- Payments and transfers: pay bills, fines, fees for government services, transfer to any bank, regular transfers, automatic payments, scanning and payment of receipts, check and pay traffic fines, subscriptions to utility bills and debts, pay invoices, cash withdrawal from Tinkoff ATMs, pay for transport cards, toll road travel, and parking.
- Tinkoff product management: information about accounts, deposits, and loans, open savings accounts, set savings goals, add other banks' cards, order additional cards, Tinkoff Insurance, transaction statements, bank statements, enable and configure the overdraft function.
- Features for cards: add Tinkoff cards to Apple Pay, set or change PIN, lock, replace, and order additional cards, order additional virtual cards, top up account using cards of other banks.
- Tinkoff Junior cards for children: order a card for your kid, manage accounts and limits, track your kid's location, tasks and rewards for completion.
- Search and analytics: spending tracker, expense statistics, searching the entire app.
- Bonuses: select and view increased cashback categories, receive special offers and notifications, manage bonus points and air miles, enjoy interest-free installment plans, refer-a-friend program.
- Security: transaction limit management, overseas transactions, security questions, logging in using Touch ID or Face ID.
- And more: stories, best currency exchange rates, 24/7 support, top-up locations, ATMs close to you, exchange rates of Tinkoff and the Bank of Russia.