Progressive Leasing Reviews

by GammaJames3

I made a purchase at Lowes for an appliance. Due to the pandemic, there was over a two month delay before I could get the appliance. Progressive did not start taking payments until a week after I received the appliance. The lease agreement is very vague when it comes to explaining when you can use the 90 day same as cash option. There is wording that indicates its “after you receive your item” but its actually when you place the order. I signed in thinking I had plenty of time to pay off the purchase because I only had the fridge for a month, and found out that I missed the early purchase option. I accepted the responsibility of getting hosed, but again the lease agreements are very vague to take advantage of naïve buyers. Had I used a credit card, I would not have been charged until the item was shipped. Progressive was sued by the FTC; its apparent that they did not learn their lesson. If you choose to use Progressive Leasing, make sure you understand what you are getting into.

by Tia_boo417

ProgressiveLeasing is garbage and so is the website. My lease will not generate on ProgressiveLeasing . I’ve contacted customer service multiple times and they’ve done nothing to resolve the issue. And for anyone complaining about all the interest charges and fees you really need to read the fine print. If you don’t do the 90 day same as cash be prepared to pay double or even triple what the merchandise is worth. That’s the whole point of this company is to make money off people. Don’t buy more than what you can afford and you’ll be able to pay your item off in 90 days.

by Aaron Likes Minecraft

So I was recommended ProgressiveLeasing by a friend and I decided to check it out. I check ProgressiveLeasing out and decided that I didn’t need to use it because I just don’t need it. As Im no longer on ProgressiveLeasing anymore I get charged $63 without any warning or signature or any form of transferring money. I have no clue as to what I was charged for or how the money was taken out of my account and when I check my banks app the money was taken out after I was no longer on ProgressiveLeasing . I am confused and mad as to why I was charged still don’t understand it.

by Clxtheme

I started leasing a computer with them when I was still working at my old job, then I lost it and was out of a job for about two months or more. I used everything I had in my savings for all of my bills, I always paid on time or a little early too. Because I was out of job for so long I ran out of savings and It wasn’t until now that I got a new job. I’ve only had one pay check since I’ve been working here, and I used it to pay bills immediately. They charged me twice for the same payment and took all the money I have right now, I called a week ago for a refund and still have yet to receive it. Today I was suppose to make a payment but now I can’t because they took my money and I still haven’t been paid yet. Now my credit score will be hit, and I still don’t have my money back. Just because I’m young doesn’t mean that I’m stupid. I don’t recommend ProgressiveLeasing or company, there are some places out there that intentionally screw younger people over.

by Your Fawking Mom

Your app continues to charge the card the was used to originally open the account and will not let me set any other payment method as the primary method. I have used several other methods linked to a separate bank account, yet ProgressiveLeasing continues to charge the original card that opened the account. Even after I’ve made enormous payments compared to what my weekly payments are, ProgressiveLeasing still charges this card, after I’ve made payment, before the next billing date. There are no options to remove a payment method or set any other payment method as a primary. This is extremely annoying

by TySamona

SUPER annoyed with ProgressiveLeasing right now. I have been trying for DAYS to create an account even called and spoke with a representative so that I could set up online access to keep track of my payments and to make payments in the future HOWEVER, when I try to create an account using both ProgressiveLeasing or logging in through the internet it’s telling me that my lease is not found! I even tried my lease ID, social and DOB and I’m STILL getting a pop-up that says user not found! It’s annoying bc I’m receiving emails yet I can’t get access to my account! The process starting the lease was very easy but trying to access my lease has been horrible and I’m not satisfied!!!!!!

by A-1200

Progressive leasing itself is an amazing tool for people with little to no credit my issues are with ProgressiveLeasing itself. It is extremely unmanageable every time I log in I have to go to my email that’s annoying. Y’all don’t have it set up to be functional for you consumers at all. If I were y’all I would give ProgressiveLeasing an easier way to get to everything for the customers who aren’t as tech savvy. Maybe put it to where you can see how much you’ll have to pay per check if you wanna do the 90 days. And also send a text verification like everyone else it’s too sensitive and really annoying

by Mister__Sir

This review is primarily for the company. Progressive Leasing allowed me to purchase a beautiful diamond engagement ring for my girlfriend. Without their help I would not have been able to afford it at the time. My review would be five stars however the only reason it’s a four star review from me is because the cost of leasing from them, if you cannot pay it off within the 90 day period, is just too high. I will be paying it off within the 90 day period.

by Monet Kay Love

I’ve used progressive for 2 different phones now at third party phone stores . I don’t like that there’s such a huge difference in 12 month vs 3 months ( 90 days ) but hey that’s the price you pay for buying things you can’t afford lol. No issues with them, have definitely helped me plenty of times and a very simple company that works with you when needed. I just wish they built your credit like acima.

by Tina_928

It was fast easy, and they give you a payoff amount for the first 90day’s!
I just love that if you ever need something,and you don’t have all the money upfront. That you’re able to pay it off weekly, biweekly, or even monthly. You have many options to get you’re items paid off weather you want a 90day pay off or the full term there both really great options.

by DaReyale

I purchased a laptop last year through progressive leasing and I loved it. The progressive app made keeping up with payments easy, however, I just purchased a new item and now the new lease will not appear in my app. I have looked for a place to input my new lease number, logged out several times, and also clicked on the already have a lease link in but I have yet to be successful. Please help!

by Therealrobdavies

Payment details are very vague and make it difficult for the user to understand if they’re paying the correct amount, if paying the 90 day terms. Definitely needs to be reconfigured. Always call/contact company directly so you don’t end up short on your payments if you’re choosing to pay off within 90 days (interest free) in total.

by Ttttttyyuuuyyy

Had a couple dings on my credit and personal loans aren’t always the best option. But progressive leasing gave me a hefty amount towards a purchase. I did the 90 day purchase plan, but I payed it off in about three weeks (23 days). The money is paid back in full to them and the product is mine. I Love this company and the help they provide, when other options seem out of reach! Will definitely use again! And would highly recommend them to anyone!

by Shy Mitch

Progressive leasing is one of the best services I have used. If you are thinking about getting new furniture, phones or appliances this is definitely the way to go. The payments are affordable and based on your income. I have used this service twice and paid everything off within 90days for half the price. After being a loyal first time customer you are able to raise your credit limit, customer service is great. I have no complaints.

by Cece Obama 08

First of all I was approved. I'm happy about that.

Secondly , it's funny how I see all the "Bad Reviews" about Double Down interest! What do you expect if you're leasing furniture, mattresses etc. Its clearly due to you not Having The Money, Credit Etc. So for a Company to Give You XyZ Amount of money and for you to Pay it off In 90 Days is a blessing. Especially when you didn't have any other options!

It's time to Grow up and Realize nothing in Life is FREE! These companies have to make money as well. Why do you think they are putting the RISK in you to PAY. They are taking a Risk and if you Knew You couldn't Pay it off in 90Days!! Which is PLENTY of time then you shouldn't have Purchased it or you should have of PAID Cash. Which you didn't do either. ( cause you have bad credit or you are BROKE!

Get a Grip and Grow Up.

by The Talkative Dancer

Beautiful company to be able to get a product for cheaper, and to be able to have the option to pay it off. Especially for someone who is building their credit, and doesn’t want another hard inquiry, but also doesn’t want to dish out a huge lump sum of money, ProgressiveLeasing is a perfect medium to have ownership at an affordable price.

Big tip though, aim to make purchases you can handle using their non-interest option! Literally twice as affordable than the minimum payments spaced out over a given time.

by **Dat**17

I appreciate the company for extending me credit when Conn’s would not. Very easy to deal with, make arrangements, make payments, get approval, and pay off. Their app make it easy as well. I’ve used them a total of 3 times and looking to use them again. I’d also recommend them to anyone that has not so great credit looking to buy merchandise and quickly pay it (the items) off in 90 days or less. I do not recommend if your going to pay for the merchandise in 2 years or more. The finance cost is ridiculous (double).

by RonCross

ProgressiveLeasing makes managing your leasing accounts easy and convenient. It shows you every payment you’ve made, what your balances are and when when your 90 option expires. Not only does it show you the deadline it should you much you’d need to pay.

More importantly though it shows you how much you’d pay if you DON’T use the 90 day option. Ive been able to manage and pay of 2 leases simultaneously within the 90 day window using ProgressiveLeasing. Making additional payments is as simple as a couple of clicks.

by Brownpride143

Walked into bestbuy to purchase the HP Envy. Issue, I didn’t have all the funds. Sales rep shared info about progressive leasing and at first I was hesitant. We continued to discuss the stipulations and it started to make more sense. I only recommend using progressive leasing if you’re disciplined and accountable with your finances. The end state was the purchase and it took all of maybe, max 20 mins and minimum of 15 mins to walk out with a brand new computer. “Catch 22” if you fail to pay within 90-Days the program is legally authorized to double down on you and now you bought two items but only received one tangible item.

by Neverlease

I’m paying DOUBLE the price of an iPhone probably even more than that. $200 a month and that’s not even to put time on the phone just the progressive. When I signed up no one could give me an estimate of my monthly payments and the customer service is okay but once you have a problem with their company they turn horrible. I do not recommend this to anyone at all. This is my first review ever so that should tell you a lot. I’m now paying for a phone that’s been lost or stolen. Absolutely horrible.

by TRHIC

I like the option to pay overtime but this is definitely a loan shark type of scenario. If I would not have chose to pay my merchandise off I was looking at paying an additional almost $400. You also pay more than purchase price with the 90 day option already just not as much. My suggestion is if you don't need it, don't use it.

Pro: You can purchase what you need if in a bind immediately.

Cons: You pay way more for your purchase, it can easily be a trap for many with unstable jobs/income, and tax with every payment is absurd.

by WWJD4U?

I liked using ProgressiveLeasing instead of having to go online. But it wouldn’t save the Touch ID option and the payment schedule would sometimes be confusing or wrong. But when it was right it was easier to check what I owed and when the next payment was than looking it up online. It was easy to check how my balance was. I really wish the Touch ID would save though, it would have made things faster and easier for me.

by Aparicio12

Progressive has messed up twice with declining my card however when I expressed frustrated the manager John took the time to calm me down and help me by clearing my balance saying merry Christmas and I hope your holidays are well and thank you for being a loyal customer.

I appreciate it to this great company and will business with them again

by Quaneze

Yes I love them so much. Let’s me have an option to make a larger purchase without having to immediately break the bank. I loooove progressive. The feedback I will offer is for there to be a list of stores supported instead if the map pins. Or simply have both. That would take the customer experience to the next level.

by Runnerjay10

I’ve never leased anything beforehand and so knowing there was an app and I could pay through ProgressiveLeasing with multiple pay options I was very impressed and happy. I just paid off our couch and it was any easy three step process. Very happy with this company and would be happy to lease through them again.

by Jspeaight6

This is a great company I’d recommend them to anyone. All other the other leasing companies they kind only get your hopes up high you know only to let you down. Progressive is simply fast and there you go the items I could not have afforded I have them at a second after my approval. Thanks progressive now I was able to get my wife the ring she truly deserved!

by Ramj17

This is a great option for customers wanting big purchases. Just wish drones were an option. Either way, it’s very convenient. Especially with the online market present. It’s a great way to build a relationship with a company again. Oh, and it’s super easy to use. Awesome!!!