IC Credit Union Mobile Reviews

IC Credit Union Reviews

Published by on 2026-04-07

🏷️ About: The IC Credit Union Digital Banking App has been completely redesigned from the ground up to make it easier than ever to control your finances and empowers you to stay financially organized and make smarter financial decisions. Get real time account information, transfer funds, make deposits, set savings goals, pay friends, apply for loans, and so much more.


       


Is IC Credit Union Safe to Use?

We Investigate the app owner's website (Iccreditunion.org), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
96.5%

😎 Positive experience
3.5%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 21 combined software reviews.

Is IC Credit Union Safe?
IC Credit Union Mobile does not appear safe based on available data.
3.5/100

  Safety Analysis »»

Is IC Credit Union Legit?
IC Credit Union Mobile does not appear legitimate based on our analysis.
3.5/100



Read 20 Customer Service Reviews 😠💢

2.3 out of 5
Horrible update.

Currently sitting in the waiting room at DCU. I will be taking all my money out of my savings because of this disaster of an update. I’ve been a member since the age of 6 and I’m now 23. Dissatisfied to say the least. I have zero access to my account since update.

Awful

This “updated” app is difficult to use and glitchy. Sometimes I can pay my mortgage (through IC) by going to that specific account. Sometimes I can’t because the button doesn’t respond. Then I am forced to pay the mortgage the traditional “bill pay” way which takes over a week to deliver. I am rather tech savvy but ICCreditUnion and even the website is too much to navigate.

Statements not working on mobile app

The statements section usually freezes and once you get it to load the search screen, it doesn’t actually have a search function or button.

Ugh

Can’t log in. Says it can’t authenticate. So frustrating !

Absolutely Terrible!!!! (Had to give it 1star because I can’t choose 0 stars)

I don’t know why ICCreditUnion is still on the iTunes Store, because it seems like a very Terrible prototype that they never put any effort into making it an actual “app” but rather a halfa**, non-functioning software. You constantly have to delete ICCreditUnion and re-download it, because it glitches out and won’t let you log in. It makes transferring money the longest unnecessary process I’ve ever experienced. This “app” alone, is what is causing me to take my money to a different bank. IC needs to get their sh** together and realize that it’s our money that there messing around with and if they want our business they need to create a better platform for their customers. If you are still with IC Federalists Credit Union I highly recommend going somewhere else, because ICCreditUnion has been dysfunctional for 1&1/2 years now and nothing has been done to fix it. It really makes you wonder, what else are they lacking/mismanaging to do with your money?

Garbage app

ICCreditUnion is complete trash, it’s always unable to process my request to view my balance or login. Absolutely ridiculous, if it’s not fixed ASAP I’m closing my account and taking my money to a bank that can allow me to view my balance whenever I try...which is every other bank in the US.

Barely ever works

ICCreditUnion probably only works 1 day out of the week. You constantly just get a message telling you “unable to process request please try again later” every time you try to log in. It’s stressful when you need to transfer money/check balances and don’t have any easy way to do so. Also works 0% of the time on the new iPhone xs. I don’t think they realize people will switch banks over something like this.

Terrible

I have to agree that ICCreditUnion is unreliable and frustrating. I manage multiple business accounts using several different financial institutions’ mobile banking apps and this one is HANDS DOWN the WORST. I agree with another reviewer that unless significant improvements are made to ICCreditUnion ASAP, I’m moving my accounts to another bank

This app is not an upgrade

No real-time alerts on debit transactions makes ICCreditUnion nearly useless. Obviously, no one sought input from the end users before dissociating from the old SecurLock app. There is no real-time alert mechanism to notify you if your account has been compromised.

Looks horrible

The ui is atrocious compared to the old one. The old interface was super simple and easy to look at. This new one is to complicated looking. I know this review means nothing and I’ll know I’ll get used to it but…. Horrible looking…

Mobile Banking

I love depositing checks on the mobile app. But I wish the bill pay was more detailed so I could see the bills that were pending as I can see them on the website. But overall it’s very convenient for deposits and checking balances.

average app

missing external transfer app

Transfers

I would give it a 5 if there was a memo line on trfr. I know I could write it in my checkbook but it would be convenient to see here.

Don't update

The old version of ICCreditUnion worked just fine and now that I updated to the new version with the add payee, it won't work and is stuck on a white screen with green header. You would think they would have tested this on a couple of different platforms before releasing it. Hopefully it will get fixed soon.

Deposit

Easy and very helpful when away from home!

Please give it another try

The bank last weekend went through a major upgrade online so I decided to reinstall ICCreditUnion . In the past I use to have ICCreditUnion and it was not worth it and deleted it. Now ICCreditUnion is functional and you have more options. It is what a banking app should be. Huge improvement download ICCreditUnion it’s worth it now.

Review of IC Fed. Credit Union

I was always afraid to do on line banking. My daughter convinced me to try last year, so I did and I love it. It’s fast, easy and so convenient. Thanks for being such an awesome Credit Union.

Completely broken

I have been trying to get this latest version to work, but it accepts my Face ID and then goes nowhere.

Nice upgrade!

App is easy to navigate and contains basic functionality for managing accounts. I like the new design and self-service options. Features previously available only in the web version are now accessible in ICCreditUnion , which makes it super convenient!

Unreliable

When it feels like working, it is great. Unfortunately, it is only in the mood to be useful about half of the time. It’s stuck on loading today. Not sure why I don’t just switch banks at this point. I guess I am afraid to end up with something even worse.



Is IC Credit Union Safe? 🙏

IC Credit Union Mobile does not appear safe based on available data. JustUseApp Safety Score for IC Credit Union is 3.5/100.
This assessment is based on our NLP analysis of 21 user reviews. Combined with the app store average rating of 2.3/5.

Safety Analysis

73.7% of users say app is risky 🚨
73.7%

26.3% of users say app is safe 👍
26.3%

0% of users have some concerns ⚠️
0%


Is IC Credit Union Legit? 💯

IC Credit Union Mobile does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for IC Credit Union is 3.5/100 .
This conclusion is based on analysis of 21 user reviews.

🔏 Privacy & Data Safety

IC Credit Union collected the following data from you:

  • Data Linked to You:
    • Location
    • Identifiers
    • Diagnostics
  • Data Not Linked to You:
    • Financial Info
    • Contact Info
    • Contacts
    • User Content
    • Usage Data
    • Diagnostics
    • Other Data



How was your experience with IC Credit Union Mobile? Post a Review




Features

The IC Credit Union Digital Banking App has been completely redesigned from the ground up to make it easier than ever to control your finances and empowers you to stay financially organized and make smarter financial decisions.

So much more: The IC Digital Banking App has many more features and tools you can count on for instant access to your money and to help you make life-enhancing financial decisions.

FEATURES: Account dashboard: Get a fast, holistic view of you accounts with mobile snapshot that provides up-to-date balances in one easy to read list without having to fully log into your mobile banking app.

Powerful Financial Tools: We’ve added some tools that will simplify how you save, borrow, and manage your financial life, such as credit score insights, savings goals, and a financial health monitor.

Money Movement: Schedule a quick transfer, set up recurring transfers, transfer money to other people, or make a loan or credit card payment.

  Contact Support
Developer:
IC Federal Credit Union


Website: