Cents for YNAB Reviews

Cents Reviews

Published by on 2026-03-24

🏷️ About: Cents for YNAB is a companion app to the You Need A Budget platform. Cents enables you to quickly analyze your budgets and spending habits in order to help you save more money.


       


Overall Customer Experience 😎


🤬 Negative experience
53.0%

😎 Positive experience
47.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 28 combined software reviews.

Is Cents Safe?
Cents for YNAB is very safe to use.
47/100

  Safety Analysis »»

Is Cents Legit?
Cents for YNAB looks authentic and legitimate.
47/100



Summary of Customer Reviews (Takeaways): 💎

- Provides detailed information on how money is being spent throughout the month

- Helps users visualize their spending and stay within their budget

- The new widget is an easy way to see YNAB categories with a visual representation of how much money is left for the month



Read 14 Customer Service Reviews 😠💢

4.3 out of 5
Doesn’t work at all

Nothing else to add

Error: could not handle the request

This is the message I get every time I try to connect to YNAB.. so it doesn’t work

Useless until bugs are fixed

This looks like it could be a useful app but none categories are loading so I just see a series of completely blank screens

Nice app

Does what it says, widget very useful to quickly find out how much there is left to spend. I do think, however, that on the graphs it would make more sense to have green be unspent money instead instead of spent money. So if I haven’t spent anything in my movies category, it will be all green instead of grey, and when I start spending, my amount of green (ie available cash) goes down.
Overall great!

Actual details!

Whoa, actual details on how we spend $ per category! Very nice. We’ve need this for a long long time.

Few of suggestions: 1) Allow to pick previous months 2) the dollar amount per day is a bit confusing on what the math is behind that, and 3) the amount spent last month appears be inaccurate, at least for me

Otherwise, seeing when and where money is being spent throughout the month is super helpful! Seeing previous months in those individual categories would be so awesome. Keep up the great work!

Awesome!!!

Love this accompanying app for YNAB. My wife and I like to track our food spending and it’s hard to know how we are tracking during the month. Cents helps us visualize our spending to see if we are on pace to stay within our budget.

A couple feature requests:

1) Adding a small vertical indicator on the horizontal bar to indicate if we are ahead or behind for the current day (mint has this indication on budget categories which I find very useful)

2) An Apple Watch complication would be great :)

Quick way to see my YNAB budget

With the new widget, it’s such an easy way to see my YNAB categories. I love that it has a visual bar/circle representation of how much money I have left for the month (which YNAB doesn’t)!

Great so far!

I love the widget, so simple and effective! Would love to see an Apple Watch complication, will stay tuned and leave a tip👌

Pretty good

I would like flexibility with the reports.

Works like a charm!

The YNAB app is ok, but doesn't have a nice quick glance option. This is perfect for that. Works exactly as advertised.

Great app!

Cents is really useful for YNAB users. Been waiting for something like this for awhile.

Just great.

Slick, useful, and fills a need for sure! YNAB pay attention.

Exactly what I’ve been looking for

The interface and analytics thru Cents break down data very clearly.

@YNAB can you incorporate something like this into the primary app? You should buy Cents.

Awesome!!!

Love this accompanying app for YNAB. My wife and I like to track our food spending and it’s hard to know how we are tracking during the month. Cents helps us visualize our spending to see if we are on pace to stay within our budget.

A couple feature requests:

1) Adding a small vertical indicator on the horizontal bar to indicate if we are ahead or behind for the current day (mint has this indication on budget categories which I find very useful)

2) An Apple Watch complication would be great :)



Is Cents Safe? 🙏

Cents for YNAB is very safe to use. JustUseApp Safety Score for Cents is 47/100.
This assessment is based on our NLP analysis of 28 user reviews. Combined with the app store average rating of 4.3/5.

Safety Analysis

75% of users say app is safe 👍
75%

17.9% of users say app is risky 🚨
17.9%

7.1% of users have some concerns ⚠️
7.1%


Is Cents Legit? 💯

Cents for YNAB looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Cents is 47/100 .
This conclusion is based on analysis of 28 user reviews.

🔏 Privacy & Data Safety

Cents collected the following data from you:

  • Data Not Collected:



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Features

Cents enables you to quickly analyze your budgets and spending habits in order to help you save more money.

Cents will tell you how much money you have left per day of the month, which payees you've spent the most money on in each category, and which transactions have caused you the most trouble.

Cents also provides several analytical charts to help you visualize where your money is going.

Cents for YNAB is a companion app to the You Need A Budget platform.

It will indicate by color the health of each of your categories and warn you when you're getting close to going over budget.

  Contact Support
Developer:
Michael Mueller

Contact e-Mail: