Stellar Bank Mobile Reviews

Stellar Bank Reviews

Published by on 2026-05-19

🏷️ About: With the Stellar Bank Mobile App, your mobile device instantly becomes your nearest banking center. And it’s always open.


       


Is Stellar Bank Safe to Use?

We Investigate the app owner's website (Stellar.bank), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
66.8%

😎 Positive experience
32.9%

🫥 Neutral
0.3%

~ from Justuseapp.com NLP analysis of 131 combined software reviews.

Is Stellar Bank Safe?
Stellar Bank Mobile appears generally safe, but use with caution.
33/100

  Safety Analysis »»

Is Stellar Bank Legit?
Stellar Bank Mobile appears legitimate, though exercise caution.
33.3/100



Read 22 Customer Service Reviews 😠💢

4.6 out of 5
Basically Useless

All you can basically do is pay bills.

If you pay your bills through StellarBank and you want to know how much money is in your checking account too bad. They’re just going to give you what you have though your debit card purchases until the ‘Bill Pay’ bills clear just like a check.

Oh they have two areas for the two amounts, to including what you have actually paid out, but they apparently aren’t going to use them for those purposes. So you’ll have to guess what you actually have in your account for the next two weeks. So it useless.

If you want to know what you have in your savings account(s) too bad. Those accounts aren’t listed and you have to go to the bank to get your balance.

So StellarBank lacks any usefulness at all.

Bank app

My account activity is always behind or incorrect balance shown. Have to wait days after pending charges go through to see my actual balance.

Horrible service since the merge.

I’ll me moving banks as soon as possible.

Annoying App

I wish Community Bank of Texas never became Stellar Bank.

You have stupid computer programmers now that create this troublesome App. Now it asks for password to login AND to use BILLPAY!!!

Stupid stupid stupid redundancy!

Needs updates

I hate getting on StellarBank because it’s so not user friendly. I also wish they’d work on getting hooked up with Apple Pay so I could hook up my debit cards to my phone.

So frustrating

App is not completely functional. Cannot connect to payment apps. (Example Zelle) Bank website has instructions but they are not available or active in the Stellar app.
Emailed customer service no reply. Too frustrated to call at this point. Not the first problem I’ve had with this merger.

Still haven’t got my money after 3 days

The people are nice but after 8 pm you can’t transfer any money out of savings I found that out when I took my dog to the hospital and couldn’t pay for the bill and if you get paid via check it takes a day to cash and if you cash it on Friday you have to wait till Monday before they give you your money

Need notifications

Former allegiance customer and the best feature of their app is missing in the new bank! Bring back notifications! Especially when card is swiped. Then you’ll get more stars!

Its alright

I have enjoyed stellar so far but I just hate how I can’t make a transaction passed 5:00 and wait till the next day for it to go through.

Mobile Deposit function doesn’t work

Great app! Functional and easy to view balance. The mobile deposit function has never worked for me though.

Deposits don't work

I can never get the deposits to work no matter how careful I take the picture. I've even taped the check down so it's perfectly flat and I still get the error cannot read the data at the bottom of the check. I really need this to work, it's all I use StellarBank for is to save a trip to the bank.

Won't show ln clear checks.

Had always shown front and back of all in clear checks. Quit doing that but all other sections still working. Don't want to reinstall as it says will loose data if i delete ap to reinstall. Really don't know what will fix this problem. Emailed for help twice never got answer back.

One complaint...

StellarBank would go from good to amazing if we could have deposit notifications. Please?

Latest update Crashes on 5s iOS 12.1

Used to work fine until update...

Bring back finger scan log in

StellarBank was great when you can quickly log in by using the finger scan. Please bring it back.

Not letting me login

Not letting me log in

Stellar Bank

Love the simplicity of StellarBank and its features

Stellar Bank App

Nice. Easy to use.

Great app

Love StellarBank .

Helpful

Community Bank of Texas app makes all of my online banking very easy to navigate. I am able to pay bills with no hassle at all! Also my checking account balance is always up to date! I have no complaints at all!

Great job

Love StellarBank makes life so much easier for me. I can look and leave.

Top Notch

Easy to use and gives me everything I need

Stellar excellence

Easy to utilize in all transactions as well as see history! Thank you!



Is Stellar Bank Safe? 🙏

Stellar Bank Mobile appears generally safe, but use with caution. JustUseApp Safety Score for Stellar Bank is 33/100.
This assessment is based on our NLP analysis of 131 user reviews. Combined with the app store average rating of 4.6/5.

Safety Analysis

79.2% of users say app is safe 👍
79.2%

15.2% of users have some concerns ⚠️
15.2%

5.6% of users say app is risky 🚨
5.6%


Is Stellar Bank Legit? 💯

Stellar Bank Mobile appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Stellar Bank is 33.3/100 .
This conclusion is based on analysis of 131 user reviews.

🔏 Privacy & Data Safety

Stellar Bank collected the following data from you:

  • Data Linked to You:
    • Financial Info
    • Contact Info
    • Contacts
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics



How was your experience with Stellar Bank Mobile? Post a Review




Features

With the Stellar Bank Mobile App, your mobile device instantly becomes your nearest banking center.

And it’s always open.

  Contact Support
Developer:
CommunityBank of Texas National Association


Website:

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