OTR Clutch Reviews

OTR Clutch Reviews

Published by on 2026-07-10

🏷️ About: Shift your business into high gear with OTR Clutch, the first online banking solution designed specifically for trucking companies. Earn unlimited cash back on debit purchases including recurring insurance and finance payments, and build business credit to gain access to credit and financing options.


       


Is OTR Clutch Safe to Use?

We Investigate the app owner's website (Otrsolutions.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
100.0%

😎 Positive experience
0.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 195 combined software reviews.

Is OTR Clutch Safe?
OTR Clutch does not appear safe based on available data.
0/100

  Safety Analysis »»

Is OTR Clutch Legit?
OTR Clutch does not appear legitimate based on our analysis.
0/100



Read 3 Customer Service Reviews 😠💢

4.8 out of 5
The app itself is trash

I had to pay to get OTRClutch originally and then it wasn’t working so I deleted it and now I’m trying to install it again and of course it’s trying to make me pay for it a second time!

Could use a few improvements but otherwise a great app

Let me start by saying OTRClutch is convenient as I do a lot of work from my phone. The only problems I have are
1) There is no ability to search by custom date range. (This makes it extremely tedious to view older transactions from previous months)
2) You can not download the monthly statement until the month is over. (This makes it impossible to give credit loan institutions an accurate picture of your finances at a moments notice)
3.) OTRClutch does not connect to third part accounting software such as Wave accounting via plaid like all prominent banks do. ( This makes it extremely difficult to keep a list of transactions for accounting purposes, I literally have to enter every single transaction by hand at the end of every day just to keep accounting up to date as a result of this, I know some would say just upload a .csv file into wave accounting but the format of this app bank statement is also incompatible because it doesn’t list the date including year and it has too many cells.)
4.) I have expressed these issues with the clutch department with OTR and they basically said I should choose another bank because they aren’t willing to make these changes anytime soon.
In conclusion with those 3 items addressed and added OTRClutch would get 10 stars out of 5 from me.
Also I was told before I signed up that as a clutch user I would receive fuel credit line after 90 days usage, I’ve called OTR and asked about this multiple times as it’s been at least 6 months or more of usage but everyone keeps saying it’s someone else’s department and that they will have them get back to me but no one ever actually responds. I just want what was advertised as it’s one of the reasons I signed up. On the good side Garret with OTR has been awesome with helping me. He always does what he promises. He’s a big reason why I haven’t switched banks yet even though it’s superbly difficult to keep accounting current because of the aforementioned issues.

login issues (resolved)

Looking forward to using OTRClutch just got it fixed and hope it’s as good the factoring and fuel app.



Is OTR Clutch Safe? 🙏

OTR Clutch does not appear safe based on available data. JustUseApp Safety Score for OTR Clutch is 0/100.
This assessment is based on our NLP analysis of 195 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

90.5% of users say app is safe 👍
90.5%

7.4% of users have some concerns ⚠️
7.4%

2.1% of users say app is risky 🚨
2.1%


Is OTR Clutch Legit? 💯

OTR Clutch does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for OTR Clutch is 0/100 .
This conclusion is based on analysis of 195 user reviews.

🔏 Privacy & Data Safety

OTR Clutch collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Contact Info
    • Contacts
    • Identifiers
    • Diagnostics
  • Data Not Linked to You:
    • Usage Data



How was your experience with OTR Clutch? Post a Review




Features

Need a factoring company? How about the best fuel discounts in the industry? With OTR Solutions factoring, OTR Fuel Card, and their vast network of insurance, load board, and compliance partners you won’t have to go far for more deals, savings, and resources.

Earn unlimited cash back on debit purchases including recurring insurance and finance payments, and build business credit to gain access to credit and financing options.

OTR Clutch is the newest innovation from OTR Solutions expanding their reputation as a trusted and reliable factoring provider into the banking world.

Shift your business into high gear with OTR Clutch, the first online banking solution designed specifically for trucking companies.

In partnership with FDIC insured Thread Bank, OTR Clutch delivers unparalleled security and peace of mind where you need it most.

  Contact Support
Developer:
OTR Capital LLC

Contact e-Mail:

Website: