Educational Systems FCU Reviews

My husband and I have separate and joint accounts through this credit union and when EducationalSystemsFCU changed, it made us jump through hoops to reconnect our accounts. Now, if one of us needs to transfer money to our joint account or to either of our individual accounts, we can only do a max of $500 and have to do a “secret phrase” and type in the phone number to send any money. If we try to send more money the following day, it will say we have exceeded the amount of money that can be sent in a day. Once the money is sent, it takes at LEAST 3 days for it to show the money deducted from the account it was transferred from. This is infuriating and makes it hard to keep track of how much money is ACTUALLY in the account. Which makes it difficult to get our bills taken care of smoothly. Also half the time, the facial recognition doesn’t work and won’t allow us into EducationalSystemsFCU . The new app is a failure and is just making our lives more difficult than it needs to be.

I keep getting this error (bad request) when trying to login to EducationalSystemsFCU on my phone. To get it to work properly, I have to remove EducationalSystemsFCU and then reinstall it. I have called customer service and they were unable to help. This happens frequently. I don’t know what else to do but keep removing it and downloading it back on my phone to get it to work. Extremely frustrating!!!!!!

I’m disappointed that the development team has refused to fix the “bad request” popup glitch that happens each time I try to log into my account on EducationalSystemsFCU. It keeps me from seeing my account balance immediately, and forces me to stop everything I’m doing to close EducationalSystemsFCU , reopen it, and login in that manner. What is worse is that since the new update, sometimes the bad request popup still happens even after I close and reopen EducationalSystemsFCU . What happened to the Instant balance option? It’s like the dev team only cares about good looks and not actual functionality.

I am really frustrated with this new digital banking app. It is very unreliable when I need to log into my account, as each time I receive a message saying bad request. This is extremely frustrating, especially since I never had this issue with the old app.

Another update and still hasn’t addressed the bad request issue.

I’m not sure why or how you go through as many updates as you have since introducing EducationalSystemsFCU a year ago and still have the same problems. Bad Request seems to be the login response about 50% of the time. And best of all, it always seems to happen when I need to check my balance the most.

Come on, get EducationalSystemsFCU fixed already.

I’m really considering moving my banking to another institution because of this. You all need to get this resolved.

Update: App always says “bad request.” Takes quite a few tries before finally logging in. Face ID sometimes work, most often not. I have a couple of accounts, I have to enter each log in and password each time with each account. “Save user name” does not work.

First of all i rarely have good expiriences at this bank. But EducationalSystemsFCU seldom works. It always tells me I made a bad request. It won’t even recognize my account number and I won’t be able to sign in that day. I only have my truck loan with this bank and soon as it is paid off I’ll never use them again!

I REALLY miss the old app. I never had any trouble logging in or using it in the 7 years I’ve been with the bank. Sure it was simple, but it worked. This new one might work HALF the time, if I’m lucky!!! Literally every other day when I try to log in it will say “bad request” or something along those lines. It’s incredibly frustrating! Either fix EducationalSystemsFCU or bring back the old one, PLEASE.

This message keeps popping up and can’t logon for a few minutes. It gets annoying.
Also, I click the “do not show again” button for the pop up ads and they keep coming back…

EducationalSystemsFCU is so easy to use, but indicates “bad request” way too often. Sometimes I have to delete and reinstall EducationalSystemsFCU (which doesn’t always work) and it’s a huge hassle. Fixing this minor bug would improve EducationalSystemsFCU greatly.

...transfer money from 3rd account to 2nd or 1st account. It only transfers from main acc to other ESFCU accounts. With old app I could. It also does not let u transfer from your other acc to the main acc vis web. This means that the upgrade is actually a downgrade done on purpose. No instant balance either!

I must say I wanted to like EducationalSystemsFCU and at times I do but the other times not so much. I’m tired of trying to log into EducationalSystemsFCU to get a “bad request” message 80% of the time. What do that even mean? At first I thought this was a pay week error but I have checks deposited into my account almost daily and this keep happening. This need to be looked into and fixed. I went to my local branch office and they couldn’t help me.

The Digital Banking app offers all of my account information at a glance. The mobile deposit feature is seamless and I love the notification that’s sent when the deposit is confirmed. Great app update!

Easy to use and offers lots of new features. I like the updated look and accessibility of the services I need!

Love the new app!! Great functionality that I’ve been wanting from my Credit Union including transferring money to another person or financial institution. Love it.

Every other day, I can never utilize EducationalSystemsFCU due to a bad request showing up. Sometimes at two or more days at a time. Please fix this!!

Thank you for serving my parents(35 plus yrs maybe more) my first acct, my first credit card, my sister, my wife , all educators

This new app is really non functional from time to time. I never ever had any issues with the previous app. However, I’m not quite sure why ESECU can’t get EducationalSystemsFCU working on a continuous basis. Disappointing and frustrating..

I like the new look! Very easy to access and navigate 👍🏾

I’m so pleased I can still keep Ed Systems as my bank even though I now live in North Dakota. I needed some help at first to set up and use the Ed Systems app on my phone but now I can photo my checks for direct deposit right from home here in the mid west.

I can’t use it on my iPad and I use the iPad all the time. It won’t turn to landscape, and the keys come up portrait. I couldn’t even sign in. Jeez, fix this PLEASE!