Afterpay - Buy now. Pay later. Reviews

Afterpay - Buy now. Pay later. Reviews

Published by on 2021-11-11

Afterpay lets you buy today, get it straight away and pay in 4 simple bi-weekly
installments. Our shop directory lets you browse the latest stores and get all
the shopping inspiration you need. New brands are added weekly! Plus, see an
ever expanding list of retailers now accepting Afte...

Table of Contents:
1. Reviews
2. Is it Safe?
3. Is it Legit?
4. App not working?
5. Report Issue

Afterpay - Buy now. Pay later. Reviews

  • By

    Love this company!!!

    I hesitated to buy any items that I couldn’t pay for or that I had wanted for a long time that were a little out of my price range. I came across Afterpay and absolutely love that I can now get the items I want and pay in four separate payments instead of all at once!!! This allows me to buy things I never could afford before because if payment installments I now do not need to take a large chunk of money and splurge once or twice a year instead I can buy whatever I want and pay over the course of the month. For the average working person this is an awesome app and awesome way to love a little luxuriously more than maybe you could have before this app was invented. I make my payments on time and am never charged any extra paying only for the items I purchased but if you are late the fee is not real exorbitantly high. Thank u Afterpay you guys seriously rock!!! You carry a lot of my favorite brands and look forward to the day that you have Too Faced cosmetics added to your growing list!!!

  • By

    Very Frustrating

    I first started using Afterpay last month when I made a rather large order. The idea and the concept is really cool but the app is a pain to use. I made the first payment on my order two weeks later as scheduled and it gave me a notification saying that the payment went though and it gave me my new remaining balance. Two days later, me email gets bombarded with emails from Afterpay saying that my payment was declined and they had tried to take the payment over and over again when it didn’t work the first time. When I first authorized the payment on the app, I had the money to cover the payment. When they tried over and over again to make the payment, it overdrafted my checking account and put me in the negatives screwing me over for groceries. Just recently, I had to make a switch to a new debit card through my job and when I tried to add it to my payment methods, it kept saying “Oops! There was an error in your billing information! Please try again!” Even though all of my info was correct. I went to the customer support section and found out that until the first order that you made is completely paid off, you can’t add another payment method! This service is not convenient at all and is a massive headache to try to use. I am going to pay off what I owe and I’m never using Afterpay again. I definitely would NOT recommend them to anyone.

  • By

    Horrible customer service experience

    Had an issue with my bank card for potential fraudulent activity so they sent me a replacement card. In the meantime of course a few of my afterpay payments didn’t go through and I had to wait for my new card to come in. So out of literally hundreds of paid off in time purchases I’ve had with them, they keep saying my purchase is too much. A single purchase of $50! When I don’t even have any open purchases. All paid for. So out of over $15,000 in purchases with them easily all paid for on time, now they are giving me a hard time. So I attempted to ask for help to just get this issue fixed and looked into. And instead they send me a automated message that literally solved nothing about what I asked. 🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️ oh well I highly recommend five stars to QuadPay, sezzle, Klarna and affirm!! Their customer service is outstanding !!! I had the same issue with them and they understood how the card issue missed me up but it was no issue at all!! If you’re looking into Afterpay check out the others i just sent! Klarna and QuadPay even are more advanced as you can use a virtual card to make purchases ANYWHERE !!! Same zero interest split into 4 as well!! Hopefully afterpay will fix this if not oh well I have plenty of options as do anyone else in the same boat 🤷🏻‍♂️🤷🏻‍♂️🤷🏻‍♂️

  • By

    Easy to Use and Practical!

    I was fairly new to using Afterpay, having to go online each time to check my payment schedule or my order information, it was so slow and glitchy as my connection is not that great. Also in making a payment. I wasn’t sure if I could make a payment early and when I logged in on the server, again it was a slow a glitchy process. I didn’t even realize there was an app!! Downloaded it, and within seconds I had my orders there for me, with my payments shown and what is still owed on a little color circle ⭕️ chart. Also it lists it in a linear traditional way which is where you can click on it to enter your payment. It tells you at a glance what is owed in a dollar value statement and lists in various days out. It is so very easy to use. And I really like that you can search and look for retailers on there that accept Afterpay as a payment method. It is a top notch app. I have absolutely no complaints. Anyone who has an Afterpay account needs this app. Thank you!!!

  • By

    Afterpay is heaven sent!

    These folks at Afterpay truly care about us. Regular, hardworking people. They truly want us to be able to have nice things but still able to afford it. I’ve been using Afterpay for months and have found it to be the best payment option. I have used other “Payment Apps” but Afterpay is truly the only FREE one. The only way they would charge you is if you’re late on a payment which is nearly impossible because Afterpay e-mails you 4 days prior letting you know you have a payment coming up. No extra percentage to pay, no extra fees, nothing. I ran into some trouble and send a hardship form to Afterpay to see if they could delay my payments and they delayed my payments not only to the day I said I can resume but they went ahead and added an extra week so I can make I’m able to pay them. I can’t thank Afterpay enough. I will continue to use them forever. THANK YOU KIND PEOPLE! these are not greedy, money hungry people. they want to see you succeed as well.

  • By

    Rocky Start

    I have been using this app for about five months now and I love the feature of being able to shop and pay in installments overtime. Although I had a rocky start with getting started because I was approve to use the app, but I had some issues with the verification process. However, I’m glad that everything worked out and I’m able to be a customer with Afterpay. The process of ordering through their app is really simple and straight forward. I’ve only had one complaint and that’s with the returns/refund process. I say this because Afterpay does not state on their website exactly how the refund process works, or how the credit will appear when credited back to your designated account. I did speak with customer service about this issue and the representative was very understanding of my concerns. Overall I’m a satisfied customer. As long as you repay your installments on time you’ll be a customer for life.

  • By


    I was very excited to use this service but at one point I needed to update the payment information and the app would not accept my card, but it was telling me that payments went through. Yet they were not posting. I called customer service and the rep just wanted to show me how to add a card - which I already tried three different ways - instead of listening to me that the app was not accepting it. So he HUNG UP ON ME. I called back and a new guy let me know that the app doesn’t always accept payment methods and it can be done on a desktop. So the app is crap. Additionally: I tried to update my password and the app would t accept that and told me that the password I was tying to use was TOO SIMILAR TO PASSWORDS ON OTHER ACCOUNTS - which means Afterpay has granted themselves access to all of my passwords!!! I NEVER authorized this. This company is VERY sketchy - they make it sound like they are doing something for you, it they are taking access of your personal information when you install the app - so consider this before doing business with this company. I won’t use them anymore, and will likely stop ordering from the company that roped me into using them (DSW). HORRIBLE EXPERIENCE.

  • By

    Best app ever!

    The convenience and alert system with this app is getting better and better. I love the notifications I get on my hive now for all upcoming payments and the new variety of stores available. When I first used Afterpay in October it was for some happy birthday to me gifts from Free People for everyday life’s love of fashion and their sales...when they have them are just a must but I don’t always have the funds at moment since as we all know most online deals are now flash sales, 2-day and the like. Having a budget for last minute wants or for career needs I just can’t logically see passing my guilty pleasure website recently added in the last few months Dolls Kill makes me smile while only having smaller, interest free payments monthly till I’m done. And yes all returns from stores go back to your method of payment used on Afterpay. That was my first question so I figured I would share that. Easy peasy.

  • By

    Love afterpay!!

    I absolutely love afterpay! It helps me get items that I want and need right away, then I just pay them off over time. No fees (unless you default which I never have) and i now don’t have to resort to putting items on my credit card. In my case I get paid once a month not every 2 weeks so what I do is just make sure that I take out 2 payments out of my check and have them avail for automatic withdrawal. It works for my perfectly. Another thing I love afterpay for is getting items on sale when I come across them. How many times have you seen something and it for sale for an AMAZING price but you can’t afford it. Now with afterpay you can pick it up right away and save yourself money in the long run! They have so many online stores they work with and are adding more everyday!! Keep up the good work afterpay! You will ALWAYS have me as a customer as long as the service remains free! TT

  • By

    Not just for those millennials...

    So, technically, I’m “Generation X”. Yes, I’ve been on the internet since 1995. Yes, I wore all the hip 90’s clothes, listened to all the hip bands, hell I was a Scenester before it was Passè. But I digress... All these years I never opened a line of credit. Heck I never even owned a credit card!! I mostly eschewed banks as well, sticking to cash and online payment systems during since their inception. So essentially.. I have no credit! As a grown adult, it was starting to be kind of a pain. Kind of embarrassing. On one hand I never had to deal with the woes of financing and monthly payments like most of my friends. On the other, I had to basically save and buy everything up front. And could not do things that required credit checks. Like, signing for an apartment lease. Enter AfterPay. It’s teaching me how to responsibly make payments without “The Man” watching over. And it’s so,so much way cooler than Fingerhut (which if you are my age you know what I mean). So thanks, AfterPay, for making me choose my financial decisions more carefully and responsibly, and for not putting the ol’ credit score ball and chain on me. I’ve been able to make purchases that I genuinely needed, which would of been not possible otherwise. And yeah, a few purchases of stuff that I totally didn’t really need. But hey.. they are paid off.

  • By

    I get what I want, when I can’t afford it!

    So I, like almost every woman desire to have designer purses, makeup, self improvement things, clothes, even nice things for my pets! But- I can’t always afford them full price all at once, with after pay I can shop for things I want and have my cart total divided into 4 payments! After pay has a HUGE selection of stores to buy from and there is no interest! The only reason I didn’t give 5 stars is because it caps your orders at a pretty low number. I had 2 orders each only $12 a week (for 4 weeks) and when I went to do another order for only $20 for 4 weeks it said I had to pay off my other orders first. That is my only quarrel, not a HUGE deal, I get they are trying to protect themselves but yeah.... Give it a try! If you’ve been saving for that one thing you don’t NEED but WANT and DESERVE, afterpay let’s you get it without going broke over it :) thanks Afterpay!

  • By

    LOVE THIS!...No Catch 22!!

    This is such an amazing service. I don’t have the world’s greatest credit score, but it’s mostly because I just don’t have enough credit history. It’s like “apply for this card & build your credit”, but then your application isn’t approved because you don’t have enough credit history! It’s a maddening “catch 22”. I miss out on certain things because I need the opportunity to break it up into payments that generally comes only with a credit card. It’s a great tool for getting the hang of managing your money very simply...and you don’t have to wait to purchase something you love until you’ve saved enough, only to have it be gone/sold out, or to inevitably use that money for something else just because you have it...saving is very challenging when you have money burning a hole in your pocket! I highly, highly recommend Afterpay!!

  • By

    yes... yes... yes!!!

    AfterPay is easily one of the best apps out there. Having the ability to finance my online shopping habits without adding purchases to my credit card, which are usually reserved for emergencies and other day to day expenses, is absolutely amazing. The four installments are perfect for larger purchases that I usually would not make. As a college student, my wardrobe is constantly rotating and being able to wear what I want and buy what I want really helps the lifestyle I want to live while still being financially responsible. I have used Afterpay for many of my purchases some even including refunds. If I can use Afterpay I will use it no matter the amount of my purchase. They have a lot of retailers to shop from and keep adding more all the time with the best deals! Being able to pay early if you want to is absolutely perfect for my budget!

  • By

    Selena FAN

    This is a blessing from god ! A new way of shopping for RESPONSIBLE people. If u can’t afford to spend all ur money at once due to bills and stuff but really want something from a store this is a Good service to use . But keep it mind that u got to be responsible with it . Meaning don’t max out ur cart just cause u can. Get what u would normally spend knowing that you can pay it back. With that being said I’m very grateful for this service because i was able to snag my self some (SELENA) merchandise from FOREVER21 before it got sold out online and I got the option to pay them back in 4 payments . The first payment is DUE the same day you make the original purchase and after that they break down what u owe in to separate Payments so that You can still pay them back and it wont effect u .

  • By

    Loved at one time, but now, not so much

    I have never had an issue with after pay. I have always paid my balances, until one payment was late due to me not earning an income for a period of time. I still was approved for purchases after I became gainfully employed. Recently, I tried to buy shoes for my daughter and hair products for myself. Both purchases were denied. The reason given was that my Afterpay balance was too high. It was $53!! Really? So I paid what was due. STILL did not get approved for a purchase. I’ve had 3 purchases going at the same time with no trouble and the balances were higher than $53! I’m beyond irritated since now my afterpay balance is $25 and I still cannot make a purchase! I tried calling them and got no one on the phone. I’ve been using Afterpay for a year now. Looks like our relationship is over since I can’t get approval with only having a $25 balance.

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Is Afterpay - Buy now. Pay later. Safe?

Yes. Afterpay - Buy now. Pay later. is quiet safe to use but use with caution. This is based on our NLP (Natural language processing) analysis of over 667,820 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.9/5 . Justuseapp Safety Score for Afterpay - Buy now. Pay later. Is 37.5/100.

Is Afterpay - Buy now. Pay later. Legit?

Yes. Afterpay - Buy now. Pay later. is legit, but not 100% legit to us. This conclusion was arrived at by running over 667,820 Afterpay - Buy now. Pay later. User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Afterpay - Buy now. Pay later. Is 37.5/100.

Is Afterpay - Buy now. Pay later. not working?

Afterpay - Buy now. Pay later. works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.

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  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
  4. If you are a Afterpay - Buy now. Pay later. customer and are running into a problem, Justuseapp might not be the fastest and most effective way for you to solve the problem but at least you can warn others off using Afterpay - Buy now. Pay later..

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