SoLo Funds: Lend & Borrow Software

I was looking for an app that would loan someone in need with a job that can barrow a couple of bucks here and there and pay it back when payday comes. I tried them all, but every app wanted to be my coach on how to save money. The apps wanted a fee every month, but wouldn’t loan me any money, cause of this or that, but kept taking there $5 a month and I was pretty upset about that. I Googled apps that would loan money and came across a review about Solo Funding, so I said what the heck. I downloaded Solo and registered like it ask me to and requested a loan. I will say if you need money for the future start early with your request, cause Solo takes time to work. Solo is people like you and me loaning money to each other and making a couple of bucks to help. I thought it was crazy, cause for a week I tried and tried and no loan. Finally someone loan me what I asked for and I thought it was the coolest thing and that person came through for me (thank you by the way to whom loan me the money) but that’s just it, I don’t even know who loan me the money, but a BIG THANK YOU to that person. All I can say is try Solo it might work for you, but don’t get frustrated someone will help you just start early with your request before your deadline. Thank you Solo Funding for helping me. 👍🏼

Let me walk you through my experience so far with this app. I need a small loan to help pay off a bill that was coming the day before pay day. So I used this app. Followed all the instructions and what not and got my first loan funded! Now listen it takes a minute the first loan, about a day or so to process at most! But this customer support team is the best service I’ve ever gotten!! I must have messaged them 9 times via live chat to talk to them and they were always timely never more than a 2 minute wait. They helped me understand the waiting process and talked me though the whole process. You start with a low line of credit, mine was $100 first Loan max. I got a $50 Loan and paid back within the week so I got a little increase! I took a second loan out this week and I got it funded and in my account in under 5 minutes! Give this app a chance if you really need the help! Will update the review if I can ever try being a lender when I’m more finically stable!

I love the idea behind this app however with many apps, comes some quirks and you can call or chat w/someone (perhaps not many apps but I think the ones dealing with my bank account info and access to debiting and crediting my account, I should be able to speak to someone). Last week I had to update my debit card after a loan had been funded and it wouldn’t allow it so I had to email someone. 24 hours later I get a response that didn’t really have anything to do with what I had asked or needed. It ended up with me canceling the loan (via ridiculous emailing again) after 4 different times I sent out tickets and responded to their messages. Not once did I get a response that came close to fixing the issue I feverishly tried explaining 5 separate times. It’s easy to use and understand and there are many people borrowing as well as willing to lend. I just cannot excuse their lack of understanding and the ridiculous means of communication one has to go through to speak to someone human... who still can’t help more times than not.I love the iPhone