Netspend Wallet Reviews

If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5.87% with an annual percentage yield (APY) of 6.00%. If the Average Daily Balance is more than $2,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $2,000.00 will be .49% with an APY of .50%, & the interest paid on the portion of the Average Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier will range from 6.00% to .60%, depending on the balance in the account.

6 Upon successful activation & registration of the Card or Account, funds on deposit at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit.

With direct deposit, you have a convenient way to add funds to your account while also getting paid up to 2 days faster.² Use your card anywhere Visa® debit cards are accepted.

Savings Account funds are withdrawn through the All-Access Account & transaction fees could reduce the interest earned on the savings account.

Everyday spending just got a lot easier with a Netspend® Visa® Prepaid Card or a Netspend All-Access® Account.

Card issued or Deposit Account established by Pathward®, N.A., Member FDIC.

Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

5 The optional Savings Account linked to your All-Acess Account is made available to Accountholders through Pathward®, National Association, Member FDIC.

No cost for online or mobile Account-to-Account transfers between Netspend Accounts; a fee may apply to Account-to-Account transfers conducted through a Netspend Customer Service agent or other transfer types.

7 Subject to card activation or Deposit Account registration & ID verification.

Netspend’s licenses and related information may be found at Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.

No minimum balance to open Savings Account or obtain the yield(s).

1 Services initiated with an external account from an outside third party may incur fees from that third party to your external account.

4 While this specific feature is available at no cost, certain other transaction fees & costs, terms, & conditions are associated with the use of this Card.