loanDepot Mobile Reviews

loanDepot Reviews

Published by on 2026-06-18

🏷️ About: MAKE PAYMENTS AND SET UP AUTOPAY* • Make fast, easy and secure payments with just a few taps • Schedule automated payments for on-time payments • Check payment history and status of pending payments • Securely manage payment bank accounts KEEP TRACK OF YOUR LOAN • Easily view your account standing • Access your loan documents • Monitor your principal and escrow balances • View interest and total amount.


       


Overall Customer Experience 😎


🤬 Negative experience
66.7%

😎 Positive experience
33.3%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 4,016 combined software reviews.

Is loanDepot Safe?
loanDepot Mobile appears generally safe, but use with caution.
33.3/100

  Safety Analysis »»

Is loanDepot Legit?
loanDepot Mobile appears legitimate, though exercise caution.
33.3/100



Read 20 Customer Service Reviews 😠💢

4.9 out of 5
Latest version completely broken

App worked fine and was much better than the regular website. However, the latest version just opens and won't all one to schedule a payment nor view previous payments. It doesn't appear to do anything other than open.

App constantly freezes

I have tried many times to make my mortgage payments through loanDepot . However, loanDepot continuously freezes each time I try to click on make a payment. I have to restart loanDepot every single time and it still doesn’t work. It’s easier to just go online to make payments.

App will not link

Had to build an entire account for them to tell me that I could not link my loan at this time because my loan is handled out of the New Jersey branch. Go to log into the New Jersey branch and it says my credentials do not match so the company is acquiring email addresses for advertisement purposes only. This is absolutely terrible practice and I will be finding a new mortgage company. No response from loan depot just a terrible practice.

Double payment

Made a payment before due date thinking it would take moving auto payment forward and resulted with me being charged twice. 5 days before auto payment I tried clicking dismiss auto payment icon on app and it didn’t work. I called customer service for a refund on second payment and this don’t issue refunds. Would never recommend loan depot to anyone!!

Feedback

I really like loanDepot, it’s super user friendly except when I’m trying to see when my next payment is due if I’ve paid in advance on a month. I used to have usbank as my serviced and it was a lot easier to tell about the next payment due info.

Thankful !

Our first 2 payments were messed up & we were going to be charged fees that we didn’t cause . So far with using this site our payments have gone through smoothly without any problems ! I’m soo grateful to have the ability to pay our loan without worrying about our payments not going through . Appreciate being able to use this tool . Wish we could have automated
payment but since it’s not available to us this does work so far .

Thanks
Charlene Houle /Nick Sangillo

Covers the basic functions

Please allow principal only payments to be put in a queue while the main payment is being processed. It’s almost like they don’t trust you making the main mortgage payment and a principle only payment is blocked for days. It doesn’t have to be this way, other mortgage servicing companies are more flexible.

In addition, more of the main website functions could be brought over to loanDepot .

loanDepot is stable, no apparent bugs and has worked fine minus the built in limitations of when extra payments can be made.

The app I waited for has exceeded my expectations!

I think loanDepot is beautifully laid-out! Just about any information I have needed is easily found. Complements to loanDepot developers.

Home Loan made easy!

We are finally in the new age of home loan payments. loanDepot makes it easy to pay & keep track of your progress. Absolutely love it.

Convenience

With a fluctuating income, it’s nice to have another way to conveniently pay the mortgage bill. I only wish it came out immediately.

Need a way to see the current value of the property.

This application is excellent. But I see for others it has a way to see the current value of the property after re-appraisal. Please have something like that. Thanks.

Home owner

John Kara’s
Your app is easy to use and for someone who has trouble w/computers that’s really a big deal for me. It gives me the info I need and easy to get to.
Thanks Again John Kara’s.

More features needed

Need to make it where we can make payments to our escrow and make extra payments pacifically to certain areas of the loan like making a extra payment to just the principal part of the loan.

The app works very well

Loan depot has a great website with great functionality. loanDepot gives me that in an easy to access format

Communicate oiften

this app isn’t an issue along as pay on time fees don’t pull up as long as you keep the lines of communication open.

Not able to Login

Am Able to login via Desktop but not via this Mobile app

Love the App!

Easy to make a payment! Or to see what you owe! Much less pay extra on principal! Right at your fingertips!

Mortgage

This is such an easy app . I like being able to just go on here no hassle pay

Making loans easier

When I saw loanDepot from loan-depot. My first thought was” loan depot makes it easy to stay on time with payment.”
Thanks Loan depot
David& Doris

Updates are much better with more features

Each updates getting new features.
Great work this app!



Is loanDepot Safe? 🙏

loanDepot Mobile appears generally safe, but use with caution. JustUseApp Safety Score for loanDepot is 33.3/100.
This assessment is based on our NLP analysis of 4,016 user reviews. Combined with the app store average rating of 4.9/5.

Safety Analysis

93.2% of users say app is safe 👍
93.2%

5.6% of users have some concerns ⚠️
5.6%

1.2% of users say app is risky 🚨
1.2%


Is loanDepot Legit? 💯

loanDepot Mobile appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for loanDepot is 33.3/100 .
This conclusion is based on analysis of 4,016 user reviews.

🔏 Privacy & Data Safety

loanDepot collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
  • Data Not Linked to You:
    • User Content
    • Usage Data
    • Diagnostics



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Features

Disclaimer: Equal Housing Opportunity, loanDepot.com, LLC.

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NMLS ID# 174457 ( ).

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