KohlerCU is at least functional, and the tools like quick transfer, budget, spending, etc are helpful, but it is very frustrating to wait so long for logging in, regardless of how good my connection is, and it is frustrating not getting notifications of payments nor of when balance is low (unless you program in a specific text notification “rule”, which doesn’t even tell you anything in the text except “Account has alerts matching your criteria” until you login to KohlerCU —which, again, is really slow and annoying). KohlerCU also gets stuck on loading screens really frequently and I have to close and restart KohlerCU so often when using it. Also, to be honest, it is frankly a pretty ugly app with no real customization/theme options except for a “large text” theme that’s otherwise the same as the default theme. So, KohlerCU is *okay*, but could use a LOT of optimization and improvements.