🏷️ About: Snap Finance® It’s easy to stay on top of your lease-to-own agreement with the Snap Finance® mobile app. Whether you're on the go or at home, our app empowers you to do more.
We Investigate the app owner's website (Snapfinance.com), verify their legitimacy, and uncover hidden scams and complaints.
I got SnapFinance because I recently bought a radio through snap finance. I thought SnapFinance would make keeping track of what I owe, and making payments would be useful. No you can’t pay anything on SnapFinance . It doesn’t even recognize that I have leased anything, it asks if I wanna apply for one. What is the point of filling in personal info if it can’t even pull up the lease I have already signed? Then I have the option to shop in store or online. All useless. I don’t need to shop for anything through snap if I can’t manage my payments through this awful app.
Now it’s this thing called a buy out date that was apparently taken away from me. How could I pay off my account if you took away my buy out date. I think you should wait to see if a person won’t pay by there but out day before reporting to collections. Now my credit will look bad all because you didn’t allow me time to pay. So no it a no for me. I wouldn’t put my momma on with SnapFinance!
I got a loan over two years ago. I have not missed a payment. The payment is automatically withdrawn from my account. I have one last payment and I will be finished. I applied this morning for a new auto service loan. I was denied. I couldn’t believe it. My payment history has been impeccable. I don’t recommend anyone to apply with this company.
I got SnapFinance with the intention of buying food at Sam’s club, the reason I say don’t wast your time is because I drove a bit far thinking I would be able to buy a bulk of food. I did my research and new that “ I could “ use SnapFinance to basically get a loan for that it was ridiculous how I qualified for the loan and everything but couldn’t because apparently SnapFinance was not working at the store when I apparently had it set up and ready. I’ve never been so humiliated like this before!!!
I have an account but somehow SnapFinance refuses to “identify” me using the same email I use to login online. I’ve tried getting help with the website customer service themselves and they don’t help. I highly recommend looking for a different option for a financial loan than this company. Lots of “miscommunications”, login malfunctions, and lack of customer service. That’s scary when your money is involved.
SnapFinance is useless unless you use it to shop. You CANNOT make payments, doesn’t show your existing account with balance owed. Nothing of the sort. How are you even supposed to pay off anything early when you don’t give access to doing so?
I just got a loan for 1300 signed the lease 2 days ago and am looking to review the lease, I’ve contacted customer support and they tell me to receive the merchandise first… beware.. they don’t tell you their fee for the 100 day pay off. Once you accept the merchandise the signature is binding. Please be careful and carefully read the lease agreement for the 100 day pay off. This should be taken to court for a finance lender to have an upfront lease sent to the consumer or hand given like 99 percent of companies do. Be careful
Do not do it unless it is your last option! Made a purchase, got the incorrect item. Had to send back. Was charged a $160 restocking fee by merchant and my payments did not stop. $387 for an item I never used…no credit from Snap for payments, even though I returned right away. Had to call multiple times over the issue. Still took payment and then would not refund. Horrible. Don’t use them. Predatory lending!
Hey developers! Give us the opportunity to pay early/ ahead of our payment date without us having to call in and say so. I have to call in just to pay early and have the upcoming payment removed. It’s a hassle…… I like to pay early and I’m sure others would love that option too.
I’m on a fix income and I can get things and pay on them monthly! And then I can get things again when I pay off things
Love the opportunity snap provides for easy financing… easy payment options…
And the extra benefit of the 100 day early pay off..
My experience with Snap Finance has been great. SnapFinance is very simple and also to apply is fast and easy. The 100 day option is the greatest thing about Snap.
I love SnapFinance it’s got me through some hard time easy to use and friendly folks
The financing options are definitely underestimated when it comes to new users. Once you lock in with Snap ( understanding the rules/regulations provided). You’ll just want to keep using snap financing.
Always there when you need them
I was able to quickly find a tire shop, apply and get my tires - thank you for SnapFinance!!
I love this financial knstitute. It has helped me out when I really need it. I always recommend it to people.
I’m sooo happy with you guy’s!!😇😇 for trusting me🥰 and giving my family the funds we need when we need them😇😇😇
I was thankful that I could get my shocks without any problems
Thank you
We love snap financial. It has allowed us to purchase things we need and pay off with no interest. Highly recommend if you need new appliances, breaks, tires. All of it!
Snap Finance appears generally safe, but use with caution.
JustUseApp Safety Score for Snap Finance is 33.4/100.
This assessment is based on our NLP analysis of 18,974 user reviews.
Combined with the app store average rating of 4.9/5.
Snap Finance appears legitimate, though exercise caution.
Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Snap Finance is 33.4/100 .
This conclusion is based on analysis of 18,974 user reviews.
Snap Finance collected the following data from you:
Get what you need now, no matter your credit history and with no impact to your FICO® score.1 Shop our more than 150,000 partner stores and sites and get up to $5,000 in lease-to-own financing applied directly to your purchase.2 Shop now, pay later through the Snap Finance® mobile app.
While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application.
It’s easy to stay on top of your lease-to-own agreement with the Snap Finance® mobile app.
Make an additional one-time payment using your credit or debit card, schedule a future one-time payment, or change or add a payment method.
Review information about your current payment plan, repayment, and how to contact your retailer.
