustration is the restaurant review section. After paying for your meal with your credit card, a message will appear saying something like "looks like you just ate at XYZ restaurant, please leave a review". If you click ok, 50% of the time you will see the correct restaurant info, and with 3 simple clicks you can leave your review, and that's great. But! The other 50% of the time, you are presented with an endless list of restaurants, and you are expected to find it.... and if it's not there you are expected to enter in the details. It's really frustrating and annoying considering that UOBTMRW knew the name of the restaurant when it asked you to do the review. So then I give up and don't review!

App rating

UOB APP IS VERY GOOD AND EASY TO USE

paynow can not work

and No USD time deposit

Worst bank app ever

Can UOBTMRW be any slower? If you don’t have a product ready, don’t publish it.
There’s so many times I had to stand in front of the store just to wait for the Paynow to load. And we are talking abt minutes. The worst part is by the end of the wait, it tells you UOBTMRW can’t load.

Please, fix your trashy app



Is UOB TMRW Safe? 🙏

UOB TMRW does not appear safe based on available data. JustUseApp Safety Score for UOB TMRW is 0.2/100.
This assessment is based on our NLP analysis of 2,540 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

89.4% of users say app is safe 👍
89.4%

8% of users have some concerns ⚠️
8%

2.6% of users say app is risky 🚨
2.6%


Is UOB TMRW Legit? 💯

UOB TMRW does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for UOB TMRW is 0.2/100 .
This conclusion is based on analysis of 2,540 user reviews.

🔏 Privacy & Data Safety

UOB TMRW collected the following data from you:

  • Data Used to Track You:
    • Identifiers
  • Data Linked to You:
    • Financial Info
    • Location
    • Contact Info
    • Identifiers
  • Data Not Linked to You:
    • Contacts
    • User Content
    • Search History
    • Usage Data
    • Diagnostics



How was your experience with UOB TMRW? Post a Review




Features

Competitive foreign exchange rates – 11 currencies for your trading, online shopping and travel needs with Mighty FX.

You can also convert foreign currencies and get competitive rates for all of your investing, online shopping and travel needs.

Get personalised, exclusive deals on dining, shopping, travel and more, and track and use your cashback and rewards points.

Withdraw cash using your phone – Select your withdrawal amount on the app, and tap your phone to enjoy cardless withdrawals at selected UOB ATMs.

Personalised money insights – Bank smarter with personalised alerts, reminders, and spending and saving recommendations.

  Contact Support
Developer:
United Overseas Bank Limited Co.

Contact e-Mail: