First Community CU (MO) Reviews

First Community CU MO Reviews

Published by on 2026-04-07

🏷️ About: First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package.


       


Is First Community CU MO Safe to Use?

We Investigate the app owner's website (Firstcommunity.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
100.0%

😎 Positive experience
0.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 22,880 combined software reviews.

Is First Community CU MO Safe?
First Community CU (MO) does not appear safe based on available data.
0/100

  Safety Analysis »»

Is First Community CU MO Legit?
First Community CU (MO) does not appear legitimate based on our analysis.
0/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Behind the times

I have had nothing but great experiences with FCCU. They’ve helped me with loans and financing and fraud protection, and paying bills and banking are easy. However, FirstCommunityCUMO is not up to par. It lacks basic card controls, notifications are spotty, if they work at all. Specifically, as of late, FirstCommunityCUMO is frequently down overnight. Granted, overnight is typically less staffed and kept up with, but it makes it very, very hard when you’re an overnight worker and can’t access FirstCommunityCUMO at all.

Horrible

I hate to say this but it guys app is just so outdated. It’s literally the worst app I’ve ever seen from an actual bank or even business. You guys have money, you can at least spend some of it to help your clients with providing an app that’s easy to use and not so clunky. I’m literally 39 years old, I have a a degree in computer sciences with certifications in 5 major computer softwares. But even I still find your app to be horrid. I’m sure I’m wasting my time with writing this. But whoever you’re employing to run the website and/or app, are worthless. If it’s in house, you should fire them all.

New mobile deposit system terrible.

I have been customer for decades, love the bank. However the new mobile check deposit system implemented in the last couple months is Horrible! Didn’t know if there was any updates to FirstCommunityCUMO , or notify developers of problems. I had previously used the last version of mobile deposit for quite some time and had no issues. Others I know that use it also say they have a lot of difficulty with it. Was hoping maybe someone could fix the issues.

Not happy with recent changes

All of a sudden the options at the bottom of the interface changed and the ability to make a transfer is no longer available, they replaced it with “Order Checks”. What a crappy change, I don’t have checks and this is completely useless as I doubt most people use checks anymore. Word of advice, if it ain’t broke don’t fix it.

Review

The new on-line payment program was a cluster……!
Accounts that I hadn’t used in years were transferred to the new program but accounts that I sometimes use monthly were not transferred???
Some of my monthly payments that I set up in December were not transferred over for January due dates ( Dillard’s, Macy’s) incurring late fees. The FCCU team did re-imburse me but very unfriendly.
My car payment financed through FCCU was not transferred. Info received from FCCU stated I was responsible for transferring it over. Interesting that I have never been responsible for transferring that payment over at the end of the last four years I have been paying on the vehicle.
Hoping you have all of the kinks just about worked out!!!!

4 stars

This is a really great app I can do just about all the services they provide for me in just a click of my finger! Very handy and convenient! However I really wish the notifications can be on time!!! The notifications are a day or two late when withdrawing and depositing funds which can be a little frustrating! If they were to fix this problem I would rate it 5 stars!

Notification alert and interact feed issues

Gets basic transactions done. Have to jump through more hoops to make payments with external accounts. Annoying how how FirstCommunityCUMO icon always displays a number alert. It always shows an alert number for Messages and in More > Interact. I go to messages and read the message, but it never clears the alert number. I tap on Interact and it opens a Feed page, spins for a while and FirstCommunityCUMO crashes.

Not a fan of the new update

The new update is not nearly as user friendly as the previous version! Otherwise it works as it should. I just wish this one were easier for users, particularly the bill pay portion. I do all my bills through the bill pay and that was a real mess after the huge change over. Which seems to not have any real improvements for the end users, in my opinion. It just made bill pay more complicated is all.

Ugly but stable all

FirstCommunityCUMO is great for getting you quick info and transferring money from accounts. My only complaint is since on iOS 18 Apple removed old widgets from the widget view. Can you please make a new version of the widget? It was my favorite way to quickly check my balance without having to open FirstCommunityCUMO . THANK YOU

Needs a little work

When I try to deposit my checks, I go to take a picture and it almost never works. It only shows up as a black screen and it's highly annoying. I can rarely deposit checks on FirstCommunityCUMO and it's the main reason why I have FirstCommunityCUMO in the first place.

Horrible won’t let me in

I’ve tried all of my passwords and it says it’s incorrect when I know probably one them has to work but they don’t I called them and they called me and gave me a password and it did not work fix this problem please

The app is great, but...

First Community Credit Union is the best!

Of course, if you’re looking at reviews for FirstCommunityCUMO, you’re probably already a member at FCCU. If you aren’t, we’ll stop what you’re doing and open an account there! I don’t trust my money anywhere else!! I’ll never use a normal bank ever again, and as long I live in St. Louis, I’ll use First Community.

Easy, Available, Convenient

FirstCommunityCUMO provides easy access to my banking business including checking, savings and loans. It rarely has service interruptions and makes keeping up with balances and financial status convenient.

Check deposit

You need your account number to make an online deposit but you can’t find it on FirstCommunityCUMO . That means that you have to go find a bank statement that you’ve gotten and get the account number from there. It would be easier if you could find it on the ap.

Best banking web site

FCCU has the most user friendly interphase in the industry. I have five banks I deal with and FCCU is best in class. I’m surprised some of the multi- billion dollar web sites are second rate to a credit union but they areZ additionally the tech support is also best in class. Well done.

New Bill Pay

I don’t like the new bill pay software. I preferred the simpler old format, where you could easily see what bills you’ve paid and what was pending. Now it’s basically listed together and not as easy.

Keep history longer

Love your app, only complaint is it would be helpful if you kept historical payment activity/ statements at least 2 years.

And drop the nickname requirement to submit a review. Submitted numerous nicknames before one was accepted.

Job well done

I really don’t have a particular time to speak about. I really just want to say how happy I’ve been with FCCU. I have been using your service for years and want to give everyone at LSL office 10 STARS and big Thank you for all you.

Such Stress Relief

Before making the switch to First community, i was with a big corporate bank and my finances were a mess, not to mention the mobile app was terrible. Ever since switching financial institutions i truly have peace of mind with my money.

Needs improvement

The features are limited. You can not access your account number in your setting. Which is helpful if you don’t want to use checks for online bill payments.



Is First Community CU MO Safe? 🙏

First Community CU (MO) does not appear safe based on available data. JustUseApp Safety Score for First Community CU MO is 0/100.
This assessment is based on our NLP analysis of 22,880 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

89.6% of users say app is safe 👍
89.6%

8.2% of users have some concerns ⚠️
8.2%

2.3% of users say app is risky 🚨
2.3%


Is First Community CU MO Legit? 💯

First Community CU (MO) does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for First Community CU MO is 0/100 .
This conclusion is based on analysis of 22,880 user reviews.

🔏 Privacy & Data Safety

First Community CU MO collected the following data from you:

  • Data Linked to You:
    • Purchases
    • Financial Info
    • Location
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data



How was your experience with First Community CU (MO)? Post a Review




Features

And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process.

First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses.

First Community Credit Union proudly brings you mobile banking to your smartphone and tablet.

Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package.

So download the First Community Mobile Banking application today and see how easy mobile banking can be.

  Contact Support
Developer:
First Community Credit Union (MO)

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