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Different State Fees
I moved to a different state, but was amazed to find there are no fees for transactions or withdrawals.
You can deposit checks through FirstAmericanBank , which is surprisingly efficient and easy.
Zelle makes transferring money person-to-person simple if you need or wish to. It’s free, no hidden fees.
I can go to most any ATM without being charged and withdraw. The most I’m ever charged is $2, and that was years ago for looking up my balance (at the ATM). That, of course, was before I had this great app!
I think if I withdraw through a bank where I am now I do get charged the standard $2 (?), but I’ve never tried, and stick to the ATM. Or debit/cash back when shopping.
With so many ways, it’s never been a problem. And the rare times there is a fee from a bank they aren’t connected to, I know it’s much less than 1% of what you withdraw.
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Security
There are multiple locks on FirstAmericanBank itself, so it’s impossible for someone to steal. Even if your phone is grabbed or a ‘friend’ tries, they won’t be able to for multiple reasons which I won’t go into here.
If FirstAmericanBank itself suspects something is up, you get a call, or message. You may not be aware of it, FirstAmericanBank /bank is just making sure. 👍 There’s layers of security you can add if you like.
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Customize it
There’s many different ways to customize-such as putting a reminder on when your bank account gets to a certain low or high number-or other reminders, layers of security, privacy, alerts, notifications (of when specific or all kinds of deposits/checks/withdrawals go through), etc.
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So to wrap up, banking through First American has always been smooth, security is tight, and I wouldn’t think of changing banks.
The staff are kind and knowledgeable (big shout out to John Gilligan, he’s absolutely wonderful!!! Give that man a raise!) I’ve been banking with First American nearly my entire life. I don’t know about you, but I-for one-plan to keep that up!👍