NinjaCard Reviews

NinjaCard Reviews

Published by on 2025-02-08

🏷️ About: NinjaCard® offers you borrowing flexibility with a revolving Line of Credit. Build credit history and achieve your financial goals.


     


Overall Customer Experience 😎


😎 Positive experience
46.0%

🤬 Negative experience
40.1%

🫥 Neutral
13.9%

~ from Justuseapp.com NLP analysis of 71 combined software reviews.



Read 20 Customer Service Reviews 😠💢

3.3 out of 5
Be aware spam product

I applied for a loan through this product. I was skeptical when they asked for my checking account information but proceeded. They shared my application information with I don’t know how many different sources. I spent hours unsubscribing emails and text messages. NinjaCard is horrible..

WARNING USE AT YOUR OWN RISK

Always check the reviews first. A bunch of “good” reviews all left on the same day? Those are just obviously fake. Plus, NinjaCard asks you to provide all of your personal information just so it can tell you that it’s not available in your state. This company provides no disclosure on the subject at all. Nowhere on the website, in NinjaCard or even in NinjaCard Store do they state that their service is not available in all states nor do they list what states their service is not available in. Keep an eye on your credit/identity if you’ve downloaded this and provided your information. This company is BEYOND shady and appears to be gathering info with nefarious intent.

Spy

It let me put all my info in then says you’re not eligible because it doesn’t support my state. It should have said that soon as I put my address. Why have me input all my financial info in then say that. You guys are spy’s and probably account hackers.

Scam

App never works. It’s gets escalated and they say they fix it and never gets fixed. Customer service doesn’t help at all every time I can they are having “system updates” no one knows what they are doing. Never received funds. It’s a scam

Do not apply if you reside in Florida

Gave them my address early in the application process, just for them to tell me at the end, after entering my full social and bank info that they do offer in my state! Complete waist of time and access to information!

Great App. Easy to use

Love it. Easy to apply and easy to use.

Highly recommend.

Thanks!

From the credit app to approval, and utilizing NinjaCard once I got my fundss, it all went smoothly.

Great way to get credit

NinjaCard is very easy to use and the company responds quickly.

Awesome app!

this app is the best. It’s quick to apply and NinjaCard is easy to use. Funds are deposited right to your bank account and FAST!

Jason 🌠

Easy to use. I had a great experience. Highly recommend this product

Exceptional Line of Credit App!

NinjaCard is a game-changer for managing credit. The registration process is smooth, and accessing credit is quick and easy. The user interface is clean and intuitive, making navigation a breeze.

NinjaCard runs flawlessly with no glitches, providing real-time updates on credit usage and balance. Customer support is top-notch—responsive and helpful. Security measures, including biometric login and data encryption give me confidence.

I appreciate the additional features like automatic payments. NinjaCard is a reliable and user-friendly tool for flexible credit options. Highly recommended!

Super easy to use

Wasn’t sure if it was worth it to use and how easy it would but this app is fantastic! It’s super easy to use

Easy to use

App is super easy to use, and applying for a credit line was really simple. I just followed the steps on the screen, and got to a decision fast! NinjaCard looks cool too.

Easy process!

Going through the application process was user friendly and fast. What a great option to find affordable borrowing!

Best Card and App Ever

NinjaCard is so user friendly and easy to use! I also love the line of credit that Credit Ninja gave to me! I highly recommend this card and app! Best thing I ever did!

Just what I needed

I highly recommend NinjaCard to people who need a quick and reliable company to get a fund for surprise bills and everything.
Deserves 5 starts!!!

Easy Application Process

The application process was quick and straightforward. I received my funds faster than expected. Highly satisfied customer, thanks this app!

Nice and easy

It is nice to come across an app that is not loaded with rarely or never used features. Just let me get in do what I need and be done. Thanks for the line of credit it helps a lot.

Love it!

NinjaCard runs smoothly and is easy to navigate. Customer service is always helpful when I have questions. I would highly recommend this line of credit!

Great App, Super Easy to Apply

NinjaCard works great, and the application form was super easy to fill out



Is NinjaCard Safe? 🙏

Yes. NinjaCard is very safe to use. This is based on our NLP (Natural language processing) analysis of over 71 User Reviews sourced from the Appstore and the appstore cumulative rating of 3.3/5 . Justuseapp Safety Score for NinjaCard Is 53.5/100.

Safety Analysis

48.6% of users say app is Safe 👍
48.6%

36.1% of users say app is Risky 🚨
36.1%

15.3% of users have Some Concerns ⚠️
15.3%


Is NinjaCard Legit? 💯

Yes. NinjaCard is a totally legit app. This conclusion was arrived at by running over 71 NinjaCard User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for NinjaCard Is 69.7/100..

🔏 Privacy & Data Safety

NinjaCard collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics

How was your experience with NinjaCard? Post a Review




Features

The NinjaCard® Line of Credit Mobile App lets you manage your account from the palm of your hand! With NinjaCard® Line of Credit Mobile, you can borrow your way, make easy payments, and repeat as necessary.

NinjaCard® offers you borrowing flexibility with a revolving Line of Credit.

The NinjaCard® Flexline Line of Credit is currently only offered in DE, ID, KS, LA, SC, and UT.

Build credit history and achieve your financial goals.

If you would like to be notified when Flexline is available in your state, visit to join the waitlist.

  Contact Support
Developer:
KMD Partners, LLC


Website: